2023 Bay County, Florida Demographics | Comprehensive Overview
Data and insights for Bay County, Florida, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.
Bay County, Florida Key Demographic Statistics (2023 Estimates)
Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).
Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates
Bay County, Florida Demographics: Age & Gender Distribution (2023)

Key Demographic Indicators for Bay County, Florida
The following statistics highlight Bay County, Florida population and median age, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Population
- 181,368
- Median Age (Total)
- 41.4 years
- Median Age (Male)
- 40.1 years
- Median Age (Female)
- 42.4 years
Bay County, Florida Age Distribution Comparison with Florida 2023
Compare Bay County, Florida age demographics with Florida to understand regional demographic patterns.
| Metric | Bay County, Florida | Florida | Difference |
|---|---|---|---|
| Median Age | 41.4 yrs | 42.7 yrs | -1.3 yrs |
| Under 5 years | 5.58% | 4.91% | +0.7pp |
| Children (5–17 years) | 15.46% | 14.31% | +1.2pp |
| Young Adults (18–24) | 7.41% | 8.16% | -0.8pp |
| Middle-aged (35–54) | 25.26% | 25.24% | +0.0pp |
| Seniors (65+) | 18.23% | 21.80% | -3.6pp |
| Total Dependency Ratio | 64.65 | 69.54 | -4.9 |
Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).
Dependency Ratios Analysis
- Total Dependency Ratio
- 64.65
- Youth Dependency Ratio
- 34.63 Population under 18 relative to working age (18-64).
- Old-Age Dependency Ratio
- 30.02 Population 65+ relative to working age (18-64).
A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.
Bay County, Florida Demographics: Racial and Ethnic Composition (2023)

Diversity & Cultural Composition of Bay County, Florida
The racial makeup and ethnic composition of Bay County, Florida are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.
- Diversity Index Score
- 43.71
- Diversity Tier
- moderate
- Definition
- The probability that two individuals chosen at random will be from different racial or ethnic groups.
Diversity Comparison with Florida
Compare Bay County, Florida racial and ethnic demographics with Florida to understand regional diversity patterns.
Bay County, Florida Diversity
43.71
moderateFlorida Diversity
65.38
highRacial and Ethnic Composition Comparison
| Racial/Ethnic Group | Bay County, Florida | Florida | Difference |
|---|---|---|---|
| White Alone (Non-Hispanic) | 73.70% | 49.07% | +24.6pp |
| Black/African American Alone | 9.84% | 14.29% | -4.4pp |
| Hispanic or Latino (Any Race) | 8.39% | 28.69% | -20.3pp |
| Two or More Races | 5.16% | 4.05% | +1.1pp |
| Asian Alone | 1.92% | 3.02% | -1.1pp |
| Some Other Race Alone | 0.66% | 0.69% | -0.0pp |
| American Indian and Alaska Native Alone | 0.23% | 0.11% | +0.1pp |
| Native Hawaiian or Other Pacific Islander Alone | 0.10% | 0.08% | +0.0pp |
| Diversity Index Score | 43.71 | 65.38 | -21.67 |
Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.
Bay County, Florida Economic Demographics: Household Income Statistics (2023)

Economic Snapshot for Bay County, Florida
The following data illustrates the financial landscape of Bay County, Florida, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Household Income
- $70,188 (Adjusted for inflation)
- Total Households Analyzed
- 76,118
Income Comparison with Florida
Compare Bay County, Florida household income with Florida to understand regional economic patterns.
Bay County, Florida
$70,188
Florida
$77,735
Income Distribution Comparison
| Income Bracket | Bay County, Florida | Florida | Difference |
|---|---|---|---|
| Less than $20,000 | 10.24% | 11.07% | -0.8pp |
| $20,000 to $34,999 | 10.44% | 10.00% | +0.4pp |
| $35,000 to $49,999 | 12.56% | 10.58% | +2.0pp |
| $50,000 to $74,999 | 20.74% | 16.67% | +4.1pp |
| $75,000 to $149,999 | 30.97% | 30.91% | +0.1pp |
| $150,000 or more | 15.04% | 20.77% | -5.7pp |
Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Florida.
Bay County, Florida Real Estate Demographics: Property Values (2023)

Real Estate Market Snapshot for Bay County, Florida
The following data highlights the distribution of owner-occupied housing values in Bay County, Florida, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Property Value
- $276,900
- Total Properties Analyzed
- 51,976 (Owner-occupied units)
Property Value Comparison with Florida
Compare Bay County, Florida property values with Florida to understand regional real estate market patterns.
Bay County, Florida
$276,900
Florida
$396,900
Property Value Distribution Comparison
| Value Bracket | Bay County, Florida | Florida | Difference |
|---|---|---|---|
| Less than $25,000 | 3.17% | 2.24% | +0.9pp |
| $25,000 to $49,999 | 2.64% | 2.09% | +0.6pp |
| $50,000 to $99,999 | 6.80% | 3.41% | +3.4pp |
| $100,000 to $199,999 | 19.47% | 8.27% | +11.2pp |
| $200,000 to $499,999 | 54.19% | 50.21% | +4.0pp |
| $500,000 to $999,999 | 12.84% | 30.01% | -17.2pp |
| $1,000,000 or more | 0.89% | 3.77% | -2.9pp |
Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Florida.
Bay County, Florida Educational Attainment Statistics (2023)

Education Snapshot for Bay County, Florida
The following statistics represent the educational background of residents aged 25 and older in Bay County, Florida, based on U.S. Census Bureau 2023 ACS Estimates.
- High School Graduate or Higher
- 90.77%
- Bachelor's Degree or Higher
- 28.04%
- Total Population Analyzed (25+)
- 129,787
Education Level Comparison with Florida
Compare Bay County, Florida educational attainment with Florida to understand regional education patterns.
Bachelor's+ in Bay County, Florida
28.04%
Bachelor's+ in Florida
35.84%
Detailed Education Level Comparison
| Education Level | Bay County, Florida | Florida | Difference |
|---|---|---|---|
| Less than HS | 9.23% | 9.64% | -0.4pp |
| HS Graduate | 27.85% | 26.45% | +1.4pp |
| Some College/Associate's | 34.87% | 28.08% | +6.8pp |
| Bachelor's Degree | 17.84% | 22.14% | -4.3pp |
| Graduate/Professional | 10.21% | 13.69% | -3.5pp |
| HS Graduate or Higher | 90.77% | 90.36% | +0.4pp |
Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Florida.
Bay County, Florida Health Insurance Coverage Statistics (2023)

Healthcare Coverage Snapshot for Bay County, Florida
The following data illustrates the health coverage landscape of Bay County, Florida, based on U.S. Census Bureau 2023 ACS Estimates.
- Overall Uninsured Rate
- 13.8%
- Total Uninsured Population
- 24,454
- Total Civilian Population
- 176,660
The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.
Health Insurance Coverage Comparison with Florida
Compare Bay County, Florida health insurance coverage with Florida to understand regional healthcare access patterns.
Uninsured in Bay County, Florida
13.8%
Uninsured in Florida
10.9%
Uninsured Rates by Age and Sex
| Age Group | Bay County, Florida | Florida | ||
|---|---|---|---|---|
| Male | Female | Male | Female | |
| Under 18 | 11.2% | 8.7% | 8.5% | 8.4% |
| 18-34 years | 27.1% | 20.8% | 22.6% | 16.6% |
| 35-64 years | 18.4% | 16.4% | 14.9% | 12.0% |
| 65+ years | 0.3% | 0.1% | 1.0% | 1.0% |
Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.
Bay County, Florida Nativity & Citizenship Statistics (2023)

Citizenship Snapshot for Bay County, Florida
The following data details the citizenship status and nativity of the population in Bay County, Florida, based on U.S. Census Bureau 2023 ACS Estimates.
- U.S. Citizenship Rate
- 96.0% (Native-born + Naturalized)
- Naturalized Citizens
- 7,256 (Foreign-born individuals who acquired citizenship)
- Non-Citizen Residents
- 7,302
Citizenship Comparison with Florida
Compare Bay County, Florida citizenship and nativity with Florida to understand regional immigration and naturalization patterns.
Citizenship in Bay County, Florida
96.0%
Citizenship in Florida
89.6%
Nativity and Citizenship Comparison
| Nativity/Citizenship Status | Bay County, Florida | Florida | Difference |
|---|---|---|---|
| Born in the United States | 88.8% | 72.9% | +15.9pp |
| Born in PR or U.S. Territories | 1.1% | 2.5% | -1.4pp |
| Born abroad of American parent(s) | 2.0% | 1.5% | +0.5pp |
| U.S. citizen by naturalization | 4.0% | 12.7% | -8.7pp |
| Not a U.S. citizen | 4.0% | 10.4% | -6.4pp |
| Total U.S. Citizens | 96.0% | 89.6% | +6.4pp |
Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Florida.
Bay County, Florida Commuting & Transportation Statistics (2023)

Commuter Snapshot for Bay County, Florida
The following data details the commuting habits of the workforce in Bay County, Florida, based on U.S. Census Bureau 2023 ACS Estimates.
- Drove to Work (Car/Truck/Van)
- 87.9%
- Public Transportation Usage
- 0.6%
- Work From Home Rate
- 8.8%
- Total Workers Analyzed
- 87,881
Transportation Comparison with Florida
Compare Bay County, Florida commuting patterns with Florida to understand regional transportation preferences.
Drove in Bay County, Florida
87.9%
Drove in Florida
79.0%
Commute Mode Comparison
| Transportation Method | Bay County, Florida | Florida | Difference |
|---|---|---|---|
| Car, truck, or van | 87.9% | 79.0% | +8.9pp |
| Public transportation | 0.6% | 1.3% | -0.7pp |
| Bicycle | 0.4% | 0.5% | -0.1pp |
| Walked | 1.1% | 1.4% | -0.3pp |
| Taxicab, motorcycle, or other | 1.2% | 2.2% | -1.0pp |
| Worked from home | 8.8% | 15.5% | -6.7pp |
Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Florida.
Bay County, Florida Employment by Class of Worker (2023)

Workforce Snapshot for Bay County, Florida
The following statistics categorize the civilian employed population aged 16 and over in Bay County, Florida by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Employed Civilian Population
- 86,953
- Private Sector (Profit & Non-Profit)
- Includes For-Profit and Non-Profit organizations
- Government Workers
- Includes Local, State, and Federal employees
- Self-Employed Workers
- Includes own not incorporated business workers
Employment Sector Comparison with Florida
Compare Bay County, Florida employment patterns with Florida to understand regional workforce composition differences.
Government Employment in Bay County, Florida
9.1% (M) / 8.7% (F)
Government Employment in Florida
5.3% (M) / 6.5% (F)
Employment Sector Comparison
| Employment Sector | Bay County, Florida | Florida | Difference |
|---|---|---|---|
| Private For-Profit (Combined) | M: 36.9% F: 31.5% | M: 40.5% F: 33.9% | M: -3.6pp F: -2.4pp |
| Private Non-Profit | M: 1.9% F: 3.5% | M: 2.5% F: 4.6% | M: -0.6pp F: -1.1pp |
| Government (All Levels) | M: 9.1% F: 8.7% | M: 5.3% F: 6.5% | M: +3.8pp F: +2.2pp |
| Self-Employed | M: 4.6% F: 3.4% | M: 3.7% F: 2.7% | M: +0.9pp F: +0.7pp |
Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Florida.
Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.
Bay County, Florida Veteran Population & Service Statistics (2023)

Veteran Community Snapshot for Bay County, Florida
The following data details the civilian veteran population aged 18 and over in Bay County, Florida, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Civilian Veterans
- 19,329
- Primary Service Era
- Vietnam Era Only
4,574 veterans (23.7%)
Veteran Population Comparison with Florida
Compare Bay County, Florida veteran demographics with Florida to understand regional veteran service patterns.
Total Veterans in Bay County, Florida
19,329
Total Veterans in Florida
1,347,330
- Bay County, Florida: Vietnam Era Only (23.7%)
- Florida: Vietnam Era Only (31.4%)
Service Period Distribution Comparison
| Service Period | Bay County, Florida | Florida | Difference |
|---|---|---|---|
| Vietnam Era Only | 23.7% (4,574) | 31.4% (423,694) | -7.7pp |
| Gulf War Only | 19.2% (3,706) | 13.7% (185,078) | +5.5pp |
| Post-9/11 + Gulf War | 18.7% (3,605) | 8.5% (114,567) | +10.2pp |
| Post-9/11 Only | 13.7% (2,648) | 13.8% (185,410) | -0.1pp |
| Between Gulf War & Vietnam | 13.0% (2,517) | 14.8% (199,351) | -1.8pp |
| Korean War Only | 3.6% (703) | 5.1% (68,151) | -1.5pp |
| Between Vietnam & Korean | 3.6% (694) | 7.5% (101,158) | -3.9pp |
| Gulf War + Vietnam | 3.1% (593) | 2.2% (29,427) | +0.9pp |
| WWII Only | 0.6% (111) | 1.3% (18,004) | -0.7pp |
| Vietnam + Korean | 0.4% (78) | 0.7% (9,197) | -0.3pp |
| Post-9/11 + Gulf War + Vietnam | 0.3% (49) | 0.4% (5,835) | -0.1pp |
| Korean + WWII | 0.1% (27) | 0.1% (1,875) | 0.0pp |
| Vietnam + Korean + WWII | 0.1% (12) | 0.1% (1,098) | 0.0pp |
| Between Korean & WWII | 0.1% (12) | 0.3% (4,392) | -0.2pp |
Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.
Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.
Bay County, Florida Family Poverty & Income Statistics (2023)

Family Economic Security Snapshot for Bay County, Florida
The following data categorizes families in Bay County, Florida by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.
- Families Below Poverty Line (<100%)
- 8.3% (4,074 families)
- Families Near Poverty (100-199%)
- 33.4% (16,461 families)
- Families with Secure Income (200%+)
- 58.4% (28,812 families)
Poverty Rate Comparison with Florida
Compare Bay County, Florida poverty levels with Florida to understand regional economic disparities.
Poverty Rate in Bay County, Florida
8.3%
Below poverty linePoverty Rate in Florida
8.4%
Below poverty lineIncome-to-Poverty Ratio Distribution Comparison
| Income Category | Bay County, Florida | Florida | Difference |
|---|---|---|---|
| Below Poverty (<100%) | 8.3% (4,074) | 8.4% (500,062) | -0.1pp |
| Near Poverty (100-199%) | 33.4% (16,461) | 30.2% (1,785,721) | +3.2pp |
| Economic Security (200%+) | 58.4% (28,812) | 61.4% (3,636,877) | -3.0pp |
| Detailed Breakdown | |||
| Below 50% of Poverty | 3.5% | 3.9% | -0.4pp |
| 50-74% of Poverty | 2.4% | 2.0% | +0.4pp |
| 75-99% of Poverty | 2.4% | 2.6% | -0.2pp |
| 100-124% of Poverty | 3.0% | 2.9% | +0.1pp |
| 125-149% of Poverty | 4.6% | 3.4% | +1.2pp |
| 150-174% of Poverty | 4.7% | 3.8% | +0.9pp |
Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Florida.
Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.
Bay County, Florida SNAP/Food Stamps Statistics (2023)

SNAP Participation Snapshot for Bay County, Florida
The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in Bay County, Florida, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Households Receiving SNAP
- 9,623 (12.64% of all households)
- Recipient Households with Children
- 4,999 (51.95% of recipients)
- Total Households Analyzed
- 76,118
SNAP Participation Comparison with Florida
Compare Bay County, Florida SNAP participation with Florida to understand regional food assistance needs.
SNAP Participation in Bay County, Florida
12.64%
9,623 householdsSNAP Participation in Florida
11.37%
1,039,823 householdsSNAP Household Composition Comparison
| Household Type | Bay County, Florida | Florida | ||
|---|---|---|---|---|
| With Children | No Children | With Children | No Children | |
| Married-Couple Family | 20.85% (2,006) | 7.87% (757) | 16.62% (172,821) | 12.47% (129,636) |
| Male Householder, No Spouse | 4.69% (451) | 4.75% (457) | 5.12% (53,251) | 4.19% (43,572) |
| Female Householder, No Spouse | 25.32% (2,437) | 6.79% (653) | 21.13% (219,699) | 10.68% (111,029) |
| Nonfamily Households | 1.09% (105) | 28.65% (2,757) | 0.44% (4,529) | 29.36% (305,286) |
| Total SNAP Recipients | 9,623 (12.64% of households) | 1,039,823 (11.37% of households) | ||
Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.
About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.