2023 Calvert County, Maryland Demographics | Data & Analysis

Ready-to-use reports, analytics, and visualizations covering Calvert County, Maryland, including population, race, income, and more. Based on 2023 American Community Survey Estimates.

Calvert County, Maryland Key Demographic Statistics (2023 Estimates)

Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).

Total Population
93,791
Median Age
40.5 years
Median Household Income
$132,059
Bachelor's Degree+
35.26%
Uninsured Rate
3.3%
Total Households
33,485
Total Workers
47,794
Citizenship Rate
99.0%
Total Veterans
7,746
Top Veteran Era
Vietnam Era Only
Poverty Rate
2.4%
Families in Poverty
592
SNAP Recipients
5.14%
Households w/ SNAP
1,721

Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates

Calvert County, Maryland 2023 Demographics: Age & Gender Distribution

Bar chart showing the population distribution of Calvert County, Maryland by age group and gender, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the total population of Calvert County, Maryland is 93,791. The median age of the population in Calvert County, Maryland is 40.5 years. The median age for males is 39.2 years, and for females it is 41.6 years.

The age distribution of the population in Calvert County, Maryland by age group is as follows:

Population Percentage by Age Group in Calvert County, Maryland, 2023
Age Group Percentage
Under 5 years 5.25%
5–17 years (children) 17.98%
18–24 years (young adults) 7.73%
25–34 years 11.38%
35–54 years 26.51%
55–64 years 15.25%
65 years and over (seniors) 15.90%

Understanding the Demographic Dependency Ratio in Calvert County, Maryland

The total dependency ratio in Calvert County, Maryland is 64.28. The youth dependency ratio is 38.16, and the old-age dependency ratio is 26.12. In demographic terms, the dependency ratio measures the size of the population typically not in the labor force (children under 18 and older adults 65+) relative to the working age (18-64) population. A higher ratio indicates a greater financial and social burden on the working population to support the non-working age groups.

For more detailed reports, explore the demographics for each of the most populated ZIP Codes in Calvert County, Maryland, including Lusby (20657) (20,519), Huntingtown (20639) (14,969), and Prince Frederick (20678) (12,686).


What is the Racial and Ethnic Breakdown of Calvert County, Maryland?

Race and Ethnicity Distribution Chart for Calvert County, Maryland
Source: U.S. Census Bureau, 2023 ACS Estimates

The racial makeup and ethnic composition (racial demographics) of Calvert County, Maryland is detailed below, based on the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates.

The Diversity Index for Calvert County, Maryland is calculated at 42.68, suggesting a moderate level of racial and ethnic diversity. This index measures the probability that two people chosen at random will be from different racial or ethnic groups.

The following table provides the breakdown of the population of Calvert County, Maryland by race and ethnicity:

Population Percentage by Racial and Ethnic Group in Calvert County, Maryland, 2023
Racial/Ethnic Group Percentage
White Alone (Non-Hispanic) 74.30%
Black/African American Alone 12.17%
Two or More Races 5.98%
Hispanic or Latino (Any Race) 4.93%
Asian Alone 1.82%
Some Other Race Alone 0.62%
American Indian and Alaska Native Alone 0.14%
Native Hawaiian or Other Pacific Islander Alone 0.06%

Calvert County, Maryland 2023 Demographics: Household Income Distribution

Horizontal bar chart showing household income distribution in Calvert County, Maryland.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the median household income in Calvert County, Maryland over the past 12 months, adjusted for 2023 inflation, was $132,059. This figure is based on a total of 33,485 households.

The distribution of household income in Calvert County, Maryland across various income brackets is as follows:

Household Income Distribution in Calvert County, Maryland, 2023
Income Range Percentage of Households
Less than $20,000 4.91%
$20,000 to $34,999 4.46%
$35,000 to $49,999 5.57%
$50,000 to $74,999 9.54%
$75,000 to $149,999 33.40%
$150,000 or more 42.11%

For detailed household income distribution reports on the ZIP Codes with the highest median household income in Calvert County, Maryland, explore the data for: Huntingtown (20639) ($153,375), Chesapeake Beach (20732) ($135,925), and Prince Frederick (20678) ($118,288).


Calvert County, Maryland 2023 Demographics: Property Value Distribution

Line chart showing the distribution of property values for owner-occupied housing units in Calvert County, Maryland.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the distribution of property values for owner-occupied housing units in Calvert County, Maryland is based on a total of 29,184 properties.

The property value distribution in Calvert County, Maryland across various value brackets is as follows:

Property Value Distribution in Calvert County, Maryland, 2023
Property Value Range Percentage of Properties
Less than $25,000 0.65%
$25,000 to $49,999 0.90%
$50,000 to $99,999 0.68%
$100,000 to $199,999 1.76%
$200,000 to $499,999 58.49%
$500,000 to $999,999 36.80%
$1,000,000 or more 0.72%

Educational Attainment in Calvert County, Maryland (2023 Data)

Treemap chart illustrating the educational attainment breakdown for population 25 years and over in Calvert County, Maryland.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the educational attainment data covers the population 25 years and older in Calvert County, Maryland, totaling 64,751 individuals.

94.91% of Calvert County, Maryland population has a high school diploma or higher. Furthermore, the percentage of individuals who hold a Bachelor's Degree or a higher professional/graduate degree is 35.26%.

The detailed breakdown by educational level is presented below:

Educational Attainment Distribution in Calvert County, Maryland, 2023
Educational Attainment Level Percentage of Population 25+
Less than high school graduate 5.09%
High school graduate (incl. equivalency) 28.62%
Some college or associate's degree 31.03%
Bachelor's Degree 19.48%
Graduate or professional degree 15.78%

What is the Health Insurance Coverage Rate in Calvert County, Maryland?

Pyramid chart showing health insurance coverage by age and sex in Calvert County, Maryland.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the health insurance coverage data for Calvert County, Maryland shows that 3.3% of the population lacks health insurance coverage. This represents 3,074 individuals out of a total population of 92,235 people.

The uninsured rates vary significantly by age group. Young adults (18-34 years) have uninsured rates of 6.9% for males and 7.3% for females. In the 35-64 age bracket, 4.4% of males and 3.3% of females are uninsured.

Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare. In Calvert County, Maryland, uninsured rates for children are 1.6% for males and 2.2% for females, while seniors have rates of 0.1% for males and 0.0% for females.

Uninsured Rates by Age Group and Sex in Calvert County, Maryland, 2023
Age Group Male Uninsured % Female Uninsured %
Under 18 1.6% 2.2%
18-34 years 6.9% 7.3%
35-64 years 4.4% 3.3%
65+ years 0.1% 0.0%

Calvert County, Maryland 2023 Population by Nativity and Citizenship Status

Treemap showing the population distribution by nativity and citizenship status in Calvert County, Maryland based on U.S. Census data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the nativity and citizenship data for Calvert County, Maryland shows that 99.0% of the population are U.S. citizens. This includes both native-born and naturalized citizens, representing 92,809 individuals out of a total population of 93,791 people.

The nativity breakdown reveals diverse origins: 94.5% were born in the United States, 0.6% were born in Puerto Rico or U.S. Island Areas, and 1.1% were born abroad of American parent(s).

Among the foreign-born population, 2.7% of the total population have become naturalized U.S. citizens (2,513 individuals), while 1.0% are non-citizens (982 individuals).

Nativity and Citizenship Distribution in Calvert County, Maryland, 2023
Nativity/Citizenship Status Percentage
Born in the United States 94.5%
Born in Puerto Rico or U.S. Island Areas 0.6%
Born abroad of American parent(s) 1.1%
U.S. citizen by naturalization 2.7%
Not a U.S. citizen 1.0%
Total U.S. Citizens 99.0%

Calvert County, Maryland 2023 Demographics: Means of Transportation to Work

Treemap showing means of transportation to work distribution in Calvert County, Maryland.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the commuting patterns for Calvert County, Maryland show that 80.0% of workers commute by car, truck, or van. This represents 38,836 workers out of a total workforce of 48,555 people.

Public transportation usage stands at 1.7% (847 workers), which includes buses, subways, light rail, commuter trains, and ferries, but excludes taxicabs. Active transportation methods include walking (0.8%) and bicycling (0.1%).

16.4% of workers in Calvert County, Maryland report working from home. An additional 0.9% use other means such as taxicabs, motorcycles, or other forms of transportation. These alternative commuting patterns reflect changing work arrangements and transportation preferences in the modern workforce.

Commuting Methods Distribution in Calvert County, Maryland, 2023
Transportation Method Percentage Number of Workers
Car, truck, or van 80.0% 38,836
Public transportation 1.7% 847
Bicycle 0.1% 39
Walked 0.8% 403
Taxicab, motorcycle, or other means 0.9% 443
Worked from home 16.4% 7,987
Total Workers - 48,555

Calvert County, Maryland 2023 Demographics: Employment by Class of Worker

Horizontal bar chart showing employment distribution by class of worker and gender in Calvert County, Maryland, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the civilian employed population aged 16 and over in Calvert County, Maryland totals 47,794 workers. Of these, 25,819 (54.0%) are male and 21,975 (46.0%) are female.

The employment distribution by class of worker in Calvert County, Maryland is as follows:

Employment Distribution by Class of Worker and Sex in Calvert County, Maryland, 2023
Employment Class Male Workers Female Workers
Private For-Profit 16,480 (34.5%) 11,842 (24.8%)
Private Non-Profit 1,103 (2.3%) 1,792 (3.7%)
Government (All Levels) 7,008 (14.7%) 6,813 (14.3%)
  • Local Government 2,187 3,051
  • State Government 786 956
  • Federal Government 4,035 2,806
Self-Employed 1,167 (2.4%) 1,500 (3.1%)

Class of worker categorizes employed civilians by their employment arrangement. Private sector workers are employed by for-profit or non-profit companies. Government workers include those employed at local, state, or federal levels. Self-employed workers operate their own unincorporated businesses. Understanding the class of worker distribution provides insights into the economic structure and employment diversity of Calvert County, Maryland.


Calvert County, Maryland 2023 Demographics: Veterans by Period of Service

Horizontal bar chart showing veteran distribution by period of military service in Calvert County, Maryland, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 7,746 civilian veterans aged 18 and over in Calvert County, Maryland.

The largest group of veterans served during Vietnam Era Only, accounting for 1,812 veterans (23.4% of all veterans). The second-largest group served during Post-9/11 + Gulf War, with 1,572 veterans (20.3%).

The complete distribution of veterans by period of military service in Calvert County, Maryland is as follows:

Veteran Distribution by Period of Military Service in Calvert County, Maryland, 2023
Period of Service Number of Veterans Percentage
Vietnam Era Only (August 1964 to April 1975) 1,812 23.4%
Post-9/11 and Gulf War (August 1990 to August 2001) 1,572 20.3%
Post-9/11 Only (September 2001 or later) 1,458 18.8%
Between Gulf War and Vietnam Era 1,190 15.4%
Gulf War Only (August 1990 to August 2001) 1,022 13.2%
Between Vietnam Era and Korean War 245 3.2%
Gulf War and Vietnam Era 156 2.0%
Korean War Only (July 1950 to January 1955) 146 1.9%
World War II Only (December 1941 to December 1946) 59 0.8%
Post-9/11, Gulf War, and Vietnam Era 50 0.6%
Vietnam Era and Korean War 31 0.4%
Vietnam Era, Korean War, and World War II 5 0.1%
Total Veterans 7,746 100.0%

Period of military service categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Veterans may have served during multiple periods, including World War II (December 1941–December 1946), the Korean War (July 1950–January 1955), the Vietnam Era (August 1964–April 1975), the Gulf War (August 1990–August 2001), and Post-9/11 (September 2001 or later). Understanding veteran demographics helps communities provide appropriate services, benefits, and support to those who have served.


Calvert County, Maryland 2023 Demographics: Families by Income-to-Poverty Ratio

Horizontal bar chart showing family distribution by income-to-poverty ratio in Calvert County, Maryland, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 25,028 families in Calvert County, Maryland.

Of these families, 592 (2.4%) live below the poverty line (income less than 100% of the federal poverty level). An additional 3,679 families (14.7%) are at or near poverty (100-199% of poverty). Meanwhile, 20,757 families (82.9%) have incomes at least twice the poverty level.

The complete distribution of families by income-to-poverty ratio in Calvert County, Maryland is as follows:

Family Distribution by Income-to-Poverty Ratio in Calvert County, Maryland, 2023
Income-to-Poverty Ratio Number of Families Percentage
Below 50% of Poverty 282 1.1%
50-74% of Poverty 215 0.9%
75-99% of Poverty 95 0.4%
100-124% of Poverty 323 1.3%
125-149% of Poverty 358 1.4%
150-174% of Poverty 322 1.3%
175-184% of Poverty 233 0.9%
185-199% of Poverty 319 1.3%
200-299% of Poverty 2,124 8.5%
300-399% of Poverty 2,836 11.3%
400-499% of Poverty 3,048 12.2%
500%+ of Poverty 14,873 59.4%
Total Families 25,028 100.0%

Income-to-poverty ratio measures how a family's income compares to the federal poverty threshold, which varies by family size and composition. A ratio below 1.00 (100%) indicates the family lives in poverty. Ratios between 1.00 and 1.99 represent families with low incomes who may still struggle financially despite being technically above the poverty line. Families with ratios of 2.00 (200%) or higher generally have more economic security. Understanding poverty distribution helps communities allocate resources and develop programs to support families in need.


Calvert County, Maryland 2023 Demographics: SNAP/Food Stamps Recipients

Stacked bar chart showing SNAP/Food Stamps recipient household composition by presence of children under 18 in Calvert County, Maryland, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 33,485 total households in Calvert County, Maryland. Of these, 1,721 households (5.14%) received SNAP/Food Stamps benefits in the past 12 months.

Among SNAP-recipient households, 715 (41.55%) have children under 18 years, while 1,006 (58.45%) do not have children under 18 years.

Household Composition of SNAP Recipients

SNAP Recipient Household Composition in Calvert County, Maryland, 2023
Household Type With Children Under 18 No Children Under 18
Married-Couple Family 173 (10.05%) 149 (8.66%)
Male Householder, No Spouse 137 (7.96%) 39 (2.27%)
Female Householder, No Spouse 392 (22.78%) 112 (6.51%)
Nonfamily Households 13 (0.76%) 706 (41.02%)

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, provides nutrition assistance to low-income individuals and families. The program aims to help eligible households purchase nutritious food. SNAP participation rates and household composition patterns provide important insights into economic hardship and food security challenges in Calvert County, Maryland. Households with children under 18 often face greater nutritional needs, while households without children may include seniors, disabled individuals, or working adults facing economic challenges.


Frequently Asked Questions (FAQs)

The age breakdown for the population of Calvert County, Maryland is detailed below, showing the percentage of the total population for each group:

Age Group Percentage
Under 5 years5.25%
5–17 years (children)17.98%
18–24 years (young adults)7.73%
25–34 years11.38%
35–54 years26.51%
55–64 years15.25%
65 years and over (seniors)15.90%

The racial and ethnic composition of Calvert County, Maryland is dominated by: White Alone (Non-Hispanic): 74.30%, Black/African American Alone: 12.17%, Two or More Races: 5.98%. The complete breakdown includes 8 distinct racial and ethnic categories.

The median household income in Calvert County, Maryland is $132,059. This represents the midpoint of all household incomes in the area, meaning half of households earn more than this amount and half earn less.

The household income distribution in Calvert County, Maryland is: Very Low Income (under $20,000): 4.91%, Low Income ($20,000-$34,999): 4.46%, Lower Middle Income ($35,000-$49,999): 5.57%, Middle Income ($50,000-$74,999): 9.54%, Upper Middle Income ($75,000-$149,999): 33.40%, High Income ($150,000+): 42.11%.

Approximately 64.55% of households in Calvert County, Maryland earn over $100,000 annually. This includes households earning between $100,000 and $124,999, $125,000 and $149,999, $150,000 and $199,999, and $200,000 or more.

The property value distribution for owner-occupied housing units in Calvert County, Maryland is: Less than $25,000: 0.65%, $25,000-$49,999: 0.90%, $50,000-$99,999: 0.68%, $100,000-$199,999: 1.76%, $200,000-$499,999: 58.49%, $500,000-$999,999: 36.80%, $1,000,000 or more: 0.72%.

There are 29,184 owner-occupied housing units in Calvert County, Maryland. This represents homes that are owned by the people living in them, as opposed to rental properties or vacant units.

Approximately 37.52% of owner-occupied housing units in Calvert County, Maryland are valued over $500,000. This includes properties valued between $500,000 and $749,999, $750,000 and $999,999, $1,000,000 and $1,499,999, $1,500,000 and $1,999,999, and $2,000,000 or more.

In Calvert County, Maryland, 35.26% of the population aged 25 and older holds a bachelor's degree or higher. This includes those with bachelor's degrees as well as those with graduate or professional degrees.

The educational attainment breakdown for Calvert County, Maryland (population 25+) is: Less than high school graduate: 5.09%, High school graduate (including equivalency): 28.62%, Some college or associate's degree: 31.03%, Bachelor's degree: 19.48%, Graduate or professional degree: 15.78%.

In Calvert County, Maryland, 94.91% of the population aged 25 and older has completed at least a high school education. This includes high school graduates, those with some college, associate's degrees, bachelor's degrees, and graduate degrees.

In Calvert County, Maryland, 3.3% of the population lacks health insurance coverage. This represents 3,074 individuals out of a total population of 92,235 people.

The uninsured rates vary by age group in Calvert County, Maryland. For young adults (18-34 years), 6.9% of males and 7.3% of females lack coverage. In the 35-64 age group, 4.4% of males and 3.3% of females are uninsured. These working-age populations typically face different coverage challenges than children or seniors.

Children under 18 in Calvert County, Maryland have uninsured rates of 1.6% for males and 2.2% for females. Seniors aged 65 and older, who are typically covered by Medicare, have uninsured rates of 0.1% for males and 0.0% for females. These age groups generally have higher coverage rates due to public programs.

In Calvert County, Maryland, 99.0% of the population are U.S. citizens. This includes native-born citizens and naturalized citizens. Out of a total population of 93,791 people, 92,809 are U.S. citizens.

Calvert County, Maryland has 2,513 naturalized U.S. citizens, representing 2.7% of the total population. These are foreign-born individuals who have gone through the naturalization process to become U.S. citizens.

The nativity and citizenship breakdown for Calvert County, Maryland is: 94.5% were born in the United States, 0.6% were born in Puerto Rico or U.S. Island Areas, 1.1% were born abroad of American parent(s), 2.7% are foreign-born naturalized U.S. citizens, and 1.0% are foreign-born non-citizens.

In Calvert County, Maryland, 80.0% of workers commute by car, truck, or van, making it the most common means of transportation to work. Out of 48,555 total workers, 38,836 use personal vehicles for their commute.

847 workers in Calvert County, Maryland use public transportation (excluding taxicabs) to commute to work, representing 1.7% of all workers. This includes buses, subways, light rail, commuter trains, and ferries.

Alternative commute methods in Calvert County, Maryland include: 16.4% work from home, 0.8% walk to work, 0.1% bicycle, and 0.9% use other means such as taxicabs or motorcycles. These alternatives to driving alone help reduce traffic congestion and environmental impact.

"Class of worker" refers to the type of employer or work arrangement for employed civilians aged 16 and over in Calvert County, Maryland. It categorizes workers into private sector (for-profit and non-profit), government (local, state, and federal), self-employed, and unpaid family workers. This classification helps understand the employment structure and economic composition of the workforce.

According to the American Community Survey, Calvert County, Maryland has 47,794 employed civilians aged 16 and over. The private for-profit sector employs the largest share of workers, with 34.5% of male workers and 24.8% of female workers in this category.

In Calvert County, Maryland, there are 7,008 male government workers and 6,813 female government workers. Government employment includes local, state, and federal positions. This represents 14.7% of male workers and 14.3% of female workers.

Self-employment in Calvert County, Maryland includes 1,167 males (2.4%) and 1,500 females (3.1%). Self-employed workers operate their own businesses that are not legally incorporated.

In Calvert County, Maryland, 1,721 households (5.14% of all households) received SNAP/Food Stamps benefits in the past 12 months. Out of 33,485 total households, these families rely on this federal nutrition assistance program to help purchase food.

Of the SNAP-receiving households in Calvert County, Maryland, 715 (41.55%) have children under 18 years. These families face additional nutritional needs and food security challenges as they work to provide adequate nutrition for growing children.

SNAP recipients in Calvert County, Maryland include diverse household types. Among households with children, 392 (22.78%) are headed by a female householder with no spouse present, while 173 (10.05%) are married-couple families. The program also serves households without children, including seniors, disabled individuals, and working adults facing economic challenges.

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a federal program that provides nutrition assistance to low-income individuals and families. Eligibility is based on household income, resources, and size. In Calvert County, Maryland, SNAP helps eligible households purchase nutritious food at authorized retailers. The program aims to alleviate hunger and improve nutrition and health outcomes for vulnerable populations.

According to the U.S. Census Bureau's American Community Survey, there are 7,746 civilian veterans aged 18 and over living in Calvert County, Maryland. These individuals have served on active duty in the U.S. Army, Air Force, Navy, Marine Corps, or Coast Guard. This number does not include those with only National Guard or Reserves training without active duty service.

The most common period of military service for veterans in Calvert County, Maryland is Vietnam Era Only, with 1,812 veterans (23.4% of all veterans) who served during this period. The second most common period is Post-9/11 + Gulf War, with 1,572 veterans (20.3%).

"Period of service" categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Major periods include World War II (December 1941-December 1946), the Korean War (July 1950-January 1955), the Vietnam Era (August 1964-April 1975), the Gulf War (August 1990-August 2001), and Post-9/11 (September 2001 or later). Veterans may have served during multiple periods. Understanding the distribution of service periods helps communities in Calvert County, Maryland provide appropriate services and support to their veteran population.

Veterans who served during the Gulf War era (1990-2001) and Post-9/11 era (2001-present) represent approximately 70.3% of all veterans in Calvert County, Maryland. These more recent-era veterans, totaling around 5,448 individuals, often have different service experiences and support needs compared to veterans of earlier conflicts. They may benefit from targeted programs addressing issues such as transition to civilian life, employment assistance, and access to VA healthcare services.

In Calvert County, Maryland, 592 families (2.4% of all families) live below the federal poverty line. This means their household income is less than 100% of the poverty threshold established by the U.S. Census Bureau, which varies by family size and composition. Out of 25,028 total families, these households face significant economic challenges meeting basic needs.

"Income-to-poverty ratio" measures how a family's income compares to the federal poverty threshold. A ratio of 1.00 (100%) means the family's income equals the poverty line. Below 1.00 indicates poverty, while ratios above 1.00 show income levels relative to poverty. For example, a ratio of 2.00 (200%) means the family earns twice the poverty threshold. In Calvert County, Maryland, this data helps identify not just families in poverty, but also those who are economically vulnerable despite being above the official poverty line.

Beyond families living in poverty, Calvert County, Maryland has 3,679 families (14.7%) with incomes between 100% and 199% of the poverty level. These families are often called 'near poverty' or low-income households. Specifically, 1,003 families (4.0%) have incomes between 100% and 149% of poverty. While technically above the poverty line, these families often struggle with housing costs, healthcare, childcare, and other expenses, making them economically vulnerable.

In Calvert County, Maryland, 282 families (1.1%) live in extreme poverty, with incomes below 50% of the federal poverty threshold. These families face severe economic hardship and often require comprehensive assistance programs. On the other end of the spectrum, 20,757 families (82.9%) have incomes at least 200% above the poverty level, indicating greater financial stability and economic security.