2023 Charlevoix County, Michigan Demographics | Data & Analysis

Ready-to-use reports, analytics, and visualizations covering Charlevoix County, Michigan, including population, race, income, and more. Based on 2023 American Community Survey Estimates.

Charlevoix County, Michigan Key Demographic Statistics (2023 Estimates)

Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).

Total Population
26,143
Median Age
50.0 years
Median Household Income
$76,495
Bachelor's Degree+
33.87%
Uninsured Rate
6.2%
Total Households
12,247
Total Workers
12,497
Citizenship Rate
99.5%
Total Veterans
1,814
Top Veteran Era
Vietnam Era Only
Poverty Rate
5.1%
Families in Poverty
407
SNAP Recipients
7.96%
Households w/ SNAP
975

Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates

Charlevoix County, Michigan 2023 Demographics: Age & Gender Distribution

Bar chart showing the population distribution of Charlevoix County, Michigan by age group and gender, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the total population of Charlevoix County, Michigan is 26,143. The median age of the population in Charlevoix County, Michigan is 50.0 years. The median age for males is 48.4 years, and for females it is 51.1 years.

The age distribution of the population in Charlevoix County, Michigan by age group is as follows:

Population Percentage by Age Group in Charlevoix County, Michigan, 2023
Age Group Percentage
Under 5 years 4.25%
5–17 years (children) 13.68%
18–24 years (young adults) 6.67%
25–34 years 9.88%
35–54 years 22.07%
55–64 years 17.24%
65 years and over (seniors) 26.20%

Understanding the Demographic Dependency Ratio in Charlevoix County, Michigan

The total dependency ratio in Charlevoix County, Michigan is 78.98. The youth dependency ratio is 32.09, and the old-age dependency ratio is 46.89. In demographic terms, the dependency ratio measures the size of the population typically not in the labor force (children under 18 and older adults 65+) relative to the working age (18-64) population. A higher ratio indicates a greater financial and social burden on the working population to support the non-working age groups.

For more detailed reports, explore the demographics for each of the most populated ZIP Codes in Charlevoix County, Michigan, including Petoskey (49770) (17,813).


What is the Racial and Ethnic Breakdown of Charlevoix County, Michigan?

Race and Ethnicity Distribution Chart for Charlevoix County, Michigan
Source: U.S. Census Bureau, 2023 ACS Estimates

The racial makeup and ethnic composition (racial demographics) of Charlevoix County, Michigan is detailed below, based on the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates.

The Diversity Index for Charlevoix County, Michigan is calculated at 13.84, suggesting a very low level of racial and ethnic diversity. This index measures the probability that two people chosen at random will be from different racial or ethnic groups.

The following table provides the breakdown of the population of Charlevoix County, Michigan by race and ethnicity:

Population Percentage by Racial and Ethnic Group in Charlevoix County, Michigan, 2023
Racial/Ethnic Group Percentage
White Alone (Non-Hispanic) 92.74%
Two or More Races 3.28%
Hispanic or Latino (Any Race) 1.92%
American Indian and Alaska Native Alone 0.73%
Asian Alone 0.65%
Black/African American Alone 0.52%
Some Other Race Alone 0.17%
Native Hawaiian or Other Pacific Islander Alone 0.00%

Charlevoix County, Michigan 2023 Demographics: Household Income Distribution

Horizontal bar chart showing household income distribution in Charlevoix County, Michigan.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the median household income in Charlevoix County, Michigan over the past 12 months, adjusted for 2023 inflation, was $76,495. This figure is based on a total of 12,247 households.

The distribution of household income in Charlevoix County, Michigan across various income brackets is as follows:

Household Income Distribution in Charlevoix County, Michigan, 2023
Income Range Percentage of Households
Less than $20,000 8.88%
$20,000 to $34,999 11.01%
$35,000 to $49,999 11.75%
$50,000 to $74,999 17.20%
$75,000 to $149,999 33.42%
$150,000 or more 17.75%

For detailed household income distribution reports on the ZIP Codes with the highest median household income in Charlevoix County, Michigan, explore the data for: Petoskey (49770) ($80,431).


Charlevoix County, Michigan 2023 Demographics: Property Value Distribution

Line chart showing the distribution of property values for owner-occupied housing units in Charlevoix County, Michigan.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the distribution of property values for owner-occupied housing units in Charlevoix County, Michigan is based on a total of 10,130 properties.

The property value distribution in Charlevoix County, Michigan across various value brackets is as follows:

Property Value Distribution in Charlevoix County, Michigan, 2023
Property Value Range Percentage of Properties
Less than $25,000 4.23%
$25,000 to $49,999 2.72%
$50,000 to $99,999 6.86%
$100,000 to $199,999 24.05%
$200,000 to $499,999 45.77%
$500,000 to $999,999 13.93%
$1,000,000 or more 2.44%

Educational Attainment in Charlevoix County, Michigan (2023 Data)

Treemap chart illustrating the educational attainment breakdown for population 25 years and over in Charlevoix County, Michigan.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the educational attainment data covers the population 25 years and older in Charlevoix County, Michigan, totaling 19,712 individuals.

95.32% of Charlevoix County, Michigan population has a high school diploma or higher. Furthermore, the percentage of individuals who hold a Bachelor's Degree or a higher professional/graduate degree is 33.87%.

The detailed breakdown by educational level is presented below:

Educational Attainment Distribution in Charlevoix County, Michigan, 2023
Educational Attainment Level Percentage of Population 25+
Less than high school graduate 4.68%
High school graduate (incl. equivalency) 27.59%
Some college or associate's degree 33.86%
Bachelor's Degree 20.46%
Graduate or professional degree 13.40%

What is the Health Insurance Coverage Rate in Charlevoix County, Michigan?

Pyramid chart showing health insurance coverage by age and sex in Charlevoix County, Michigan.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the health insurance coverage data for Charlevoix County, Michigan shows that 6.2% of the population lacks health insurance coverage. This represents 1,617 individuals out of a total population of 25,877 people.

The uninsured rates vary significantly by age group. Young adults (18-34 years) have uninsured rates of 17.3% for males and 15.3% for females. In the 35-64 age bracket, 8.3% of males and 6.2% of females are uninsured.

Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare. In Charlevoix County, Michigan, uninsured rates for children are 4.9% for males and 3.9% for females, while seniors have rates of 0.0% for males and 0.1% for females.

Uninsured Rates by Age Group and Sex in Charlevoix County, Michigan, 2023
Age Group Male Uninsured % Female Uninsured %
Under 18 4.9% 3.9%
18-34 years 17.3% 15.3%
35-64 years 8.3% 6.2%
65+ years 0.0% 0.1%

Charlevoix County, Michigan 2023 Population by Nativity and Citizenship Status

Treemap showing the population distribution by nativity and citizenship status in Charlevoix County, Michigan based on U.S. Census data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the nativity and citizenship data for Charlevoix County, Michigan shows that 99.5% of the population are U.S. citizens. This includes both native-born and naturalized citizens, representing 26,008 individuals out of a total population of 26,143 people.

The nativity breakdown reveals diverse origins: 97.7% were born in the United States, 0.1% were born in Puerto Rico or U.S. Island Areas, and 0.4% were born abroad of American parent(s).

Among the foreign-born population, 1.3% of the total population have become naturalized U.S. citizens (335 individuals), while 0.5% are non-citizens (135 individuals).

Nativity and Citizenship Distribution in Charlevoix County, Michigan, 2023
Nativity/Citizenship Status Percentage
Born in the United States 97.7%
Born in Puerto Rico or U.S. Island Areas 0.1%
Born abroad of American parent(s) 0.4%
U.S. citizen by naturalization 1.3%
Not a U.S. citizen 0.5%
Total U.S. Citizens 99.5%

Charlevoix County, Michigan 2023 Demographics: Means of Transportation to Work

Treemap showing means of transportation to work distribution in Charlevoix County, Michigan.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the commuting patterns for Charlevoix County, Michigan show that 85.0% of workers commute by car, truck, or van. This represents 10,463 workers out of a total workforce of 12,306 people.

Public transportation usage stands at 0.5% (66 workers), which includes buses, subways, light rail, commuter trains, and ferries, but excludes taxicabs. Active transportation methods include walking (2.0%) and bicycling (0.6%).

10.9% of workers in Charlevoix County, Michigan report working from home. An additional 0.9% use other means such as taxicabs, motorcycles, or other forms of transportation. These alternative commuting patterns reflect changing work arrangements and transportation preferences in the modern workforce.

Commuting Methods Distribution in Charlevoix County, Michigan, 2023
Transportation Method Percentage Number of Workers
Car, truck, or van 85.0% 10,463
Public transportation 0.5% 66
Bicycle 0.6% 78
Walked 2.0% 247
Taxicab, motorcycle, or other means 0.9% 114
Worked from home 10.9% 1,338
Total Workers - 12,306

Charlevoix County, Michigan 2023 Demographics: Employment by Class of Worker

Horizontal bar chart showing employment distribution by class of worker and gender in Charlevoix County, Michigan, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the civilian employed population aged 16 and over in Charlevoix County, Michigan totals 12,497 workers. Of these, 6,656 (53.3%) are male and 5,841 (46.7%) are female.

The employment distribution by class of worker in Charlevoix County, Michigan is as follows:

Employment Distribution by Class of Worker and Sex in Charlevoix County, Michigan, 2023
Employment Class Male Workers Female Workers
Private For-Profit 4,973 (39.8%) 3,956 (31.7%)
Private Non-Profit 434 (3.5%) 749 (6.0%)
Government (All Levels) 556 (4.4%) 763 (6.1%)
  • Local Government 356 537
  • State Government 147 134
  • Federal Government 53 92
Self-Employed 680 (5.4%) 368 (2.9%)

Class of worker categorizes employed civilians by their employment arrangement. Private sector workers are employed by for-profit or non-profit companies. Government workers include those employed at local, state, or federal levels. Self-employed workers operate their own unincorporated businesses. Understanding the class of worker distribution provides insights into the economic structure and employment diversity of Charlevoix County, Michigan.


Charlevoix County, Michigan 2023 Demographics: Veterans by Period of Service

Horizontal bar chart showing veteran distribution by period of military service in Charlevoix County, Michigan, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 1,814 civilian veterans aged 18 and over in Charlevoix County, Michigan.

The largest group of veterans served during Vietnam Era Only, accounting for 638 veterans (35.2% of all veterans). The second-largest group served during Between Gulf War & Vietnam, with 329 veterans (18.1%).

The complete distribution of veterans by period of military service in Charlevoix County, Michigan is as follows:

Veteran Distribution by Period of Military Service in Charlevoix County, Michigan, 2023
Period of Service Number of Veterans Percentage
Vietnam Era Only (August 1964 to April 1975) 638 35.2%
Between Gulf War and Vietnam Era 329 18.1%
Post-9/11 Only (September 2001 or later) 227 12.5%
Gulf War Only (August 1990 to August 2001) 225 12.4%
Between Vietnam Era and Korean War 139 7.7%
Korean War Only (July 1950 to January 1955) 125 6.9%
Post-9/11 and Gulf War (August 1990 to August 2001) 44 2.4%
World War II Only (December 1941 to December 1946) 34 1.9%
Gulf War and Vietnam Era 27 1.5%
Korean War and World War II 16 0.9%
Vietnam Era and Korean War 10 0.6%
Total Veterans 1,814 100.0%

Period of military service categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Veterans may have served during multiple periods, including World War II (December 1941–December 1946), the Korean War (July 1950–January 1955), the Vietnam Era (August 1964–April 1975), the Gulf War (August 1990–August 2001), and Post-9/11 (September 2001 or later). Understanding veteran demographics helps communities provide appropriate services, benefits, and support to those who have served.


Charlevoix County, Michigan 2023 Demographics: Families by Income-to-Poverty Ratio

Horizontal bar chart showing family distribution by income-to-poverty ratio in Charlevoix County, Michigan, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 8,042 families in Charlevoix County, Michigan.

Of these families, 407 (5.1%) live below the poverty line (income less than 100% of the federal poverty level). An additional 2,314 families (28.8%) are at or near poverty (100-199% of poverty). Meanwhile, 5,321 families (66.2%) have incomes at least twice the poverty level.

The complete distribution of families by income-to-poverty ratio in Charlevoix County, Michigan is as follows:

Family Distribution by Income-to-Poverty Ratio in Charlevoix County, Michigan, 2023
Income-to-Poverty Ratio Number of Families Percentage
Below 50% of Poverty 161 2.0%
50-74% of Poverty 149 1.9%
75-99% of Poverty 97 1.2%
100-124% of Poverty 168 2.1%
125-149% of Poverty 250 3.1%
150-174% of Poverty 204 2.5%
175-184% of Poverty 90 1.1%
185-199% of Poverty 182 2.3%
200-299% of Poverty 1,420 17.7%
300-399% of Poverty 1,281 15.9%
400-499% of Poverty 1,065 13.2%
500%+ of Poverty 2,975 37.0%
Total Families 8,042 100.0%

Income-to-poverty ratio measures how a family's income compares to the federal poverty threshold, which varies by family size and composition. A ratio below 1.00 (100%) indicates the family lives in poverty. Ratios between 1.00 and 1.99 represent families with low incomes who may still struggle financially despite being technically above the poverty line. Families with ratios of 2.00 (200%) or higher generally have more economic security. Understanding poverty distribution helps communities allocate resources and develop programs to support families in need.


Charlevoix County, Michigan 2023 Demographics: SNAP/Food Stamps Recipients

Stacked bar chart showing SNAP/Food Stamps recipient household composition by presence of children under 18 in Charlevoix County, Michigan, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 12,247 total households in Charlevoix County, Michigan. Of these, 975 households (7.96%) received SNAP/Food Stamps benefits in the past 12 months.

Among SNAP-recipient households, 398 (40.82%) have children under 18 years, while 577 (59.18%) do not have children under 18 years.

Household Composition of SNAP Recipients

SNAP Recipient Household Composition in Charlevoix County, Michigan, 2023
Household Type With Children Under 18 No Children Under 18
Married-Couple Family 121 (12.41%) 59 (6.05%)
Male Householder, No Spouse 55 (5.64%) 17 (1.74%)
Female Householder, No Spouse 222 (22.77%) 77 (7.90%)
Nonfamily Households 0 (0.00%) 424 (43.49%)

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, provides nutrition assistance to low-income individuals and families. The program aims to help eligible households purchase nutritious food. SNAP participation rates and household composition patterns provide important insights into economic hardship and food security challenges in Charlevoix County, Michigan. Households with children under 18 often face greater nutritional needs, while households without children may include seniors, disabled individuals, or working adults facing economic challenges.


Frequently Asked Questions (FAQs)

The age breakdown for the population of Charlevoix County, Michigan is detailed below, showing the percentage of the total population for each group:

Age Group Percentage
Under 5 years4.25%
5–17 years (children)13.68%
18–24 years (young adults)6.67%
25–34 years9.88%
35–54 years22.07%
55–64 years17.24%
65 years and over (seniors)26.20%

The racial and ethnic composition of Charlevoix County, Michigan is dominated by: White Alone (Non-Hispanic): 92.74%, Two or More Races: 3.28%, Hispanic or Latino (Any Race): 1.92%. The complete breakdown includes 8 distinct racial and ethnic categories.

The median household income in Charlevoix County, Michigan is $76,495. This represents the midpoint of all household incomes in the area, meaning half of households earn more than this amount and half earn less.

The household income distribution in Charlevoix County, Michigan is: Very Low Income (under $20,000): 8.88%, Low Income ($20,000-$34,999): 11.01%, Lower Middle Income ($35,000-$49,999): 11.75%, Middle Income ($50,000-$74,999): 17.20%, Upper Middle Income ($75,000-$149,999): 33.42%, High Income ($150,000+): 17.75%.

Approximately 35.48% of households in Charlevoix County, Michigan earn over $100,000 annually. This includes households earning between $100,000 and $124,999, $125,000 and $149,999, $150,000 and $199,999, and $200,000 or more.

The property value distribution for owner-occupied housing units in Charlevoix County, Michigan is: Less than $25,000: 4.23%, $25,000-$49,999: 2.72%, $50,000-$99,999: 6.86%, $100,000-$199,999: 24.05%, $200,000-$499,999: 45.77%, $500,000-$999,999: 13.93%, $1,000,000 or more: 2.44%.

There are 10,130 owner-occupied housing units in Charlevoix County, Michigan. This represents homes that are owned by the people living in them, as opposed to rental properties or vacant units.

Approximately 16.37% of owner-occupied housing units in Charlevoix County, Michigan are valued over $500,000. This includes properties valued between $500,000 and $749,999, $750,000 and $999,999, $1,000,000 and $1,499,999, $1,500,000 and $1,999,999, and $2,000,000 or more.

In Charlevoix County, Michigan, 33.87% of the population aged 25 and older holds a bachelor's degree or higher. This includes those with bachelor's degrees as well as those with graduate or professional degrees.

The educational attainment breakdown for Charlevoix County, Michigan (population 25+) is: Less than high school graduate: 4.68%, High school graduate (including equivalency): 27.59%, Some college or associate's degree: 33.86%, Bachelor's degree: 20.46%, Graduate or professional degree: 13.40%.

In Charlevoix County, Michigan, 95.32% of the population aged 25 and older has completed at least a high school education. This includes high school graduates, those with some college, associate's degrees, bachelor's degrees, and graduate degrees.

In Charlevoix County, Michigan, 6.2% of the population lacks health insurance coverage. This represents 1,617 individuals out of a total population of 25,877 people.

The uninsured rates vary by age group in Charlevoix County, Michigan. For young adults (18-34 years), 17.3% of males and 15.3% of females lack coverage. In the 35-64 age group, 8.3% of males and 6.2% of females are uninsured. These working-age populations typically face different coverage challenges than children or seniors.

Children under 18 in Charlevoix County, Michigan have uninsured rates of 4.9% for males and 3.9% for females. Seniors aged 65 and older, who are typically covered by Medicare, have uninsured rates of 0.0% for males and 0.1% for females. These age groups generally have higher coverage rates due to public programs.

In Charlevoix County, Michigan, 99.5% of the population are U.S. citizens. This includes native-born citizens and naturalized citizens. Out of a total population of 26,143 people, 26,008 are U.S. citizens.

Charlevoix County, Michigan has 335 naturalized U.S. citizens, representing 1.3% of the total population. These are foreign-born individuals who have gone through the naturalization process to become U.S. citizens.

The nativity and citizenship breakdown for Charlevoix County, Michigan is: 97.7% were born in the United States, 0.1% were born in Puerto Rico or U.S. Island Areas, 0.4% were born abroad of American parent(s), 1.3% are foreign-born naturalized U.S. citizens, and 0.5% are foreign-born non-citizens.

In Charlevoix County, Michigan, 85.0% of workers commute by car, truck, or van, making it the most common means of transportation to work. Out of 12,306 total workers, 10,463 use personal vehicles for their commute.

66 workers in Charlevoix County, Michigan use public transportation (excluding taxicabs) to commute to work, representing 0.5% of all workers. This includes buses, subways, light rail, commuter trains, and ferries.

Alternative commute methods in Charlevoix County, Michigan include: 10.9% work from home, 2.0% walk to work, 0.6% bicycle, and 0.9% use other means such as taxicabs or motorcycles. These alternatives to driving alone help reduce traffic congestion and environmental impact.

"Class of worker" refers to the type of employer or work arrangement for employed civilians aged 16 and over in Charlevoix County, Michigan. It categorizes workers into private sector (for-profit and non-profit), government (local, state, and federal), self-employed, and unpaid family workers. This classification helps understand the employment structure and economic composition of the workforce.

According to the American Community Survey, Charlevoix County, Michigan has 12,497 employed civilians aged 16 and over. The private for-profit sector employs the largest share of workers, with 39.8% of male workers and 31.7% of female workers in this category.

In Charlevoix County, Michigan, there are 556 male government workers and 763 female government workers. Government employment includes local, state, and federal positions. This represents 4.4% of male workers and 6.1% of female workers.

Self-employment in Charlevoix County, Michigan includes 680 males (5.4%) and 368 females (2.9%). Self-employed workers operate their own businesses that are not legally incorporated.

In Charlevoix County, Michigan, 975 households (7.96% of all households) received SNAP/Food Stamps benefits in the past 12 months. Out of 12,247 total households, these families rely on this federal nutrition assistance program to help purchase food.

Of the SNAP-receiving households in Charlevoix County, Michigan, 398 (40.82%) have children under 18 years. These families face additional nutritional needs and food security challenges as they work to provide adequate nutrition for growing children.

SNAP recipients in Charlevoix County, Michigan include diverse household types. Among households with children, 222 (22.77%) are headed by a female householder with no spouse present, while 121 (12.41%) are married-couple families. The program also serves households without children, including seniors, disabled individuals, and working adults facing economic challenges.

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a federal program that provides nutrition assistance to low-income individuals and families. Eligibility is based on household income, resources, and size. In Charlevoix County, Michigan, SNAP helps eligible households purchase nutritious food at authorized retailers. The program aims to alleviate hunger and improve nutrition and health outcomes for vulnerable populations.

According to the U.S. Census Bureau's American Community Survey, there are 1,814 civilian veterans aged 18 and over living in Charlevoix County, Michigan. These individuals have served on active duty in the U.S. Army, Air Force, Navy, Marine Corps, or Coast Guard. This number does not include those with only National Guard or Reserves training without active duty service.

The most common period of military service for veterans in Charlevoix County, Michigan is Vietnam Era Only, with 638 veterans (35.2% of all veterans) who served during this period. The second most common period is Between Gulf War & Vietnam, with 329 veterans (18.1%).

"Period of service" categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Major periods include World War II (December 1941-December 1946), the Korean War (July 1950-January 1955), the Vietnam Era (August 1964-April 1975), the Gulf War (August 1990-August 2001), and Post-9/11 (September 2001 or later). Veterans may have served during multiple periods. Understanding the distribution of service periods helps communities in Charlevoix County, Michigan provide appropriate services and support to their veteran population.

Veterans who served during the Gulf War era (1990-2001) and Post-9/11 era (2001-present) represent approximately 47.0% of all veterans in Charlevoix County, Michigan. These more recent-era veterans, totaling around 852 individuals, often have different service experiences and support needs compared to veterans of earlier conflicts. They may benefit from targeted programs addressing issues such as transition to civilian life, employment assistance, and access to VA healthcare services.

In Charlevoix County, Michigan, 407 families (5.1% of all families) live below the federal poverty line. This means their household income is less than 100% of the poverty threshold established by the U.S. Census Bureau, which varies by family size and composition. Out of 8,042 total families, these households face significant economic challenges meeting basic needs.

"Income-to-poverty ratio" measures how a family's income compares to the federal poverty threshold. A ratio of 1.00 (100%) means the family's income equals the poverty line. Below 1.00 indicates poverty, while ratios above 1.00 show income levels relative to poverty. For example, a ratio of 2.00 (200%) means the family earns twice the poverty threshold. In Charlevoix County, Michigan, this data helps identify not just families in poverty, but also those who are economically vulnerable despite being above the official poverty line.

Beyond families living in poverty, Charlevoix County, Michigan has 2,314 families (28.8%) with incomes between 100% and 199% of the poverty level. These families are often called 'near poverty' or low-income households. Specifically, 622 families (7.7%) have incomes between 100% and 149% of poverty. While technically above the poverty line, these families often struggle with housing costs, healthcare, childcare, and other expenses, making them economically vulnerable.

In Charlevoix County, Michigan, 161 families (2.0%) live in extreme poverty, with incomes below 50% of the federal poverty threshold. These families face severe economic hardship and often require comprehensive assistance programs. On the other end of the spectrum, 5,321 families (66.2%) have incomes at least 200% above the poverty level, indicating greater financial stability and economic security.