2023 Clay County, Indiana Demographics | Comprehensive Overview

Data and insights for Clay County, Indiana, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.

Clay County, Indiana Key Demographic Statistics (2023 Estimates)

Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).

Total Population
26,431
Median Age
41.2 years
Median Household Income
$67,676
Median Property Value
$128,900
Bachelor's Degree+
17.01%
Uninsured Rate
5.7%
Total Households
10,541
Total Workers
11,839
Citizenship Rate
99.9%
Total Veterans
1,539
Top Veteran Era
Vietnam Era Only
Poverty Rate
7.2%
Families in Poverty
524
SNAP Recipients
10.37%
Households w/ SNAP
1,093

Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates

Clay County, Indiana Demographics: Age & Gender Distribution (2023)

Population pyramid for Clay County, Indiana showing male vs female age distribution based on 2023 ACS data.
Figure: Population distribution by age and sex in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Key Demographic Indicators for Clay County, Indiana

The following statistics highlight Clay County, Indiana population and median age, based on U.S. Census Bureau 2023 ACS Estimates.

Total Population
26,431
Median Age (Total)
41.2 years
Median Age (Male)
40.2 years
Median Age (Female)
42.3 years

Clay County, Indiana Age Distribution Comparison with Indiana 2023

Compare Clay County, Indiana age demographics with Indiana to understand regional demographic patterns.

Table: Comparative age and dependency ratio analysis between Clay County, Indiana and Indiana, 2023
MetricClay County, IndianaIndianaDifference
Median Age41.2 yrs38.3 yrs +2.9 yrs
Under 5 years6.20%5.83% +0.4pp
Children (5–17 years)17.04%16.97% +0.1pp
Young Adults (18–24)7.07%9.53% -2.5pp
Middle-aged (35–54)25.33%24.62% +0.7pp
Seniors (65+)18.52%17.60% +0.9pp
Total Dependency Ratio71.6967.77 +3.9

Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).

Dependency Ratios Analysis

Total Dependency Ratio
71.69
Youth Dependency Ratio
39.90 Population under 18 relative to working age (18-64).
Old-Age Dependency Ratio
31.79 Population 65+ relative to working age (18-64).

A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.

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Clay County, Indiana Demographics: Racial and Ethnic Composition (2023)

Pie chart showing the racial and ethnic composition of Clay County, Indiana based on 2023 ACS data.
Figure: Racial and ethnic breakdown of Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Diversity & Cultural Composition of Clay County, Indiana

The racial makeup and ethnic composition of Clay County, Indiana are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.

Diversity Index Score
10.86
Diversity Tier
very low
Definition
The probability that two individuals chosen at random will be from different racial or ethnic groups.

Diversity Comparison with Indiana

Compare Clay County, Indiana racial and ethnic demographics with Indiana to understand regional diversity patterns.

Clay County, Indiana Diversity

10.86

very low
Indiana Diversity

42.96

moderate
Diversity Differential: Clay County, Indiana is 32.1 points less diverse than Indiana.

Racial and Ethnic Composition Comparison

Table: Comparative racial and ethnic composition between Clay County, Indiana and Indiana, 2023
Racial/Ethnic GroupClay County, IndianaIndianaDifference
White Alone (Non-Hispanic)94.35%74.26% +20.1pp
Two or More Races3.01%4.44% -1.4pp
Hispanic or Latino (Any Race)1.88%9.05% -7.2pp
Black/African American Alone0.31%8.95% -8.6pp
Asian Alone0.23%2.69% -2.5pp
Some Other Race Alone0.15%0.45% -0.3pp
Native Hawaiian or Other Pacific Islander Alone0.08%0.07% +0.0pp
American Indian and Alaska Native Alone0.00%0.09% -0.1pp
Diversity Index Score10.8642.96 -32.1

Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.

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Clay County, Indiana Economic Demographics: Household Income Statistics (2023)

Line chart showing household income distribution brackets for Clay County, Indiana based on 2023 ACS data.
Figure: Household income distribution in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Economic Snapshot for Clay County, Indiana

The following data illustrates the financial landscape of Clay County, Indiana, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Household Income
$67,676 (Adjusted for inflation)
Total Households Analyzed
10,541

Income Comparison with Indiana

Compare Clay County, Indiana household income with Indiana to understand regional economic patterns.

Clay County, Indiana

$67,676

Indiana

$71,959

Income Differential: Clay County, Indiana's median household income is $4,283 lower (6.0% below) than Indiana.

Income Distribution Comparison

Table: Comparative household income distribution between Clay County, Indiana and Indiana, 2023
Income BracketClay County, IndianaIndianaDifference
Less than $20,00011.55%11.38% +0.2pp
$20,000 to $34,99914.12%10.86% +3.3pp
$35,000 to $49,99912.42%11.74% +0.7pp
$50,000 to $74,99916.32%17.96% -1.6pp
$75,000 to $149,99932.57%31.11% +1.5pp
$150,000 or more13.03%16.94% -3.9pp

Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Indiana.

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Clay County, Indiana Real Estate Demographics: Property Values (2023)

Line chart showing property value distribution for owner-occupied homes in Clay County, Indiana based on 2023 ACS data.
Figure: Property value distribution in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Real Estate Market Snapshot for Clay County, Indiana

The following data highlights the distribution of owner-occupied housing values in Clay County, Indiana, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Property Value
$128,900
Total Properties Analyzed
8,165 (Owner-occupied units)

Property Value Comparison with Indiana

Compare Clay County, Indiana property values with Indiana to understand regional real estate market patterns.

Clay County, Indiana

$128,900

Indiana

$243,500

Property Value Differential: Clay County, Indiana's median property value is $114,600 lower (47.1% below) than Indiana.

Property Value Distribution Comparison

Table: Comparative property value distribution between Clay County, Indiana and Indiana, 2023
Value BracketClay County, IndianaIndianaDifference
Less than $25,0006.04%2.93% +3.1pp
$25,000 to $49,9994.54%2.24% +2.3pp
$50,000 to $99,99924.05%7.78% +16.3pp
$100,000 to $199,99940.77%24.69% +16.1pp
$200,000 to $499,99922.29%51.58% -29.3pp
$500,000 to $999,9992.18%10.31% -8.1pp
$1,000,000 or more0.12%0.47% -0.3pp

Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Indiana.

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Clay County, Indiana Educational Attainment Statistics (2023)

Treemap chart illustrating educational attainment levels for adults 25+ in Clay County, Indiana based on 2023 ACS data.
Figure: Educational breakdown in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Education Snapshot for Clay County, Indiana

The following statistics represent the educational background of residents aged 25 and older in Clay County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

High School Graduate or Higher
90.79%
Bachelor's Degree or Higher
17.01%
Total Population Analyzed (25+)
18,421

Education Level Comparison with Indiana

Compare Clay County, Indiana educational attainment with Indiana to understand regional education patterns.

Bachelor's+ in Clay County, Indiana

17.01%

Bachelor's+ in Indiana

30.66%

College Education Rate: Clay County, Indiana's bachelor's degree or higher attainment rate is 13.6 percentage points lower than Indiana.

Detailed Education Level Comparison

Table: Comparative educational attainment between Clay County, Indiana and Indiana, 2023
Education LevelClay County, IndianaIndianaDifference
Less than HS9.21%9.42% -0.2pp
HS Graduate42.22%32.04% +10.2pp
Some College/Associate's31.56%27.88% +3.7pp
Bachelor's Degree11.77%19.46% -7.7pp
Graduate/Professional5.24%11.20% -6.0pp
HS Graduate or Higher90.79%90.58% +0.2pp

Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Indiana.

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Clay County, Indiana Health Insurance Coverage Statistics (2023)

Pyramid chart showing health insurance coverage distribution by age and sex in Clay County, Indiana based on 2023 ACS data.
Figure: Health insurance coverage gaps in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Healthcare Coverage Snapshot for Clay County, Indiana

The following data illustrates the health coverage landscape of Clay County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

Overall Uninsured Rate
5.7%
Total Uninsured Population
1,479
Total Civilian Population
25,990

The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.

Health Insurance Coverage Comparison with Indiana

Compare Clay County, Indiana health insurance coverage with Indiana to understand regional healthcare access patterns.

Uninsured in Clay County, Indiana

5.7%

Uninsured in Indiana

7.5%

Coverage Gap Differential: Clay County, Indiana's uninsured rate is 1.8 percentage points lower (better coverage) than Indiana.

Uninsured Rates by Age and Sex

Table: Comparative uninsured rates between Clay County, Indiana and Indiana, 2023
Age GroupClay County, IndianaIndiana
MaleFemaleMaleFemale
Under 184.4%2.2%6.2%6.0%
18-34 years15.0%8.7%15.0%10.4%
35-64 years10.6%3.3%9.4%7.8%
65+ years0.3%0.0%0.6%0.7%

Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.

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Clay County, Indiana Nativity & Citizenship Statistics (2023)

Treemap showing population distribution by nativity and citizenship status in Clay County, Indiana based on 2023 ACS data.
Figure: Citizenship status breakdown in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Citizenship Snapshot for Clay County, Indiana

The following data details the citizenship status and nativity of the population in Clay County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

U.S. Citizenship Rate
99.9% (Native-born + Naturalized)
Naturalized Citizens
171 (Foreign-born individuals who acquired citizenship)
Non-Citizen Residents
25

Citizenship Comparison with Indiana

Compare Clay County, Indiana citizenship and nativity with Indiana to understand regional immigration and naturalization patterns.

Citizenship in Clay County, Indiana

99.9%

Citizenship in Indiana

95.7%

Citizenship Rate Differential: Clay County, Indiana's citizenship rate is 4.2 percentage points higher than Indiana.

Nativity and Citizenship Comparison

Table: Comparative nativity and citizenship distribution between Clay County, Indiana and Indiana, 2023
Nativity/Citizenship StatusClay County, IndianaIndianaDifference
Born in the United States98.9%92.1% +6.8pp
Born in PR or U.S. Territories0.2%0.2% 0.0pp
Born abroad of American parent(s)0.2%0.7% -0.5pp
U.S. citizen by naturalization0.6%2.8% -2.2pp
Not a U.S. citizen0.1%4.3% -4.2pp
Total U.S. Citizens99.9%95.7% +4.2pp

Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Indiana.

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Clay County, Indiana Commuting & Transportation Statistics (2023)

Treemap chart illustrating how workers in Clay County, Indiana commute to work based on 2023 ACS data.
Figure: Commute mode split in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Commuter Snapshot for Clay County, Indiana

The following data details the commuting habits of the workforce in Clay County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

Drove to Work (Car/Truck/Van)
93.3%
Public Transportation Usage
0.2%
Work From Home Rate
4.3%
Total Workers Analyzed
11,674

Transportation Comparison with Indiana

Compare Clay County, Indiana commuting patterns with Indiana to understand regional transportation preferences.

Drove in Clay County, Indiana

93.3%

Drove in Indiana

86.2%

Driving Rate Differential: Clay County, Indiana has a 7.1 percentage points higher driving rate than Indiana.

Commute Mode Comparison

Table: Comparative commuting patterns between Clay County, Indiana and Indiana, 2023
Transportation MethodClay County, IndianaIndianaDifference
Car, truck, or van93.3%86.2% +7.1pp
Public transportation0.2%0.6% -0.4pp
Bicycle0.1%0.4% -0.3pp
Walked1.4%2.0% -0.6pp
Taxicab, motorcycle, or other0.6%1.2% -0.6pp
Worked from home4.3%9.6% -5.3pp

Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Indiana.

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Clay County, Indiana Employment by Class of Worker (2023)

Bar chart showing employment distribution by class of worker (Private, Government, Self-Employed) in Clay County, Indiana based on 2023 ACS data.
Figure: Workforce composition in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Workforce Snapshot for Clay County, Indiana

The following statistics categorize the civilian employed population aged 16 and over in Clay County, Indiana by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.

Total Employed Civilian Population
11,839
Private Sector (Profit & Non-Profit)
Includes For-Profit and Non-Profit organizations
Government Workers
Includes Local, State, and Federal employees
Self-Employed Workers
Includes own not incorporated business workers

Employment Sector Comparison with Indiana

Compare Clay County, Indiana employment patterns with Indiana to understand regional workforce composition differences.

Government Employment in Clay County, Indiana

5.3% (M) / 7.4% (F)

Government Employment in Indiana

4.9% (M) / 6.7% (F)

Employment Sector Comparison

Table: Comparative employment sector distribution between Clay County, Indiana and Indiana, 2023
Employment SectorClay County, IndianaIndianaDifference
Private For-Profit (Combined)M: 42.5%
F: 29.0%		M: 41.3%
F: 31.9%		 M: +1.2pp
F: -2.9pp
Private Non-ProfitM: 2.7%
F: 8.6%		M: 3.2%
F: 7.1%		 M: -0.5pp
F: +1.5pp
Government (All Levels)M: 5.3%
F: 7.4%		M: 4.9%
F: 6.7%		 M: +0.4pp
F: +0.7pp
Self-EmployedM: 2.6%
F: 1.9%		M: 2.8%
F: 1.8%		 M: -0.2pp
F: +0.1pp

Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Indiana.

Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.

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Clay County, Indiana Veteran Population & Service Statistics (2023)

Bar chart showing the distribution of veterans by period of military service in Clay County, Indiana based on 2023 ACS data.
Figure: Veteran service eras in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Veteran Community Snapshot for Clay County, Indiana

The following data details the civilian veteran population aged 18 and over in Clay County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

Total Civilian Veterans
1,539
Primary Service Era
Vietnam Era Only
445 veterans (28.9%)

Veteran Population Comparison with Indiana

Compare Clay County, Indiana veteran demographics with Indiana to understand regional veteran service patterns.

Total Veterans in Clay County, Indiana

1,539

Total Veterans in Indiana

338,153

Primary Service Era Comparison:
  • Clay County, Indiana: Vietnam Era Only (28.9%)
  • Indiana: Vietnam Era Only (33.5%)

Service Period Distribution Comparison

Table: Comparative veteran service period distribution between Clay County, Indiana and Indiana, 2023
Service PeriodClay County, IndianaIndianaDifference
Vietnam Era Only28.9%
(445)		33.5%
(113,249)		 -4.6pp
Post-9/11 Only18.9%
(291)		14.5%
(48,990)		 +4.4pp
Gulf War Only15.5%
(239)		14.1%
(47,601)		 +1.4pp
Between Gulf War & Vietnam14.1%
(217)		18.0%
(60,792)		 -3.9pp
Korean War Only12.9%
(199)		4.8%
(16,232)		 +8.1pp
Gulf War + Vietnam3.2%
(50)		1.0%
(3,380)		 +2.2pp
Post-9/11 + Gulf War2.3%
(35)		5.3%
(17,937)		 -3.0pp
Between Vietnam & Korean2.1%
(33)		6.9%
(23,478)		 -4.8pp
Post-9/11 + Gulf War + Vietnam1.4%
(21)		0.2%
(638)		 +1.2pp
WWII Only0.6%
(9)		1.2%
(4,051)		 -0.6pp

Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.

Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.

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Clay County, Indiana Family Poverty & Income Statistics (2023)

Bar chart showing family distribution by income-to-poverty ratio in Clay County, Indiana, based on 2023 ACS data.
Figure: Family economic status in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Family Economic Security Snapshot for Clay County, Indiana

The following data categorizes families in Clay County, Indiana by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.

Families Below Poverty Line (<100%)
7.2% (524 families)
Families Near Poverty (100-199%)
37.7% (2,748 families)
Families with Secure Income (200%+)
55.1% (4,012 families)

Poverty Rate Comparison with Indiana

Compare Clay County, Indiana poverty levels with Indiana to understand regional economic disparities.

Poverty Rate in Clay County, Indiana

7.2%

Below poverty line
Poverty Rate in Indiana

8.4%

Below poverty line
Poverty Rate Differential: Clay County, Indiana has a 1.2 percentage points lower poverty rate than Indiana.

Income-to-Poverty Ratio Distribution Comparison

Table: Comparative family income-to-poverty ratio distribution between Clay County, Indiana and Indiana, 2023
Income CategoryClay County, IndianaIndianaDifference
Below Poverty (<100%)7.2%
(524)		8.4%
(148,809)		 -1.2pp
Near Poverty (100-199%)37.7%
(2,748)		31.0%
(548,169)		 +6.7pp
Economic Security (200%+)55.1%
(4,012)		60.6%
(1,069,771)		 -5.5pp
Detailed Breakdown
Below 50% of Poverty1.3%3.9% -2.6pp
50-74% of Poverty4.1%2.0% +2.1pp
75-99% of Poverty1.8%2.6% -0.8pp
100-124% of Poverty2.2%2.8% -0.6pp
125-149% of Poverty4.9%3.4% +1.5pp
150-174% of Poverty4.3%3.7% +0.6pp

Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Indiana.

Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.

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Clay County, Indiana SNAP/Food Stamps Statistics (2023)

Stacked bar chart showing SNAP recipient household composition by presence of children in Clay County, Indiana, based on 2023 ACS data.
Figure: SNAP household demographics in Clay County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

SNAP Participation Snapshot for Clay County, Indiana

The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in Clay County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

Total Households Receiving SNAP
1,093 (10.37% of all households)
Recipient Households with Children
451 (41.26% of recipients)
Total Households Analyzed
10,541

SNAP Participation Comparison with Indiana

Compare Clay County, Indiana SNAP participation with Indiana to understand regional food assistance needs.

SNAP Participation in Clay County, Indiana

10.37%

1,093 households
SNAP Participation in Indiana

8.61%

238,944 households
SNAP Participation Differential: Clay County, Indiana has a 1.76 percentage points higher SNAP participation rate than Indiana.

SNAP Household Composition Comparison

Table: Comparative SNAP recipient household composition between Clay County, Indiana and Indiana, 2023
Household TypeClay County, IndianaIndiana
With ChildrenNo ChildrenWith ChildrenNo Children
Married-Couple Family14.09%
(154)		6.59%
(72)		14.42%
(34,444)		7.53%
(18,002)
Male Householder, No Spouse1.01%
(11)		5.49%
(60)		6.22%
(14,854)		2.62%
(6,269)
Female Householder, No Spouse18.48%
(202)		15.92%
(174)		28.81%
(68,835)		7.62%
(18,200)
Nonfamily Households7.69%
(84)		30.74%
(336)		0.73%
(1,756)		32.05%
(76,584)
Total SNAP Recipients1,093
(10.37% of households)		238,944
(8.61% of households)

Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.

About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.

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Frequently Asked Questions (FAQs)

The age breakdown for Clay County, Indiana is as follows: Under 5: 6.20%, Ages 5–17: 17.04%, Ages 18–24: 7.07%, Ages 25–34: 12.11%, Ages 35–54: 25.33%, Ages 55–64: 13.73%, and 65 or older: 18.52%.

The racial and ethnic composition of Clay County, Indiana is dominated by: White Alone (Non-Hispanic): 94.35%, Two or More Races: 3.01%, Hispanic or Latino (Any Race): 1.88%. The complete breakdown includes 8 distinct racial and ethnic categories.

The median household income in Clay County, Indiana is $67,676. This represents the midpoint of all household incomes in the area, meaning half of households earn more than this amount and half earn less.

The household income distribution in Clay County, Indiana is: Very Low Income (under $20,000): 11.55%, Low Income ($20,000-$34,999): 14.12%, Lower Middle Income ($35,000-$49,999): 12.42%, Middle Income ($50,000-$74,999): 16.32%, Upper Middle Income ($75,000-$149,999): 32.57%, High Income ($150,000+): 13.03%.

Approximately 29.84% of households in Clay County, Indiana earn over $100,000 annually. This includes households earning between $100,000 and $124,999, $125,000 and $149,999, $150,000 and $199,999, and $200,000 or more.

The median property value for owner-occupied housing units in Clay County, Indiana is $128,900. This represents the midpoint of all property values in the area, meaning half of homes are valued above this amount and half are valued below. The median is a better indicator of typical home values than the average because it is not skewed by extremely high or low property values.

The property value distribution for owner-occupied housing units in Clay County, Indiana is: Less than $25,000: 6.04%, $25,000-$49,999: 4.54%, $50,000-$99,999: 24.05%, $100,000-$199,999: 40.77%, $200,000-$499,999: 22.29%, $500,000-$999,999: 2.18%, $1,000,000 or more: 0.12%.

There are 8,165 owner-occupied housing units in Clay County, Indiana. This represents homes that are owned by the people living in them, as opposed to rental properties or vacant units.

Approximately 2.30% of owner-occupied housing units in Clay County, Indiana are valued over $500,000. This includes properties valued between $500,000 and $749,999, $750,000 and $999,999, $1,000,000 and $1,499,999, $1,500,000 and $1,999,999, and $2,000,000 or more.

In Clay County, Indiana, 17.01% of the population aged 25 and older holds a bachelor's degree or higher. This includes those with bachelor's degrees as well as those with graduate or professional degrees.

The educational attainment breakdown for Clay County, Indiana (population 25+) is: Less than high school graduate: 9.21%, High school graduate (including equivalency): 42.22%, Some college or associate's degree: 31.56%, Bachelor's degree: 11.77%, Graduate or professional degree: 5.24%.

In Clay County, Indiana, 90.79% of the population aged 25 and older has completed at least a high school education. This includes high school graduates, those with some college, associate's degrees, bachelor's degrees, and graduate degrees.

In Clay County, Indiana, 5.7% of the population lacks health insurance coverage. This represents 1,479 individuals out of a total population of 25,990 people.

The uninsured rates vary by age group in Clay County, Indiana. For young adults (18-34 years), 15.0% of males and 8.7% of females lack coverage. In the 35-64 age group, 10.6% of males and 3.3% of females are uninsured. These working-age populations typically face different coverage challenges than children or seniors.

Children under 18 in Clay County, Indiana have uninsured rates of 4.4% for males and 2.2% for females. Seniors aged 65 and older, who are typically covered by Medicare, have uninsured rates of 0.3% for males and 0.0% for females. These age groups generally have higher coverage rates due to public programs.

In Clay County, Indiana, 99.9% of the population are U.S. citizens. This includes native-born citizens and naturalized citizens. Out of a total population of 26,431 people, 26,406 are U.S. citizens.

Clay County, Indiana has 171 naturalized U.S. citizens, representing 0.6% of the total population. These are foreign-born individuals who have gone through the naturalization process to become U.S. citizens.

The nativity and citizenship breakdown for Clay County, Indiana is: 98.9% were born in the United States, 0.2% were born in Puerto Rico or U.S. Island Areas, 0.2% were born abroad of American parent(s), 0.6% are foreign-born naturalized U.S. citizens, and 0.1% are foreign-born non-citizens.

In Clay County, Indiana, 93.3% of workers commute by car, truck, or van, making it the most common means of transportation to work. Out of 11,674 total workers, 10,893 use personal vehicles for their commute.

24 workers in Clay County, Indiana use public transportation (excluding taxicabs) to commute to work, representing 0.2% of all workers. This includes buses, subways, light rail, commuter trains, and ferries.

Alternative commute methods in Clay County, Indiana include: 4.3% work from home, 1.4% walk to work, 0.1% bicycle, and 0.6% use other means such as taxicabs or motorcycles. These alternatives to driving alone help reduce traffic congestion and environmental impact.

"Class of worker" refers to the type of employer or work arrangement for employed civilians aged 16 and over in Clay County, Indiana. It categorizes workers into private sector (for-profit and non-profit), government (local, state, and federal), self-employed, and unpaid family workers. This classification helps understand the employment structure and economic composition of the workforce.

According to the American Community Survey, Clay County, Indiana has 11,839 employed civilians aged 16 and over. The private for-profit sector employs the largest share of workers, with 42.5% of male workers and 29.0% of female workers in this category.

In Clay County, Indiana, there are 626 male government workers and 875 female government workers. Government employment includes local, state, and federal positions. This represents 5.3% of male workers and 7.4% of female workers.

Self-employment in Clay County, Indiana includes 308 males (2.6%) and 222 females (1.9%). Self-employed workers operate their own businesses that are not legally incorporated.

In Clay County, Indiana, 1,093 households (10.37% of all households) received SNAP/Food Stamps benefits in the past 12 months. Out of 10,541 total households, these families rely on this federal nutrition assistance program to help purchase food.

Of the SNAP-receiving households in Clay County, Indiana, 451 (41.26%) have children under 18 years. These families face additional nutritional needs and food security challenges as they work to provide adequate nutrition for growing children.

SNAP recipients in Clay County, Indiana include diverse household types. Among households with children, 202 (18.48%) are headed by a female householder with no spouse present, while 154 (14.09%) are married-couple families. The program also serves households without children, including seniors, disabled individuals, and working adults facing economic challenges.

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a federal program that provides nutrition assistance to low-income individuals and families. Eligibility is based on household income, resources, and size. In Clay County, Indiana, SNAP helps eligible households purchase nutritious food at authorized retailers. The program aims to alleviate hunger and improve nutrition and health outcomes for vulnerable populations.

According to the U.S. Census Bureau's American Community Survey, there are 1,539 civilian veterans aged 18 and over living in Clay County, Indiana. These individuals have served on active duty in the U.S. Army, Air Force, Navy, Marine Corps, or Coast Guard. This number does not include those with only National Guard or Reserves training without active duty service.

The most common period of military service for veterans in Clay County, Indiana is Vietnam Era Only, with 445 veterans (28.9% of all veterans) who served during this period. The second most common period is Post-9/11 Only, with 291 veterans (18.9%).

"Period of service" categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Major periods include World War II (December 1941-December 1946), the Korean War (July 1950-January 1955), the Vietnam Era (August 1964-April 1975), the Gulf War (August 1990-August 2001), and Post-9/11 (September 2001 or later). Veterans may have served during multiple periods. Understanding the distribution of service periods helps communities in Clay County, Indiana provide appropriate services and support to their veteran population.

Veterans who served during the Gulf War era (1990-2001) and Post-9/11 era (2001-present) represent approximately 55.4% of all veterans in Clay County, Indiana. These more recent-era veterans, totaling around 853 individuals, often have different service experiences and support needs compared to veterans of earlier conflicts. They may benefit from targeted programs addressing issues such as transition to civilian life, employment assistance, and access to VA healthcare services.

In Clay County, Indiana, 524 families (7.2% of all families) live below the federal poverty line. This means their household income is less than 100% of the poverty threshold established by the U.S. Census Bureau, which varies by family size and composition. Out of 7,284 total families, these households face significant economic challenges meeting basic needs.

"Income-to-poverty ratio" measures how a family's income compares to the federal poverty threshold. A ratio of 1.00 (100%) means the family's income equals the poverty line. Below 1.00 indicates poverty, while ratios above 1.00 show income levels relative to poverty. For example, a ratio of 2.00 (200%) means the family earns twice the poverty threshold. In Clay County, Indiana, this data helps identify not just families in poverty, but also those who are economically vulnerable despite being above the official poverty line.

Beyond families living in poverty, Clay County, Indiana has 2,748 families (37.7%) with incomes between 100% and 199% of the poverty level. These families are often called 'near poverty' or low-income households. Specifically, 830 families (11.4%) have incomes between 100% and 149% of poverty. While technically above the poverty line, these families often struggle with housing costs, healthcare, childcare, and other expenses, making them economically vulnerable.

In Clay County, Indiana, 96 families (1.3%) live in extreme poverty, with incomes below 50% of the federal poverty threshold. These families face severe economic hardship and often require comprehensive assistance programs. On the other end of the spectrum, 4,012 families (55.1%) have incomes at least 200% above the poverty level, indicating greater financial stability and economic security.