2023 Garrard County, Kentucky Demographics | Comprehensive Overview

Data and insights for Garrard County, Kentucky, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.

Garrard County, Kentucky Key Demographic Statistics (2023 Estimates)

Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).

Total Population
17,346
Median Age
42.9 years
Median Household Income
$62,572
Median Property Value
$186,800
Bachelor's Degree+
19.07%
Uninsured Rate
7.2%
Total Households
6,625
Total Workers
7,378
Citizenship Rate
98.6%
Total Veterans
1,243
Top Veteran Era
Vietnam Era Only
Poverty Rate
13.7%
Families in Poverty
654
SNAP Recipients
14.64%
Households w/ SNAP
970

Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates

Garrard County, Kentucky Demographics: Age & Gender Distribution (2023)

Population pyramid for Garrard County, Kentucky showing male vs female age distribution based on 2023 ACS data.
Figure: Population distribution by age and sex in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Key Demographic Indicators for Garrard County, Kentucky

The following statistics highlight Garrard County, Kentucky population and median age, based on U.S. Census Bureau 2023 ACS Estimates.

Total Population
17,346
Median Age (Total)
42.9 years
Median Age (Male)
43.2 years
Median Age (Female)
42.5 years

Garrard County, Kentucky Age Distribution Comparison with Kentucky 2023

Compare Garrard County, Kentucky age demographics with Kentucky to understand regional demographic patterns.

Table: Comparative age and dependency ratio analysis between Garrard County, Kentucky and Kentucky, 2023
MetricGarrard County, KentuckyKentuckyDifference
Median Age42.9 yrs39.3 yrs +3.6 yrs
Under 5 years5.35%5.70% -0.4pp
Children (5–17 years)16.57%16.53% +0.0pp
Young Adults (18–24)6.99%9.20% -2.2pp
Middle-aged (35–54)26.04%24.98% +1.1pp
Seniors (65+)18.38%18.00% +0.4pp
Total Dependency Ratio67.5067.32 +0.2

Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).

Dependency Ratios Analysis

Total Dependency Ratio
67.50
Youth Dependency Ratio
36.71 Population under 18 relative to working age (18-64).
Old-Age Dependency Ratio
30.78 Population 65+ relative to working age (18-64).

A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.

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Garrard County, Kentucky Demographics: Racial and Ethnic Composition (2023)

Pie chart showing the racial and ethnic composition of Garrard County, Kentucky based on 2023 ACS data.
Figure: Racial and ethnic breakdown of Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Diversity & Cultural Composition of Garrard County, Kentucky

The racial makeup and ethnic composition of Garrard County, Kentucky are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.

Diversity Index Score
14.99
Diversity Tier
very low
Definition
The probability that two individuals chosen at random will be from different racial or ethnic groups.

Diversity Comparison with Kentucky

Compare Garrard County, Kentucky racial and ethnic demographics with Kentucky to understand regional diversity patterns.

Garrard County, Kentucky Diversity

14.99

very low
Kentucky Diversity

34.45

low
Diversity Differential: Garrard County, Kentucky is 19.46 points less diverse than Kentucky.

Racial and Ethnic Composition Comparison

Table: Comparative racial and ethnic composition between Garrard County, Kentucky and Kentucky, 2023
Racial/Ethnic GroupGarrard County, KentuckyKentuckyDifference
White Alone (Non-Hispanic)92.11%80.30% +11.8pp
Hispanic or Latino (Any Race)2.70%5.51% -2.8pp
Black/African American Alone2.21%7.03% -4.8pp
Two or More Races2.06%4.85% -2.8pp
Some Other Race Alone0.73%0.30% +0.4pp
American Indian and Alaska Native Alone0.19%0.13% +0.1pp
Asian Alone0.00%1.86% -1.9pp
Native Hawaiian or Other Pacific Islander Alone0.00%0.03% -0.0pp
Diversity Index Score14.9934.45 -19.46

Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.

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Garrard County, Kentucky Economic Demographics: Household Income Statistics (2023)

Line chart showing household income distribution brackets for Garrard County, Kentucky based on 2023 ACS data.
Figure: Household income distribution in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Economic Snapshot for Garrard County, Kentucky

The following data illustrates the financial landscape of Garrard County, Kentucky, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Household Income
$62,572 (Adjusted for inflation)
Total Households Analyzed
6,625

Income Comparison with Kentucky

Compare Garrard County, Kentucky household income with Kentucky to understand regional economic patterns.

Garrard County, Kentucky

$62,572

Kentucky

$64,526

Income Differential: Garrard County, Kentucky's median household income is $1,954 lower (3.0% below) than Kentucky.

Income Distribution Comparison

Table: Comparative household income distribution between Garrard County, Kentucky and Kentucky, 2023
Income BracketGarrard County, KentuckyKentuckyDifference
Less than $20,00012.23%15.18% -2.9pp
$20,000 to $34,99916.89%12.39% +4.5pp
$35,000 to $49,99913.72%11.46% +2.3pp
$50,000 to $74,99917.45%17.63% -0.2pp
$75,000 to $149,99929.34%28.54% +0.8pp
$150,000 or more10.37%14.80% -4.4pp

Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Kentucky.

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Garrard County, Kentucky Real Estate Demographics: Property Values (2023)

Line chart showing property value distribution for owner-occupied homes in Garrard County, Kentucky based on 2023 ACS data.
Figure: Property value distribution in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Real Estate Market Snapshot for Garrard County, Kentucky

The following data highlights the distribution of owner-occupied housing values in Garrard County, Kentucky, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Property Value
$186,800
Total Properties Analyzed
5,284 (Owner-occupied units)

Property Value Comparison with Kentucky

Compare Garrard County, Kentucky property values with Kentucky to understand regional real estate market patterns.

Garrard County, Kentucky

$186,800

Kentucky

$226,000

Property Value Differential: Garrard County, Kentucky's median property value is $39,200 lower (17.3% below) than Kentucky.

Property Value Distribution Comparison

Table: Comparative property value distribution between Garrard County, Kentucky and Kentucky, 2023
Value BracketGarrard County, KentuckyKentuckyDifference
Less than $25,0002.91%5.07% -2.2pp
$25,000 to $49,9994.07%4.04% +0.0pp
$50,000 to $99,99914.44%10.10% +4.3pp
$100,000 to $199,99934.05%24.48% +9.6pp
$200,000 to $499,99938.95%46.07% -7.1pp
$500,000 to $999,9995.30%9.66% -4.4pp
$1,000,000 or more0.28%0.58% -0.3pp

Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Kentucky.

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Garrard County, Kentucky Educational Attainment Statistics (2023)

Treemap chart illustrating educational attainment levels for adults 25+ in Garrard County, Kentucky based on 2023 ACS data.
Figure: Educational breakdown in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Education Snapshot for Garrard County, Kentucky

The following statistics represent the educational background of residents aged 25 and older in Garrard County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

High School Graduate or Higher
85.83%
Bachelor's Degree or Higher
19.07%
Total Population Analyzed (25+)
12,332

Education Level Comparison with Kentucky

Compare Garrard County, Kentucky educational attainment with Kentucky to understand regional education patterns.

Bachelor's+ in Garrard County, Kentucky

19.07%

Bachelor's+ in Kentucky

27.94%

College Education Rate: Garrard County, Kentucky's bachelor's degree or higher attainment rate is 8.9 percentage points lower than Kentucky.

Detailed Education Level Comparison

Table: Comparative educational attainment between Garrard County, Kentucky and Kentucky, 2023
Education LevelGarrard County, KentuckyKentuckyDifference
Less than HS14.17%11.02% +3.2pp
HS Graduate37.74%32.14% +5.6pp
Some College/Associate's29.01%28.90% +0.1pp
Bachelor's Degree9.93%16.15% -6.2pp
Graduate/Professional9.14%11.79% -2.6pp
HS Graduate or Higher85.83%88.98% -3.2pp

Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Kentucky.

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Garrard County, Kentucky Health Insurance Coverage Statistics (2023)

Pyramid chart showing health insurance coverage distribution by age and sex in Garrard County, Kentucky based on 2023 ACS data.
Figure: Health insurance coverage gaps in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Healthcare Coverage Snapshot for Garrard County, Kentucky

The following data illustrates the health coverage landscape of Garrard County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

Overall Uninsured Rate
7.2%
Total Uninsured Population
1,247
Total Civilian Population
17,247

The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.

Health Insurance Coverage Comparison with Kentucky

Compare Garrard County, Kentucky health insurance coverage with Kentucky to understand regional healthcare access patterns.

Uninsured in Garrard County, Kentucky

7.2%

Uninsured in Kentucky

6.8%

Coverage Gap Differential: Garrard County, Kentucky's uninsured rate is 0.4 percentage points higher (worse coverage) than Kentucky.

Uninsured Rates by Age and Sex

Table: Comparative uninsured rates between Garrard County, Kentucky and Kentucky, 2023
Age GroupGarrard County, KentuckyKentucky
MaleFemaleMaleFemale
Under 188.1%8.8%5.3%4.6%
18-34 years20.7%9.6%15.3%9.1%
35-64 years8.7%3.7%9.1%7.0%
65+ years0.7%0.5%0.8%0.4%

Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.

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Garrard County, Kentucky Nativity & Citizenship Statistics (2023)

Treemap showing population distribution by nativity and citizenship status in Garrard County, Kentucky based on 2023 ACS data.
Figure: Citizenship status breakdown in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Citizenship Snapshot for Garrard County, Kentucky

The following data details the citizenship status and nativity of the population in Garrard County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

U.S. Citizenship Rate
98.6% (Native-born + Naturalized)
Naturalized Citizens
144 (Foreign-born individuals who acquired citizenship)
Non-Citizen Residents
239

Citizenship Comparison with Kentucky

Compare Garrard County, Kentucky citizenship and nativity with Kentucky to understand regional immigration and naturalization patterns.

Citizenship in Garrard County, Kentucky

98.6%

Citizenship in Kentucky

96.7%

Citizenship Rate Differential: Garrard County, Kentucky's citizenship rate is 1.9 percentage points higher than Kentucky.

Nativity and Citizenship Comparison

Table: Comparative nativity and citizenship distribution between Garrard County, Kentucky and Kentucky, 2023
Nativity/Citizenship StatusGarrard County, KentuckyKentuckyDifference
Born in the United States97.7%93.9% +3.8pp
Born in PR or U.S. Territories0.0%0.2% -0.2pp
Born abroad of American parent(s)0.1%0.8% -0.7pp
U.S. citizen by naturalization0.8%1.9% -1.1pp
Not a U.S. citizen1.4%3.3% -1.9pp
Total U.S. Citizens98.6%96.7% +1.9pp

Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Kentucky.

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Garrard County, Kentucky Commuting & Transportation Statistics (2023)

Treemap chart illustrating how workers in Garrard County, Kentucky commute to work based on 2023 ACS data.
Figure: Commute mode split in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Commuter Snapshot for Garrard County, Kentucky

The following data details the commuting habits of the workforce in Garrard County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

Drove to Work (Car/Truck/Van)
87.4%
Public Transportation Usage
0.6%
Work From Home Rate
11.1%
Total Workers Analyzed
7,276

Transportation Comparison with Kentucky

Compare Garrard County, Kentucky commuting patterns with Kentucky to understand regional transportation preferences.

Drove in Garrard County, Kentucky

87.4%

Drove in Kentucky

86.3%

Driving Rate Differential: Garrard County, Kentucky has a 1.1 percentage points higher driving rate than Kentucky.

Commute Mode Comparison

Table: Comparative commuting patterns between Garrard County, Kentucky and Kentucky, 2023
Transportation MethodGarrard County, KentuckyKentuckyDifference
Car, truck, or van87.4%86.3% +1.1pp
Public transportation0.6%0.6% 0.0pp
Bicycle0.0%0.2% -0.2pp
Walked0.3%1.9% -1.6pp
Taxicab, motorcycle, or other0.5%1.4% -0.9pp
Worked from home11.1%9.5% +1.6pp

Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Kentucky.

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Garrard County, Kentucky Employment by Class of Worker (2023)

Bar chart showing employment distribution by class of worker (Private, Government, Self-Employed) in Garrard County, Kentucky based on 2023 ACS data.
Figure: Workforce composition in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Workforce Snapshot for Garrard County, Kentucky

The following statistics categorize the civilian employed population aged 16 and over in Garrard County, Kentucky by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.

Total Employed Civilian Population
7,378
Private Sector (Profit & Non-Profit)
Includes For-Profit and Non-Profit organizations
Government Workers
Includes Local, State, and Federal employees
Self-Employed Workers
Includes own not incorporated business workers

Employment Sector Comparison with Kentucky

Compare Garrard County, Kentucky employment patterns with Kentucky to understand regional workforce composition differences.

Government Employment in Garrard County, Kentucky

9.4% (M) / 11.2% (F)

Government Employment in Kentucky

6.1% (M) / 8.6% (F)

Employment Sector Comparison

Table: Comparative employment sector distribution between Garrard County, Kentucky and Kentucky, 2023
Employment SectorGarrard County, KentuckyKentuckyDifference
Private For-Profit (Combined)M: 38.8%
F: 25.5%		M: 40.2%
F: 30.6%		 M: -1.4pp
F: -5.1pp
Private Non-ProfitM: 2.6%
F: 4.6%		M: 2.8%
F: 6.2%		 M: -0.2pp
F: -1.6pp
Government (All Levels)M: 9.4%
F: 11.2%		M: 6.1%
F: 8.6%		 M: +3.3pp
F: +2.6pp
Self-EmployedM: 5.5%
F: 2.2%		M: 3.0%
F: 2.2%		 M: +2.5pp
F: 0.0pp

Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Kentucky.

Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.

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Garrard County, Kentucky Veteran Population & Service Statistics (2023)

Bar chart showing the distribution of veterans by period of military service in Garrard County, Kentucky based on 2023 ACS data.
Figure: Veteran service eras in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Veteran Community Snapshot for Garrard County, Kentucky

The following data details the civilian veteran population aged 18 and over in Garrard County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

Total Civilian Veterans
1,243
Primary Service Era
Vietnam Era Only
401 veterans (32.3%)

Veteran Population Comparison with Kentucky

Compare Garrard County, Kentucky veteran demographics with Kentucky to understand regional veteran service patterns.

Total Veterans in Garrard County, Kentucky

1,243

Total Veterans in Kentucky

235,118

Primary Service Era Comparison:
  • Garrard County, Kentucky: Vietnam Era Only (32.3%)
  • Kentucky: Vietnam Era Only (32.7%)

Service Period Distribution Comparison

Table: Comparative veteran service period distribution between Garrard County, Kentucky and Kentucky, 2023
Service PeriodGarrard County, KentuckyKentuckyDifference
Vietnam Era Only32.3%
(401)		32.7%
(76,918)		 -0.4pp
Between Gulf War & Vietnam20.8%
(258)		16.3%
(38,333)		 +4.5pp
Post-9/11 Only14.9%
(185)		14.9%
(35,022)		 0.0pp
Gulf War Only14.5%
(180)		15.5%
(36,521)		 -1.0pp
Between Vietnam & Korean7.2%
(90)		6.2%
(14,497)		 +1.0pp
Post-9/11 + Gulf War6.7%
(83)		7.5%
(17,684)		 -0.8pp
Between Korean & WWII1.4%
(18)		0.3%
(605)		 +1.1pp
WWII Only0.7%
(9)		1.1%
(2,703)		 -0.4pp
Korean War Only0.6%
(8)		3.5%
(8,207)		 -2.9pp
Vietnam + Korean0.6%
(7)		0.3%
(722)		 +0.3pp
Gulf War + Vietnam0.3%
(4)		1.3%
(3,050)		 -1.0pp

Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.

Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.

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Garrard County, Kentucky Family Poverty & Income Statistics (2023)

Bar chart showing family distribution by income-to-poverty ratio in Garrard County, Kentucky, based on 2023 ACS data.
Figure: Family economic status in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Family Economic Security Snapshot for Garrard County, Kentucky

The following data categorizes families in Garrard County, Kentucky by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.

Families Below Poverty Line (<100%)
13.7% (654 families)
Families Near Poverty (100-199%)
36.0% (1,724 families)
Families with Secure Income (200%+)
50.4% (2,413 families)

Poverty Rate Comparison with Kentucky

Compare Garrard County, Kentucky poverty levels with Kentucky to understand regional economic disparities.

Poverty Rate in Garrard County, Kentucky

13.7%

Below poverty line
Poverty Rate in Kentucky

11.5%

Below poverty line
Poverty Rate Differential: Garrard County, Kentucky has a 2.2 percentage points higher poverty rate than Kentucky.

Income-to-Poverty Ratio Distribution Comparison

Table: Comparative family income-to-poverty ratio distribution between Garrard County, Kentucky and Kentucky, 2023
Income CategoryGarrard County, KentuckyKentuckyDifference
Below Poverty (<100%)13.7%
(654)		11.5%
(137,063)		 +2.2pp
Near Poverty (100-199%)36.0%
(1,724)		33.9%
(402,929)		 +2.1pp
Economic Security (200%+)50.4%
(2,413)		54.6%
(649,977)		 -4.2pp
Detailed Breakdown
Below 50% of Poverty5.3%5.5% -0.2pp
50-74% of Poverty3.9%2.8% +1.1pp
75-99% of Poverty4.4%3.2% +1.2pp
100-124% of Poverty6.3%4.0% +2.3pp
125-149% of Poverty6.3%3.7% +2.6pp
150-174% of Poverty2.1%4.3% -2.2pp

Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Kentucky.

Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.

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Garrard County, Kentucky SNAP/Food Stamps Statistics (2023)

Stacked bar chart showing SNAP recipient household composition by presence of children in Garrard County, Kentucky, based on 2023 ACS data.
Figure: SNAP household demographics in Garrard County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

SNAP Participation Snapshot for Garrard County, Kentucky

The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in Garrard County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

Total Households Receiving SNAP
970 (14.64% of all households)
Recipient Households with Children
550 (56.70% of recipients)
Total Households Analyzed
6,625

SNAP Participation Comparison with Kentucky

Compare Garrard County, Kentucky SNAP participation with Kentucky to understand regional food assistance needs.

SNAP Participation in Garrard County, Kentucky

14.64%

970 households
SNAP Participation in Kentucky

13.39%

249,767 households
SNAP Participation Differential: Garrard County, Kentucky has a 1.25 percentage points higher SNAP participation rate than Kentucky.

SNAP Household Composition Comparison

Table: Comparative SNAP recipient household composition between Garrard County, Kentucky and Kentucky, 2023
Household TypeGarrard County, KentuckyKentucky
With ChildrenNo ChildrenWith ChildrenNo Children
Married-Couple Family23.30%
(226)		15.15%
(147)		15.61%
(38,990)		9.34%
(23,322)
Male Householder, No Spouse5.36%
(52)		3.40%
(33)		6.59%
(16,458)		2.94%
(7,351)
Female Householder, No Spouse24.74%
(240)		6.70%
(65)		22.84%
(57,053)		6.49%
(16,215)
Nonfamily Households3.30%
(32)		18.04%
(175)		0.75%
(1,868)		35.44%
(88,510)
Total SNAP Recipients970
(14.64% of households)		249,767
(13.39% of households)

Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.

About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.

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Frequently Asked Questions (FAQs)

The age breakdown for Garrard County, Kentucky is as follows: Under 5: 5.35%, Ages 5–17: 16.57%, Ages 18–24: 6.99%, Ages 25–34: 11.22%, Ages 35–54: 26.04%, Ages 55–64: 15.45%, and 65 or older: 18.38%.

The racial and ethnic composition of Garrard County, Kentucky is dominated by: White Alone (Non-Hispanic): 92.11%, Hispanic or Latino (Any Race): 2.70%, Black/African American Alone: 2.21%. The complete breakdown includes 8 distinct racial and ethnic categories.

The median household income in Garrard County, Kentucky is $62,572. This represents the midpoint of all household incomes in the area, meaning half of households earn more than this amount and half earn less.

The household income distribution in Garrard County, Kentucky is: Very Low Income (under $20,000): 12.23%, Low Income ($20,000-$34,999): 16.89%, Lower Middle Income ($35,000-$49,999): 13.72%, Middle Income ($50,000-$74,999): 17.45%, Upper Middle Income ($75,000-$149,999): 29.34%, High Income ($150,000+): 10.37%.

Approximately 26.63% of households in Garrard County, Kentucky earn over $100,000 annually. This includes households earning between $100,000 and $124,999, $125,000 and $149,999, $150,000 and $199,999, and $200,000 or more.

The median property value for owner-occupied housing units in Garrard County, Kentucky is $186,800. This represents the midpoint of all property values in the area, meaning half of homes are valued above this amount and half are valued below. The median is a better indicator of typical home values than the average because it is not skewed by extremely high or low property values.

The property value distribution for owner-occupied housing units in Garrard County, Kentucky is: Less than $25,000: 2.91%, $25,000-$49,999: 4.07%, $50,000-$99,999: 14.44%, $100,000-$199,999: 34.05%, $200,000-$499,999: 38.95%, $500,000-$999,999: 5.30%, $1,000,000 or more: 0.28%.

There are 5,284 owner-occupied housing units in Garrard County, Kentucky. This represents homes that are owned by the people living in them, as opposed to rental properties or vacant units.

Approximately 5.58% of owner-occupied housing units in Garrard County, Kentucky are valued over $500,000. This includes properties valued between $500,000 and $749,999, $750,000 and $999,999, $1,000,000 and $1,499,999, $1,500,000 and $1,999,999, and $2,000,000 or more.

In Garrard County, Kentucky, 19.07% of the population aged 25 and older holds a bachelor's degree or higher. This includes those with bachelor's degrees as well as those with graduate or professional degrees.

The educational attainment breakdown for Garrard County, Kentucky (population 25+) is: Less than high school graduate: 14.17%, High school graduate (including equivalency): 37.74%, Some college or associate's degree: 29.01%, Bachelor's degree: 9.93%, Graduate or professional degree: 9.14%.

In Garrard County, Kentucky, 85.83% of the population aged 25 and older has completed at least a high school education. This includes high school graduates, those with some college, associate's degrees, bachelor's degrees, and graduate degrees.

In Garrard County, Kentucky, 7.2% of the population lacks health insurance coverage. This represents 1,247 individuals out of a total population of 17,247 people.

The uninsured rates vary by age group in Garrard County, Kentucky. For young adults (18-34 years), 20.7% of males and 9.6% of females lack coverage. In the 35-64 age group, 8.7% of males and 3.7% of females are uninsured. These working-age populations typically face different coverage challenges than children or seniors.

Children under 18 in Garrard County, Kentucky have uninsured rates of 8.1% for males and 8.8% for females. Seniors aged 65 and older, who are typically covered by Medicare, have uninsured rates of 0.7% for males and 0.5% for females. These age groups generally have higher coverage rates due to public programs.

In Garrard County, Kentucky, 98.6% of the population are U.S. citizens. This includes native-born citizens and naturalized citizens. Out of a total population of 17,346 people, 17,107 are U.S. citizens.

Garrard County, Kentucky has 144 naturalized U.S. citizens, representing 0.8% of the total population. These are foreign-born individuals who have gone through the naturalization process to become U.S. citizens.

The nativity and citizenship breakdown for Garrard County, Kentucky is: 97.7% were born in the United States, 0.0% were born in Puerto Rico or U.S. Island Areas, 0.1% were born abroad of American parent(s), 0.8% are foreign-born naturalized U.S. citizens, and 1.4% are foreign-born non-citizens.

In Garrard County, Kentucky, 87.4% of workers commute by car, truck, or van, making it the most common means of transportation to work. Out of 7,276 total workers, 6,361 use personal vehicles for their commute.

44 workers in Garrard County, Kentucky use public transportation (excluding taxicabs) to commute to work, representing 0.6% of all workers. This includes buses, subways, light rail, commuter trains, and ferries.

Alternative commute methods in Garrard County, Kentucky include: 11.1% work from home, 0.3% walk to work, 0.0% bicycle, and 0.5% use other means such as taxicabs or motorcycles. These alternatives to driving alone help reduce traffic congestion and environmental impact.

"Class of worker" refers to the type of employer or work arrangement for employed civilians aged 16 and over in Garrard County, Kentucky. It categorizes workers into private sector (for-profit and non-profit), government (local, state, and federal), self-employed, and unpaid family workers. This classification helps understand the employment structure and economic composition of the workforce.

According to the American Community Survey, Garrard County, Kentucky has 7,378 employed civilians aged 16 and over. The private for-profit sector employs the largest share of workers, with 38.8% of male workers and 25.5% of female workers in this category.

In Garrard County, Kentucky, there are 696 male government workers and 824 female government workers. Government employment includes local, state, and federal positions. This represents 9.4% of male workers and 11.2% of female workers.

Self-employment in Garrard County, Kentucky includes 406 males (5.5%) and 163 females (2.2%). Self-employed workers operate their own businesses that are not legally incorporated.

In Garrard County, Kentucky, 970 households (14.64% of all households) received SNAP/Food Stamps benefits in the past 12 months. Out of 6,625 total households, these families rely on this federal nutrition assistance program to help purchase food.

Of the SNAP-receiving households in Garrard County, Kentucky, 550 (56.70%) have children under 18 years. These families face additional nutritional needs and food security challenges as they work to provide adequate nutrition for growing children.

SNAP recipients in Garrard County, Kentucky include diverse household types. Among households with children, 240 (24.74%) are headed by a female householder with no spouse present, while 226 (23.30%) are married-couple families. The program also serves households without children, including seniors, disabled individuals, and working adults facing economic challenges.

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a federal program that provides nutrition assistance to low-income individuals and families. Eligibility is based on household income, resources, and size. In Garrard County, Kentucky, SNAP helps eligible households purchase nutritious food at authorized retailers. The program aims to alleviate hunger and improve nutrition and health outcomes for vulnerable populations.

According to the U.S. Census Bureau's American Community Survey, there are 1,243 civilian veterans aged 18 and over living in Garrard County, Kentucky. These individuals have served on active duty in the U.S. Army, Air Force, Navy, Marine Corps, or Coast Guard. This number does not include those with only National Guard or Reserves training without active duty service.

The most common period of military service for veterans in Garrard County, Kentucky is Vietnam Era Only, with 401 veterans (32.3% of all veterans) who served during this period. The second most common period is Between Gulf War & Vietnam, with 258 veterans (20.8%).

"Period of service" categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Major periods include World War II (December 1941-December 1946), the Korean War (July 1950-January 1955), the Vietnam Era (August 1964-April 1975), the Gulf War (August 1990-August 2001), and Post-9/11 (September 2001 or later). Veterans may have served during multiple periods. Understanding the distribution of service periods helps communities in Garrard County, Kentucky provide appropriate services and support to their veteran population.

Veterans who served during the Gulf War era (1990-2001) and Post-9/11 era (2001-present) represent approximately 57.1% of all veterans in Garrard County, Kentucky. These more recent-era veterans, totaling around 710 individuals, often have different service experiences and support needs compared to veterans of earlier conflicts. They may benefit from targeted programs addressing issues such as transition to civilian life, employment assistance, and access to VA healthcare services.

In Garrard County, Kentucky, 654 families (13.7% of all families) live below the federal poverty line. This means their household income is less than 100% of the poverty threshold established by the U.S. Census Bureau, which varies by family size and composition. Out of 4,791 total families, these households face significant economic challenges meeting basic needs.

"Income-to-poverty ratio" measures how a family's income compares to the federal poverty threshold. A ratio of 1.00 (100%) means the family's income equals the poverty line. Below 1.00 indicates poverty, while ratios above 1.00 show income levels relative to poverty. For example, a ratio of 2.00 (200%) means the family earns twice the poverty threshold. In Garrard County, Kentucky, this data helps identify not just families in poverty, but also those who are economically vulnerable despite being above the official poverty line.

Beyond families living in poverty, Garrard County, Kentucky has 1,724 families (36.0%) with incomes between 100% and 199% of the poverty level. These families are often called 'near poverty' or low-income households. Specifically, 702 families (14.7%) have incomes between 100% and 149% of poverty. While technically above the poverty line, these families often struggle with housing costs, healthcare, childcare, and other expenses, making them economically vulnerable.

In Garrard County, Kentucky, 256 families (5.3%) live in extreme poverty, with incomes below 50% of the federal poverty threshold. These families face severe economic hardship and often require comprehensive assistance programs. On the other end of the spectrum, 2,413 families (50.4%) have incomes at least 200% above the poverty level, indicating greater financial stability and economic security.