2023 Hamilton County, Indiana Demographics | Data & Analysis

Ready-to-use reports, analytics, and visualizations covering Hamilton County, Indiana, including population, race, income, and more. Based on 2023 American Community Survey Estimates.

Hamilton County, Indiana Key Demographic Statistics (2023 Estimates)

Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).

Total Population
357,176
Median Age
38.0 years
Median Household Income
$117,957
Bachelor's Degree+
61.83%
Uninsured Rate
4.2%
Total Households
133,171
Total Workers
190,859
Citizenship Rate
95.4%
Total Veterans
12,981
Top Veteran Era
Vietnam Era Only
Poverty Rate
2.8%
Families in Poverty
2,817
SNAP Recipients
2.48%
Households w/ SNAP
3,302

Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates

Hamilton County, Indiana 2023 Demographics: Age & Gender Distribution

Bar chart showing the population distribution of Hamilton County, Indiana by age group and gender, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the total population of Hamilton County, Indiana is 357,176. The median age of the population in Hamilton County, Indiana is 38.0 years. The median age for males is 37.1 years, and for females it is 38.8 years.

The age distribution of the population in Hamilton County, Indiana by age group is as follows:

Population Percentage by Age Group in Hamilton County, Indiana, 2023
Age Group Percentage
Under 5 years 5.99%
5–17 years (children) 19.89%
18–24 years (young adults) 7.87%
25–34 years 11.80%
35–54 years 29.10%
55–64 years 11.91%
65 years and over (seniors) 13.44%

Understanding the Demographic Dependency Ratio in Hamilton County, Indiana

The total dependency ratio in Hamilton County, Indiana is 64.79. The youth dependency ratio is 42.64, and the old-age dependency ratio is 22.15. In demographic terms, the dependency ratio measures the size of the population typically not in the labor force (children under 18 and older adults 65+) relative to the working age (18-64) population. A higher ratio indicates a greater financial and social burden on the working population to support the non-working age groups.

For more detailed reports, explore the demographics for each of the most populated ZIP Codes in Hamilton County, Indiana, including Carmel (46032) (51,181), Noblesville (46060) (47,514), and Fishers (46037) (46,976).


What is the Racial and Ethnic Breakdown of Hamilton County, Indiana?

Race and Ethnicity Distribution Chart for Hamilton County, Indiana
Source: U.S. Census Bureau, 2023 ACS Estimates

The racial makeup and ethnic composition (racial demographics) of Hamilton County, Indiana is detailed below, based on the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates.

The Diversity Index for Hamilton County, Indiana is calculated at 35.50, suggesting a low level of racial and ethnic diversity. This index measures the probability that two people chosen at random will be from different racial or ethnic groups.

The following table provides the breakdown of the population of Hamilton County, Indiana by race and ethnicity:

Population Percentage by Racial and Ethnic Group in Hamilton County, Indiana, 2023
Racial/Ethnic Group Percentage
White Alone (Non-Hispanic) 79.66%
Asian Alone 6.73%
Hispanic or Latino (Any Race) 5.37%
Black/African American Alone 4.14%
Two or More Races 3.46%
Some Other Race Alone 0.55%
American Indian and Alaska Native Alone 0.04%
Native Hawaiian or Other Pacific Islander Alone 0.04%

Hamilton County, Indiana 2023 Demographics: Household Income Distribution

Horizontal bar chart showing household income distribution in Hamilton County, Indiana.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the median household income in Hamilton County, Indiana over the past 12 months, adjusted for 2023 inflation, was $117,957. This figure is based on a total of 133,171 households.

The distribution of household income in Hamilton County, Indiana across various income brackets is as follows:

Household Income Distribution in Hamilton County, Indiana, 2023
Income Range Percentage of Households
Less than $20,000 4.78%
$20,000 to $34,999 4.72%
$35,000 to $49,999 7.27%
$50,000 to $74,999 13.83%
$75,000 to $149,999 31.01%
$150,000 or more 38.38%

For detailed household income distribution reports on the ZIP Codes with the highest median household income in Hamilton County, Indiana, explore the data for: Zionsville (46077) ($160,868), Carmel (46033) ($150,529), and Fortville (46040) ($144,834).


Hamilton County, Indiana 2023 Demographics: Property Value Distribution

Line chart showing the distribution of property values for owner-occupied housing units in Hamilton County, Indiana.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the distribution of property values for owner-occupied housing units in Hamilton County, Indiana is based on a total of 101,589 properties.

The property value distribution in Hamilton County, Indiana across various value brackets is as follows:

Property Value Distribution in Hamilton County, Indiana, 2023
Property Value Range Percentage of Properties
Less than $25,000 1.56%
$25,000 to $49,999 0.49%
$50,000 to $99,999 1.11%
$100,000 to $199,999 6.95%
$200,000 to $499,999 63.60%
$500,000 to $999,999 24.78%
$1,000,000 or more 1.51%

Educational Attainment in Hamilton County, Indiana (2023 Data)

Treemap chart illustrating the educational attainment breakdown for population 25 years and over in Hamilton County, Indiana.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the educational attainment data covers the population 25 years and older in Hamilton County, Indiana, totaling 236,653 individuals.

97.29% of Hamilton County, Indiana population has a high school diploma or higher. Furthermore, the percentage of individuals who hold a Bachelor's Degree or a higher professional/graduate degree is 61.83%.

The detailed breakdown by educational level is presented below:

Educational Attainment Distribution in Hamilton County, Indiana, 2023
Educational Attainment Level Percentage of Population 25+
Less than high school graduate 2.71%
High school graduate (incl. equivalency) 14.20%
Some college or associate's degree 21.26%
Bachelor's Degree 38.87%
Graduate or professional degree 22.96%

What is the Health Insurance Coverage Rate in Hamilton County, Indiana?

Pyramid chart showing health insurance coverage by age and sex in Hamilton County, Indiana.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the health insurance coverage data for Hamilton County, Indiana shows that 4.2% of the population lacks health insurance coverage. This represents 14,899 individuals out of a total population of 354,658 people.

The uninsured rates vary significantly by age group. Young adults (18-34 years) have uninsured rates of 9.9% for males and 7.9% for females. In the 35-64 age bracket, 4.5% of males and 4.0% of females are uninsured.

Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare. In Hamilton County, Indiana, uninsured rates for children are 3.0% for males and 2.7% for females, while seniors have rates of 0.2% for males and 0.5% for females.

Uninsured Rates by Age Group and Sex in Hamilton County, Indiana, 2023
Age Group Male Uninsured % Female Uninsured %
Under 18 3.0% 2.7%
18-34 years 9.9% 7.9%
35-64 years 4.5% 4.0%
65+ years 0.2% 0.5%

Hamilton County, Indiana 2023 Population by Nativity and Citizenship Status

Treemap showing the population distribution by nativity and citizenship status in Hamilton County, Indiana based on U.S. Census data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the nativity and citizenship data for Hamilton County, Indiana shows that 95.4% of the population are U.S. citizens. This includes both native-born and naturalized citizens, representing 340,660 individuals out of a total population of 357,176 people.

The nativity breakdown reveals diverse origins: 89.4% were born in the United States, 0.2% were born in Puerto Rico or U.S. Island Areas, and 0.9% were born abroad of American parent(s).

Among the foreign-born population, 4.9% of the total population have become naturalized U.S. citizens (17,374 individuals), while 4.6% are non-citizens (16,516 individuals).

Nativity and Citizenship Distribution in Hamilton County, Indiana, 2023
Nativity/Citizenship Status Percentage
Born in the United States 89.4%
Born in Puerto Rico or U.S. Island Areas 0.2%
Born abroad of American parent(s) 0.9%
U.S. citizen by naturalization 4.9%
Not a U.S. citizen 4.6%
Total U.S. Citizens 95.4%

Hamilton County, Indiana 2023 Demographics: Means of Transportation to Work

Treemap showing means of transportation to work distribution in Hamilton County, Indiana.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the commuting patterns for Hamilton County, Indiana show that 77.6% of workers commute by car, truck, or van. This represents 146,553 workers out of a total workforce of 188,811 people.

Public transportation usage stands at 0.0% (90 workers), which includes buses, subways, light rail, commuter trains, and ferries, but excludes taxicabs. Active transportation methods include walking (0.8%) and bicycling (0.2%).

20.7% of workers in Hamilton County, Indiana report working from home. An additional 0.6% use other means such as taxicabs, motorcycles, or other forms of transportation. These alternative commuting patterns reflect changing work arrangements and transportation preferences in the modern workforce.

Commuting Methods Distribution in Hamilton County, Indiana, 2023
Transportation Method Percentage Number of Workers
Car, truck, or van 77.6% 146,553
Public transportation 0.0% 90
Bicycle 0.2% 406
Walked 0.8% 1,570
Taxicab, motorcycle, or other means 0.6% 1,154
Worked from home 20.7% 39,038
Total Workers - 188,811

Hamilton County, Indiana 2023 Demographics: Employment by Class of Worker

Horizontal bar chart showing employment distribution by class of worker and gender in Hamilton County, Indiana, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the civilian employed population aged 16 and over in Hamilton County, Indiana totals 190,859 workers. Of these, 102,348 (53.6%) are male and 88,511 (46.4%) are female.

The employment distribution by class of worker in Hamilton County, Indiana is as follows:

Employment Distribution by Class of Worker and Sex in Hamilton County, Indiana, 2023
Employment Class Male Workers Female Workers
Private For-Profit 83,138 (43.6%) 58,933 (30.9%)
Private Non-Profit 6,911 (3.6%) 13,687 (7.2%)
Government (All Levels) 8,160 (4.3%) 11,667 (6.1%)
  • Local Government 4,152 8,165
  • State Government 2,164 1,927
  • Federal Government 1,844 1,575
Self-Employed 3,911 (2.0%) 4,075 (2.1%)

Class of worker categorizes employed civilians by their employment arrangement. Private sector workers are employed by for-profit or non-profit companies. Government workers include those employed at local, state, or federal levels. Self-employed workers operate their own unincorporated businesses. Understanding the class of worker distribution provides insights into the economic structure and employment diversity of Hamilton County, Indiana.


Hamilton County, Indiana 2023 Demographics: Veterans by Period of Service

Horizontal bar chart showing veteran distribution by period of military service in Hamilton County, Indiana, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 12,981 civilian veterans aged 18 and over in Hamilton County, Indiana.

The largest group of veterans served during Vietnam Era Only, accounting for 3,919 veterans (30.2% of all veterans). The second-largest group served during Post-9/11 Only, with 2,706 veterans (20.8%).

The complete distribution of veterans by period of military service in Hamilton County, Indiana is as follows:

Veteran Distribution by Period of Military Service in Hamilton County, Indiana, 2023
Period of Service Number of Veterans Percentage
Vietnam Era Only (August 1964 to April 1975) 3,919 30.2%
Post-9/11 Only (September 2001 or later) 2,706 20.8%
Gulf War Only (August 1990 to August 2001) 2,528 19.5%
Between Gulf War and Vietnam Era 1,415 10.9%
Between Vietnam Era and Korean War 838 6.5%
Korean War Only (July 1950 to January 1955) 659 5.1%
Post-9/11 and Gulf War (August 1990 to August 2001) 567 4.4%
Gulf War and Vietnam Era 177 1.4%
World War II Only (December 1941 to December 1946) 76 0.6%
Post-9/11, Gulf War, and Vietnam Era 42 0.3%
Between Korean War and World War II 28 0.2%
Vietnam Era and Korean War 26 0.2%
Total Veterans 12,981 100.0%

Period of military service categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Veterans may have served during multiple periods, including World War II (December 1941–December 1946), the Korean War (July 1950–January 1955), the Vietnam Era (August 1964–April 1975), the Gulf War (August 1990–August 2001), and Post-9/11 (September 2001 or later). Understanding veteran demographics helps communities provide appropriate services, benefits, and support to those who have served.


Hamilton County, Indiana 2023 Demographics: Families by Income-to-Poverty Ratio

Horizontal bar chart showing family distribution by income-to-poverty ratio in Hamilton County, Indiana, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 98,998 families in Hamilton County, Indiana.

Of these families, 2,817 (2.8%) live below the poverty line (income less than 100% of the federal poverty level). An additional 16,388 families (16.6%) are at or near poverty (100-199% of poverty). Meanwhile, 79,793 families (80.6%) have incomes at least twice the poverty level.

The complete distribution of families by income-to-poverty ratio in Hamilton County, Indiana is as follows:

Family Distribution by Income-to-Poverty Ratio in Hamilton County, Indiana, 2023
Income-to-Poverty Ratio Number of Families Percentage
Below 50% of Poverty 1,474 1.5%
50-74% of Poverty 693 0.7%
75-99% of Poverty 650 0.7%
100-124% of Poverty 1,306 1.3%
125-149% of Poverty 1,243 1.3%
150-174% of Poverty 1,860 1.9%
175-184% of Poverty 608 0.6%
185-199% of Poverty 1,038 1.0%
200-299% of Poverty 10,333 10.4%
300-399% of Poverty 11,497 11.6%
400-499% of Poverty 11,860 12.0%
500%+ of Poverty 56,436 57.0%
Total Families 98,998 100.0%

Income-to-poverty ratio measures how a family's income compares to the federal poverty threshold, which varies by family size and composition. A ratio below 1.00 (100%) indicates the family lives in poverty. Ratios between 1.00 and 1.99 represent families with low incomes who may still struggle financially despite being technically above the poverty line. Families with ratios of 2.00 (200%) or higher generally have more economic security. Understanding poverty distribution helps communities allocate resources and develop programs to support families in need.


Hamilton County, Indiana 2023 Demographics: SNAP/Food Stamps Recipients

Stacked bar chart showing SNAP/Food Stamps recipient household composition by presence of children under 18 in Hamilton County, Indiana, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 133,171 total households in Hamilton County, Indiana. Of these, 3,302 households (2.48%) received SNAP/Food Stamps benefits in the past 12 months.

Among SNAP-recipient households, 1,970 (59.66%) have children under 18 years, while 1,332 (40.34%) do not have children under 18 years.

Household Composition of SNAP Recipients

SNAP Recipient Household Composition in Hamilton County, Indiana, 2023
Household Type With Children Under 18 No Children Under 18
Married-Couple Family 852 (25.80%) 256 (7.75%)
Male Householder, No Spouse 219 (6.63%) 53 (1.61%)
Female Householder, No Spouse 873 (26.44%) 161 (4.88%)
Nonfamily Households 26 (0.79%) 862 (26.11%)

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, provides nutrition assistance to low-income individuals and families. The program aims to help eligible households purchase nutritious food. SNAP participation rates and household composition patterns provide important insights into economic hardship and food security challenges in Hamilton County, Indiana. Households with children under 18 often face greater nutritional needs, while households without children may include seniors, disabled individuals, or working adults facing economic challenges.


Frequently Asked Questions (FAQs)

The age breakdown for the population of Hamilton County, Indiana is detailed below, showing the percentage of the total population for each group:

Age Group Percentage
Under 5 years5.99%
5–17 years (children)19.89%
18–24 years (young adults)7.87%
25–34 years11.80%
35–54 years29.10%
55–64 years11.91%
65 years and over (seniors)13.44%

The racial and ethnic composition of Hamilton County, Indiana is dominated by: White Alone (Non-Hispanic): 79.66%, Asian Alone: 6.73%, Hispanic or Latino (Any Race): 5.37%. The complete breakdown includes 8 distinct racial and ethnic categories.

The median household income in Hamilton County, Indiana is $117,957. This represents the midpoint of all household incomes in the area, meaning half of households earn more than this amount and half earn less.

The household income distribution in Hamilton County, Indiana is: Very Low Income (under $20,000): 4.78%, Low Income ($20,000-$34,999): 4.72%, Lower Middle Income ($35,000-$49,999): 7.27%, Middle Income ($50,000-$74,999): 13.83%, Upper Middle Income ($75,000-$149,999): 31.01%, High Income ($150,000+): 38.38%.

Approximately 57.58% of households in Hamilton County, Indiana earn over $100,000 annually. This includes households earning between $100,000 and $124,999, $125,000 and $149,999, $150,000 and $199,999, and $200,000 or more.

The property value distribution for owner-occupied housing units in Hamilton County, Indiana is: Less than $25,000: 1.56%, $25,000-$49,999: 0.49%, $50,000-$99,999: 1.11%, $100,000-$199,999: 6.95%, $200,000-$499,999: 63.60%, $500,000-$999,999: 24.78%, $1,000,000 or more: 1.51%.

There are 101,589 owner-occupied housing units in Hamilton County, Indiana. This represents homes that are owned by the people living in them, as opposed to rental properties or vacant units.

Approximately 26.29% of owner-occupied housing units in Hamilton County, Indiana are valued over $500,000. This includes properties valued between $500,000 and $749,999, $750,000 and $999,999, $1,000,000 and $1,499,999, $1,500,000 and $1,999,999, and $2,000,000 or more.

In Hamilton County, Indiana, 61.83% of the population aged 25 and older holds a bachelor's degree or higher. This includes those with bachelor's degrees as well as those with graduate or professional degrees.

The educational attainment breakdown for Hamilton County, Indiana (population 25+) is: Less than high school graduate: 2.71%, High school graduate (including equivalency): 14.20%, Some college or associate's degree: 21.26%, Bachelor's degree: 38.87%, Graduate or professional degree: 22.96%.

In Hamilton County, Indiana, 97.29% of the population aged 25 and older has completed at least a high school education. This includes high school graduates, those with some college, associate's degrees, bachelor's degrees, and graduate degrees.

In Hamilton County, Indiana, 4.2% of the population lacks health insurance coverage. This represents 14,899 individuals out of a total population of 354,658 people.

The uninsured rates vary by age group in Hamilton County, Indiana. For young adults (18-34 years), 9.9% of males and 7.9% of females lack coverage. In the 35-64 age group, 4.5% of males and 4.0% of females are uninsured. These working-age populations typically face different coverage challenges than children or seniors.

Children under 18 in Hamilton County, Indiana have uninsured rates of 3.0% for males and 2.7% for females. Seniors aged 65 and older, who are typically covered by Medicare, have uninsured rates of 0.2% for males and 0.5% for females. These age groups generally have higher coverage rates due to public programs.

In Hamilton County, Indiana, 95.4% of the population are U.S. citizens. This includes native-born citizens and naturalized citizens. Out of a total population of 357,176 people, 340,660 are U.S. citizens.

Hamilton County, Indiana has 17,374 naturalized U.S. citizens, representing 4.9% of the total population. These are foreign-born individuals who have gone through the naturalization process to become U.S. citizens.

The nativity and citizenship breakdown for Hamilton County, Indiana is: 89.4% were born in the United States, 0.2% were born in Puerto Rico or U.S. Island Areas, 0.9% were born abroad of American parent(s), 4.9% are foreign-born naturalized U.S. citizens, and 4.6% are foreign-born non-citizens.

In Hamilton County, Indiana, 77.6% of workers commute by car, truck, or van, making it the most common means of transportation to work. Out of 188,811 total workers, 146,553 use personal vehicles for their commute.

90 workers in Hamilton County, Indiana use public transportation (excluding taxicabs) to commute to work, representing 0.0% of all workers. This includes buses, subways, light rail, commuter trains, and ferries.

Alternative commute methods in Hamilton County, Indiana include: 20.7% work from home, 0.8% walk to work, 0.2% bicycle, and 0.6% use other means such as taxicabs or motorcycles. These alternatives to driving alone help reduce traffic congestion and environmental impact.

"Class of worker" refers to the type of employer or work arrangement for employed civilians aged 16 and over in Hamilton County, Indiana. It categorizes workers into private sector (for-profit and non-profit), government (local, state, and federal), self-employed, and unpaid family workers. This classification helps understand the employment structure and economic composition of the workforce.

According to the American Community Survey, Hamilton County, Indiana has 190,859 employed civilians aged 16 and over. The private for-profit sector employs the largest share of workers, with 43.6% of male workers and 30.9% of female workers in this category.

In Hamilton County, Indiana, there are 8,160 male government workers and 11,667 female government workers. Government employment includes local, state, and federal positions. This represents 4.3% of male workers and 6.1% of female workers.

Self-employment in Hamilton County, Indiana includes 3,911 males (2.0%) and 4,075 females (2.1%). Self-employed workers operate their own businesses that are not legally incorporated.

In Hamilton County, Indiana, 3,302 households (2.48% of all households) received SNAP/Food Stamps benefits in the past 12 months. Out of 133,171 total households, these families rely on this federal nutrition assistance program to help purchase food.

Of the SNAP-receiving households in Hamilton County, Indiana, 1,970 (59.66%) have children under 18 years. These families face additional nutritional needs and food security challenges as they work to provide adequate nutrition for growing children.

SNAP recipients in Hamilton County, Indiana include diverse household types. Among households with children, 873 (26.44%) are headed by a female householder with no spouse present, while 852 (25.80%) are married-couple families. The program also serves households without children, including seniors, disabled individuals, and working adults facing economic challenges.

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a federal program that provides nutrition assistance to low-income individuals and families. Eligibility is based on household income, resources, and size. In Hamilton County, Indiana, SNAP helps eligible households purchase nutritious food at authorized retailers. The program aims to alleviate hunger and improve nutrition and health outcomes for vulnerable populations.

According to the U.S. Census Bureau's American Community Survey, there are 12,981 civilian veterans aged 18 and over living in Hamilton County, Indiana. These individuals have served on active duty in the U.S. Army, Air Force, Navy, Marine Corps, or Coast Guard. This number does not include those with only National Guard or Reserves training without active duty service.

The most common period of military service for veterans in Hamilton County, Indiana is Vietnam Era Only, with 3,919 veterans (30.2% of all veterans) who served during this period. The second most common period is Post-9/11 Only, with 2,706 veterans (20.8%).

"Period of service" categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Major periods include World War II (December 1941-December 1946), the Korean War (July 1950-January 1955), the Vietnam Era (August 1964-April 1975), the Gulf War (August 1990-August 2001), and Post-9/11 (September 2001 or later). Veterans may have served during multiple periods. Understanding the distribution of service periods helps communities in Hamilton County, Indiana provide appropriate services and support to their veteran population.

Veterans who served during the Gulf War era (1990-2001) and Post-9/11 era (2001-present) represent approximately 57.3% of all veterans in Hamilton County, Indiana. These more recent-era veterans, totaling around 7,435 individuals, often have different service experiences and support needs compared to veterans of earlier conflicts. They may benefit from targeted programs addressing issues such as transition to civilian life, employment assistance, and access to VA healthcare services.

In Hamilton County, Indiana, 2,817 families (2.8% of all families) live below the federal poverty line. This means their household income is less than 100% of the poverty threshold established by the U.S. Census Bureau, which varies by family size and composition. Out of 98,998 total families, these households face significant economic challenges meeting basic needs.

"Income-to-poverty ratio" measures how a family's income compares to the federal poverty threshold. A ratio of 1.00 (100%) means the family's income equals the poverty line. Below 1.00 indicates poverty, while ratios above 1.00 show income levels relative to poverty. For example, a ratio of 2.00 (200%) means the family earns twice the poverty threshold. In Hamilton County, Indiana, this data helps identify not just families in poverty, but also those who are economically vulnerable despite being above the official poverty line.

Beyond families living in poverty, Hamilton County, Indiana has 16,388 families (16.6%) with incomes between 100% and 199% of the poverty level. These families are often called 'near poverty' or low-income households. Specifically, 4,409 families (4.5%) have incomes between 100% and 149% of poverty. While technically above the poverty line, these families often struggle with housing costs, healthcare, childcare, and other expenses, making them economically vulnerable.

In Hamilton County, Indiana, 1,474 families (1.5%) live in extreme poverty, with incomes below 50% of the federal poverty threshold. These families face severe economic hardship and often require comprehensive assistance programs. On the other end of the spectrum, 79,793 families (80.6%) have incomes at least 200% above the poverty level, indicating greater financial stability and economic security.