2023 Otsego County, Michigan Demographics | Data & Analysis

Ready-to-use reports, analytics, and visualizations covering Otsego County, Michigan, including population, race, income, and more. Based on 2023 American Community Survey Estimates.

Otsego County, Michigan Key Demographic Statistics (2023 Estimates)

Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).

Total Population
25,352
Median Age
44.5 years
Median Household Income
$67,285
Bachelor's Degree+
25.85%
Uninsured Rate
6.2%
Total Households
10,996
Total Workers
12,226
Citizenship Rate
99.2%
Total Veterans
2,042
Top Veteran Era
Vietnam Era Only
Poverty Rate
6.5%
Families in Poverty
476
SNAP Recipients
11.57%
Households w/ SNAP
1,272

Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates

Otsego County, Michigan 2023 Demographics: Age & Gender Distribution

Bar chart showing the population distribution of Otsego County, Michigan by age group and gender, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the total population of Otsego County, Michigan is 25,352. The median age of the population in Otsego County, Michigan is 44.5 years. The median age for males is 43.3 years, and for females it is 45.6 years.

The age distribution of the population in Otsego County, Michigan by age group is as follows:

Population Percentage by Age Group in Otsego County, Michigan, 2023
Age Group Percentage
Under 5 years 5.07%
5–17 years (children) 15.84%
18–24 years (young adults) 6.88%
25–34 years 11.13%
35–54 years 23.80%
55–64 years 15.57%
65 years and over (seniors) 21.71%

Understanding the Demographic Dependency Ratio in Otsego County, Michigan

The total dependency ratio in Otsego County, Michigan is 74.28. The youth dependency ratio is 36.44, and the old-age dependency ratio is 37.84. In demographic terms, the dependency ratio measures the size of the population typically not in the labor force (children under 18 and older adults 65+) relative to the working age (18-64) population. A higher ratio indicates a greater financial and social burden on the working population to support the non-working age groups.

For more detailed reports, explore the demographics for each of the most populated ZIP Codes in Otsego County, Michigan, including Gaylord (49735) (20,678).


What is the Racial and Ethnic Breakdown of Otsego County, Michigan?

Race and Ethnicity Distribution Chart for Otsego County, Michigan
Source: U.S. Census Bureau, 2023 ACS Estimates

The racial makeup and ethnic composition (racial demographics) of Otsego County, Michigan is detailed below, based on the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates.

The Diversity Index for Otsego County, Michigan is calculated at 12.56, suggesting a very low level of racial and ethnic diversity. This index measures the probability that two people chosen at random will be from different racial or ethnic groups.

The following table provides the breakdown of the population of Otsego County, Michigan by race and ethnicity:

Population Percentage by Racial and Ethnic Group in Otsego County, Michigan, 2023
Racial/Ethnic Group Percentage
White Alone (Non-Hispanic) 93.44%
Two or More Races 2.91%
Hispanic or Latino (Any Race) 1.93%
Black/African American Alone 0.80%
Asian Alone 0.63%
American Indian and Alaska Native Alone 0.22%
Some Other Race Alone 0.06%
Native Hawaiian or Other Pacific Islander Alone 0.01%

Otsego County, Michigan 2023 Demographics: Household Income Distribution

Horizontal bar chart showing household income distribution in Otsego County, Michigan.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the median household income in Otsego County, Michigan over the past 12 months, adjusted for 2023 inflation, was $67,285. This figure is based on a total of 10,996 households.

The distribution of household income in Otsego County, Michigan across various income brackets is as follows:

Household Income Distribution in Otsego County, Michigan, 2023
Income Range Percentage of Households
Less than $20,000 12.00%
$20,000 to $34,999 12.16%
$35,000 to $49,999 11.40%
$50,000 to $74,999 21.64%
$75,000 to $149,999 30.87%
$150,000 or more 11.94%

For detailed household income distribution reports on the ZIP Codes with the highest median household income in Otsego County, Michigan, explore the data for: Gaylord (49735) ($69,050).


Otsego County, Michigan 2023 Demographics: Property Value Distribution

Line chart showing the distribution of property values for owner-occupied housing units in Otsego County, Michigan.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the distribution of property values for owner-occupied housing units in Otsego County, Michigan is based on a total of 8,577 properties.

The property value distribution in Otsego County, Michigan across various value brackets is as follows:

Property Value Distribution in Otsego County, Michigan, 2023
Property Value Range Percentage of Properties
Less than $25,000 3.01%
$25,000 to $49,999 1.22%
$50,000 to $99,999 8.31%
$100,000 to $199,999 38.78%
$200,000 to $499,999 44.71%
$500,000 to $999,999 3.45%
$1,000,000 or more 0.51%

Educational Attainment in Otsego County, Michigan (2023 Data)

Treemap chart illustrating the educational attainment breakdown for population 25 years and over in Otsego County, Michigan.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the educational attainment data covers the population 25 years and older in Otsego County, Michigan, totaling 18,308 individuals.

93.94% of Otsego County, Michigan population has a high school diploma or higher. Furthermore, the percentage of individuals who hold a Bachelor's Degree or a higher professional/graduate degree is 25.85%.

The detailed breakdown by educational level is presented below:

Educational Attainment Distribution in Otsego County, Michigan, 2023
Educational Attainment Level Percentage of Population 25+
Less than high school graduate 6.06%
High school graduate (incl. equivalency) 32.90%
Some college or associate's degree 35.19%
Bachelor's Degree 16.63%
Graduate or professional degree 9.22%

What is the Health Insurance Coverage Rate in Otsego County, Michigan?

Pyramid chart showing health insurance coverage by age and sex in Otsego County, Michigan.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the health insurance coverage data for Otsego County, Michigan shows that 6.2% of the population lacks health insurance coverage. This represents 1,555 individuals out of a total population of 25,189 people.

The uninsured rates vary significantly by age group. Young adults (18-34 years) have uninsured rates of 23.2% for males and 8.7% for females. In the 35-64 age bracket, 6.2% of males and 7.5% of females are uninsured.

Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare. In Otsego County, Michigan, uninsured rates for children are 2.5% for males and 3.8% for females, while seniors have rates of 0.1% for males and 0.0% for females.

Uninsured Rates by Age Group and Sex in Otsego County, Michigan, 2023
Age Group Male Uninsured % Female Uninsured %
Under 18 2.5% 3.8%
18-34 years 23.2% 8.7%
35-64 years 6.2% 7.5%
65+ years 0.1% 0.0%

Otsego County, Michigan 2023 Population by Nativity and Citizenship Status

Treemap showing the population distribution by nativity and citizenship status in Otsego County, Michigan based on U.S. Census data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the nativity and citizenship data for Otsego County, Michigan shows that 99.2% of the population are U.S. citizens. This includes both native-born and naturalized citizens, representing 25,158 individuals out of a total population of 25,352 people.

The nativity breakdown reveals diverse origins: 98.1% were born in the United States, 0.0% were born in Puerto Rico or U.S. Island Areas, and 0.4% were born abroad of American parent(s).

Among the foreign-born population, 0.8% of the total population have become naturalized U.S. citizens (193 individuals), while 0.8% are non-citizens (194 individuals).

Nativity and Citizenship Distribution in Otsego County, Michigan, 2023
Nativity/Citizenship Status Percentage
Born in the United States 98.1%
Born in Puerto Rico or U.S. Island Areas 0.0%
Born abroad of American parent(s) 0.4%
U.S. citizen by naturalization 0.8%
Not a U.S. citizen 0.8%
Total U.S. Citizens 99.2%

Otsego County, Michigan 2023 Demographics: Means of Transportation to Work

Treemap showing means of transportation to work distribution in Otsego County, Michigan.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the commuting patterns for Otsego County, Michigan show that 88.3% of workers commute by car, truck, or van. This represents 10,511 workers out of a total workforce of 11,902 people.

Public transportation usage stands at 0.4% (53 workers), which includes buses, subways, light rail, commuter trains, and ferries, but excludes taxicabs. Active transportation methods include walking (0.6%) and bicycling (0.0%).

10.1% of workers in Otsego County, Michigan report working from home. An additional 0.6% use other means such as taxicabs, motorcycles, or other forms of transportation. These alternative commuting patterns reflect changing work arrangements and transportation preferences in the modern workforce.

Commuting Methods Distribution in Otsego County, Michigan, 2023
Transportation Method Percentage Number of Workers
Car, truck, or van 88.3% 10,511
Public transportation 0.4% 53
Bicycle 0.0% 2
Walked 0.6% 67
Taxicab, motorcycle, or other means 0.6% 67
Worked from home 10.1% 1,202
Total Workers - 11,902

Otsego County, Michigan 2023 Demographics: Employment by Class of Worker

Horizontal bar chart showing employment distribution by class of worker and gender in Otsego County, Michigan, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, the civilian employed population aged 16 and over in Otsego County, Michigan totals 12,226 workers. Of these, 6,735 (55.1%) are male and 5,491 (44.9%) are female.

The employment distribution by class of worker in Otsego County, Michigan is as follows:

Employment Distribution by Class of Worker and Sex in Otsego County, Michigan, 2023
Employment Class Male Workers Female Workers
Private For-Profit 4,862 (39.8%) 3,480 (28.5%)
Private Non-Profit 278 (2.3%) 749 (6.1%)
Government (All Levels) 853 (7.0%) 981 (8.0%)
  • Local Government 297 511
  • State Government 484 370
  • Federal Government 72 100
Self-Employed 742 (6.1%) 281 (2.3%)

Class of worker categorizes employed civilians by their employment arrangement. Private sector workers are employed by for-profit or non-profit companies. Government workers include those employed at local, state, or federal levels. Self-employed workers operate their own unincorporated businesses. Understanding the class of worker distribution provides insights into the economic structure and employment diversity of Otsego County, Michigan.


Otsego County, Michigan 2023 Demographics: Veterans by Period of Service

Horizontal bar chart showing veteran distribution by period of military service in Otsego County, Michigan, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 2,042 civilian veterans aged 18 and over in Otsego County, Michigan.

The largest group of veterans served during Vietnam Era Only, accounting for 664 veterans (32.5% of all veterans). The second-largest group served during Post-9/11 Only, with 472 veterans (23.1%).

The complete distribution of veterans by period of military service in Otsego County, Michigan is as follows:

Veteran Distribution by Period of Military Service in Otsego County, Michigan, 2023
Period of Service Number of Veterans Percentage
Vietnam Era Only (August 1964 to April 1975) 664 32.5%
Post-9/11 Only (September 2001 or later) 472 23.1%
Between Gulf War and Vietnam Era 401 19.6%
Gulf War Only (August 1990 to August 2001) 257 12.6%
Between Vietnam Era and Korean War 88 4.3%
Korean War Only (July 1950 to January 1955) 67 3.3%
Post-9/11 and Gulf War (August 1990 to August 2001) 61 3.0%
World War II Only (December 1941 to December 1946) 20 1.0%
Gulf War and Vietnam Era 12 0.6%
Total Veterans 2,042 100.0%

Period of military service categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Veterans may have served during multiple periods, including World War II (December 1941–December 1946), the Korean War (July 1950–January 1955), the Vietnam Era (August 1964–April 1975), the Gulf War (August 1990–August 2001), and Post-9/11 (September 2001 or later). Understanding veteran demographics helps communities provide appropriate services, benefits, and support to those who have served.


Otsego County, Michigan 2023 Demographics: Families by Income-to-Poverty Ratio

Horizontal bar chart showing family distribution by income-to-poverty ratio in Otsego County, Michigan, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 7,336 families in Otsego County, Michigan.

Of these families, 476 (6.5%) live below the poverty line (income less than 100% of the federal poverty level). An additional 2,631 families (35.9%) are at or near poverty (100-199% of poverty). Meanwhile, 4,229 families (57.6%) have incomes at least twice the poverty level.

The complete distribution of families by income-to-poverty ratio in Otsego County, Michigan is as follows:

Family Distribution by Income-to-Poverty Ratio in Otsego County, Michigan, 2023
Income-to-Poverty Ratio Number of Families Percentage
Below 50% of Poverty 188 2.6%
50-74% of Poverty 149 2.0%
75-99% of Poverty 139 1.9%
100-124% of Poverty 275 3.7%
125-149% of Poverty 269 3.7%
150-174% of Poverty 256 3.5%
175-184% of Poverty 113 1.5%
185-199% of Poverty 139 1.9%
200-299% of Poverty 1,579 21.5%
300-399% of Poverty 1,020 13.9%
400-499% of Poverty 1,150 15.7%
500%+ of Poverty 2,059 28.1%
Total Families 7,336 100.0%

Income-to-poverty ratio measures how a family's income compares to the federal poverty threshold, which varies by family size and composition. A ratio below 1.00 (100%) indicates the family lives in poverty. Ratios between 1.00 and 1.99 represent families with low incomes who may still struggle financially despite being technically above the poverty line. Families with ratios of 2.00 (200%) or higher generally have more economic security. Understanding poverty distribution helps communities allocate resources and develop programs to support families in need.


Otsego County, Michigan 2023 Demographics: SNAP/Food Stamps Recipients

Stacked bar chart showing SNAP/Food Stamps recipient household composition by presence of children under 18 in Otsego County, Michigan, based on 2023 ACS data.
Source: U.S. Census Bureau, 2023 ACS Estimates

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) Estimates, there are 10,996 total households in Otsego County, Michigan. Of these, 1,272 households (11.57%) received SNAP/Food Stamps benefits in the past 12 months.

Among SNAP-recipient households, 438 (34.43%) have children under 18 years, while 834 (65.57%) do not have children under 18 years.

Household Composition of SNAP Recipients

SNAP Recipient Household Composition in Otsego County, Michigan, 2023
Household Type With Children Under 18 No Children Under 18
Married-Couple Family 78 (6.13%) 76 (5.97%)
Male Householder, No Spouse 86 (6.76%) 66 (5.19%)
Female Householder, No Spouse 274 (21.54%) 26 (2.04%)
Nonfamily Households 0 (0.00%) 666 (52.36%)

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, provides nutrition assistance to low-income individuals and families. The program aims to help eligible households purchase nutritious food. SNAP participation rates and household composition patterns provide important insights into economic hardship and food security challenges in Otsego County, Michigan. Households with children under 18 often face greater nutritional needs, while households without children may include seniors, disabled individuals, or working adults facing economic challenges.


Frequently Asked Questions (FAQs)

The age breakdown for the population of Otsego County, Michigan is detailed below, showing the percentage of the total population for each group:

Age Group Percentage
Under 5 years5.07%
5–17 years (children)15.84%
18–24 years (young adults)6.88%
25–34 years11.13%
35–54 years23.80%
55–64 years15.57%
65 years and over (seniors)21.71%

The racial and ethnic composition of Otsego County, Michigan is dominated by: White Alone (Non-Hispanic): 93.44%, Two or More Races: 2.91%, Hispanic or Latino (Any Race): 1.93%. The complete breakdown includes 8 distinct racial and ethnic categories.

The median household income in Otsego County, Michigan is $67,285. This represents the midpoint of all household incomes in the area, meaning half of households earn more than this amount and half earn less.

The household income distribution in Otsego County, Michigan is: Very Low Income (under $20,000): 12.00%, Low Income ($20,000-$34,999): 12.16%, Lower Middle Income ($35,000-$49,999): 11.40%, Middle Income ($50,000-$74,999): 21.64%, Upper Middle Income ($75,000-$149,999): 30.87%, High Income ($150,000+): 11.94%.

Approximately 29.63% of households in Otsego County, Michigan earn over $100,000 annually. This includes households earning between $100,000 and $124,999, $125,000 and $149,999, $150,000 and $199,999, and $200,000 or more.

The property value distribution for owner-occupied housing units in Otsego County, Michigan is: Less than $25,000: 3.01%, $25,000-$49,999: 1.22%, $50,000-$99,999: 8.31%, $100,000-$199,999: 38.78%, $200,000-$499,999: 44.71%, $500,000-$999,999: 3.45%, $1,000,000 or more: 0.51%.

There are 8,577 owner-occupied housing units in Otsego County, Michigan. This represents homes that are owned by the people living in them, as opposed to rental properties or vacant units.

Approximately 3.96% of owner-occupied housing units in Otsego County, Michigan are valued over $500,000. This includes properties valued between $500,000 and $749,999, $750,000 and $999,999, $1,000,000 and $1,499,999, $1,500,000 and $1,999,999, and $2,000,000 or more.

In Otsego County, Michigan, 25.85% of the population aged 25 and older holds a bachelor's degree or higher. This includes those with bachelor's degrees as well as those with graduate or professional degrees.

The educational attainment breakdown for Otsego County, Michigan (population 25+) is: Less than high school graduate: 6.06%, High school graduate (including equivalency): 32.90%, Some college or associate's degree: 35.19%, Bachelor's degree: 16.63%, Graduate or professional degree: 9.22%.

In Otsego County, Michigan, 93.94% of the population aged 25 and older has completed at least a high school education. This includes high school graduates, those with some college, associate's degrees, bachelor's degrees, and graduate degrees.

In Otsego County, Michigan, 6.2% of the population lacks health insurance coverage. This represents 1,555 individuals out of a total population of 25,189 people.

The uninsured rates vary by age group in Otsego County, Michigan. For young adults (18-34 years), 23.2% of males and 8.7% of females lack coverage. In the 35-64 age group, 6.2% of males and 7.5% of females are uninsured. These working-age populations typically face different coverage challenges than children or seniors.

Children under 18 in Otsego County, Michigan have uninsured rates of 2.5% for males and 3.8% for females. Seniors aged 65 and older, who are typically covered by Medicare, have uninsured rates of 0.1% for males and 0.0% for females. These age groups generally have higher coverage rates due to public programs.

In Otsego County, Michigan, 99.2% of the population are U.S. citizens. This includes native-born citizens and naturalized citizens. Out of a total population of 25,352 people, 25,158 are U.S. citizens.

Otsego County, Michigan has 193 naturalized U.S. citizens, representing 0.8% of the total population. These are foreign-born individuals who have gone through the naturalization process to become U.S. citizens.

The nativity and citizenship breakdown for Otsego County, Michigan is: 98.1% were born in the United States, 0.0% were born in Puerto Rico or U.S. Island Areas, 0.4% were born abroad of American parent(s), 0.8% are foreign-born naturalized U.S. citizens, and 0.8% are foreign-born non-citizens.

In Otsego County, Michigan, 88.3% of workers commute by car, truck, or van, making it the most common means of transportation to work. Out of 11,902 total workers, 10,511 use personal vehicles for their commute.

53 workers in Otsego County, Michigan use public transportation (excluding taxicabs) to commute to work, representing 0.4% of all workers. This includes buses, subways, light rail, commuter trains, and ferries.

Alternative commute methods in Otsego County, Michigan include: 10.1% work from home, 0.6% walk to work, 0.0% bicycle, and 0.6% use other means such as taxicabs or motorcycles. These alternatives to driving alone help reduce traffic congestion and environmental impact.

"Class of worker" refers to the type of employer or work arrangement for employed civilians aged 16 and over in Otsego County, Michigan. It categorizes workers into private sector (for-profit and non-profit), government (local, state, and federal), self-employed, and unpaid family workers. This classification helps understand the employment structure and economic composition of the workforce.

According to the American Community Survey, Otsego County, Michigan has 12,226 employed civilians aged 16 and over. The private for-profit sector employs the largest share of workers, with 39.8% of male workers and 28.5% of female workers in this category.

In Otsego County, Michigan, there are 853 male government workers and 981 female government workers. Government employment includes local, state, and federal positions. This represents 7.0% of male workers and 8.0% of female workers.

Self-employment in Otsego County, Michigan includes 742 males (6.1%) and 281 females (2.3%). Self-employed workers operate their own businesses that are not legally incorporated.

In Otsego County, Michigan, 1,272 households (11.57% of all households) received SNAP/Food Stamps benefits in the past 12 months. Out of 10,996 total households, these families rely on this federal nutrition assistance program to help purchase food.

Of the SNAP-receiving households in Otsego County, Michigan, 438 (34.43%) have children under 18 years. These families face additional nutritional needs and food security challenges as they work to provide adequate nutrition for growing children.

SNAP recipients in Otsego County, Michigan include diverse household types. Among households with children, 274 (21.54%) are headed by a female householder with no spouse present, while 78 (6.13%) are married-couple families. The program also serves households without children, including seniors, disabled individuals, and working adults facing economic challenges.

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a federal program that provides nutrition assistance to low-income individuals and families. Eligibility is based on household income, resources, and size. In Otsego County, Michigan, SNAP helps eligible households purchase nutritious food at authorized retailers. The program aims to alleviate hunger and improve nutrition and health outcomes for vulnerable populations.

According to the U.S. Census Bureau's American Community Survey, there are 2,042 civilian veterans aged 18 and over living in Otsego County, Michigan. These individuals have served on active duty in the U.S. Army, Air Force, Navy, Marine Corps, or Coast Guard. This number does not include those with only National Guard or Reserves training without active duty service.

The most common period of military service for veterans in Otsego County, Michigan is Vietnam Era Only, with 664 veterans (32.5% of all veterans) who served during this period. The second most common period is Post-9/11 Only, with 472 veterans (23.1%).

"Period of service" categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Major periods include World War II (December 1941-December 1946), the Korean War (July 1950-January 1955), the Vietnam Era (August 1964-April 1975), the Gulf War (August 1990-August 2001), and Post-9/11 (September 2001 or later). Veterans may have served during multiple periods. Understanding the distribution of service periods helps communities in Otsego County, Michigan provide appropriate services and support to their veteran population.

Veterans who served during the Gulf War era (1990-2001) and Post-9/11 era (2001-present) represent approximately 58.9% of all veterans in Otsego County, Michigan. These more recent-era veterans, totaling around 1,203 individuals, often have different service experiences and support needs compared to veterans of earlier conflicts. They may benefit from targeted programs addressing issues such as transition to civilian life, employment assistance, and access to VA healthcare services.

In Otsego County, Michigan, 476 families (6.5% of all families) live below the federal poverty line. This means their household income is less than 100% of the poverty threshold established by the U.S. Census Bureau, which varies by family size and composition. Out of 7,336 total families, these households face significant economic challenges meeting basic needs.

"Income-to-poverty ratio" measures how a family's income compares to the federal poverty threshold. A ratio of 1.00 (100%) means the family's income equals the poverty line. Below 1.00 indicates poverty, while ratios above 1.00 show income levels relative to poverty. For example, a ratio of 2.00 (200%) means the family earns twice the poverty threshold. In Otsego County, Michigan, this data helps identify not just families in poverty, but also those who are economically vulnerable despite being above the official poverty line.

Beyond families living in poverty, Otsego County, Michigan has 2,631 families (35.9%) with incomes between 100% and 199% of the poverty level. These families are often called 'near poverty' or low-income households. Specifically, 800 families (10.9%) have incomes between 100% and 149% of poverty. While technically above the poverty line, these families often struggle with housing costs, healthcare, childcare, and other expenses, making them economically vulnerable.

In Otsego County, Michigan, 188 families (2.6%) live in extreme poverty, with incomes below 50% of the federal poverty threshold. These families face severe economic hardship and often require comprehensive assistance programs. On the other end of the spectrum, 4,229 families (57.6%) have incomes at least 200% above the poverty level, indicating greater financial stability and economic security.