2023 Shelby County, Kentucky Demographics | Comprehensive Overview
Data and insights for Shelby County, Kentucky, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.
Shelby County, Kentucky Key Demographic Statistics (2023 Estimates)
Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).
Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates
Shelby County, Kentucky Demographics: Age & Gender Distribution (2023)

Key Demographic Indicators for Shelby County, Kentucky
The following statistics highlight Shelby County, Kentucky population and median age, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Population
- 48,599
- Median Age (Total)
- 40.9 years
- Median Age (Male)
- 40.0 years
- Median Age (Female)
- 41.8 years
Shelby County, Kentucky Age Distribution Comparison with Kentucky 2023
Compare Shelby County, Kentucky age demographics with Kentucky to understand regional demographic patterns.
| Metric | Shelby County, Kentucky | Kentucky | Difference |
|---|---|---|---|
| Median Age | 40.9 yrs | 39.3 yrs | +1.6 yrs |
| Under 5 years | 5.84% | 5.70% | +0.1pp |
| Children (5–17 years) | 16.55% | 16.53% | +0.0pp |
| Young Adults (18–24) | 8.14% | 9.20% | -1.1pp |
| Middle-aged (35–54) | 27.05% | 24.98% | +2.1pp |
| Seniors (65+) | 16.84% | 18.00% | -1.2pp |
| Total Dependency Ratio | 64.55 | 67.32 | -2.8 |
Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).
Dependency Ratios Analysis
- Total Dependency Ratio
- 64.55
- Youth Dependency Ratio
- 36.85 Population under 18 relative to working age (18-64).
- Old-Age Dependency Ratio
- 27.71 Population 65+ relative to working age (18-64).
A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.
Shelby County, Kentucky Demographics: Racial and Ethnic Composition (2023)

Diversity & Cultural Composition of Shelby County, Kentucky
The racial makeup and ethnic composition of Shelby County, Kentucky are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.
- Diversity Index Score
- 37.38
- Diversity Tier
- low
- Definition
- The probability that two individuals chosen at random will be from different racial or ethnic groups.
Diversity Comparison with Kentucky
Compare Shelby County, Kentucky racial and ethnic demographics with Kentucky to understand regional diversity patterns.
Shelby County, Kentucky Diversity
37.38
lowKentucky Diversity
34.45
lowRacial and Ethnic Composition Comparison
| Racial/Ethnic Group | Shelby County, Kentucky | Kentucky | Difference |
|---|---|---|---|
| White Alone (Non-Hispanic) | 78.09% | 80.30% | -2.2pp |
| Hispanic or Latino (Any Race) | 10.78% | 5.51% | +5.3pp |
| Two or More Races | 5.01% | 4.85% | +0.2pp |
| Black/African American Alone | 4.55% | 7.03% | -2.5pp |
| Asian Alone | 1.09% | 1.86% | -0.8pp |
| Some Other Race Alone | 0.37% | 0.30% | +0.1pp |
| American Indian and Alaska Native Alone | 0.10% | 0.13% | -0.0pp |
| Native Hawaiian or Other Pacific Islander Alone | 0.00% | 0.03% | -0.0pp |
| Diversity Index Score | 37.38 | 34.45 | +2.93 |
Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.
Shelby County, Kentucky Economic Demographics: Household Income Statistics (2023)

Economic Snapshot for Shelby County, Kentucky
The following data illustrates the financial landscape of Shelby County, Kentucky, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Household Income
- $82,671 (Adjusted for inflation)
- Total Households Analyzed
- 17,850
Income Comparison with Kentucky
Compare Shelby County, Kentucky household income with Kentucky to understand regional economic patterns.
Shelby County, Kentucky
$82,671
Kentucky
$64,526
Income Distribution Comparison
| Income Bracket | Shelby County, Kentucky | Kentucky | Difference |
|---|---|---|---|
| Less than $20,000 | 10.01% | 15.18% | -5.2pp |
| $20,000 to $34,999 | 8.45% | 12.39% | -3.9pp |
| $35,000 to $49,999 | 11.57% | 11.46% | +0.1pp |
| $50,000 to $74,999 | 15.18% | 17.63% | -2.4pp |
| $75,000 to $149,999 | 36.17% | 28.54% | +7.6pp |
| $150,000 or more | 18.63% | 14.80% | +3.8pp |
Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Kentucky.
Shelby County, Kentucky Real Estate Demographics: Property Values (2023)

Real Estate Market Snapshot for Shelby County, Kentucky
The following data highlights the distribution of owner-occupied housing values in Shelby County, Kentucky, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Property Value
- $277,500
- Total Properties Analyzed
- 13,218 (Owner-occupied units)
Property Value Comparison with Kentucky
Compare Shelby County, Kentucky property values with Kentucky to understand regional real estate market patterns.
Shelby County, Kentucky
$277,500
Kentucky
$226,000
Property Value Distribution Comparison
| Value Bracket | Shelby County, Kentucky | Kentucky | Difference |
|---|---|---|---|
| Less than $25,000 | 2.16% | 5.07% | -2.9pp |
| $25,000 to $49,999 | 1.44% | 4.04% | -2.6pp |
| $50,000 to $99,999 | 6.11% | 10.10% | -4.0pp |
| $100,000 to $199,999 | 15.88% | 24.48% | -8.6pp |
| $200,000 to $499,999 | 57.23% | 46.07% | +11.2pp |
| $500,000 to $999,999 | 15.70% | 9.66% | +6.0pp |
| $1,000,000 or more | 1.48% | 0.58% | +0.9pp |
Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Kentucky.
Shelby County, Kentucky Educational Attainment Statistics (2023)

Education Snapshot for Shelby County, Kentucky
The following statistics represent the educational background of residents aged 25 and older in Shelby County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.
- High School Graduate or Higher
- 88.17%
- Bachelor's Degree or Higher
- 31.04%
- Total Population Analyzed (25+)
- 33,761
Education Level Comparison with Kentucky
Compare Shelby County, Kentucky educational attainment with Kentucky to understand regional education patterns.
Bachelor's+ in Shelby County, Kentucky
31.04%
Bachelor's+ in Kentucky
27.94%
Detailed Education Level Comparison
| Education Level | Shelby County, Kentucky | Kentucky | Difference |
|---|---|---|---|
| Less than HS | 11.83% | 11.02% | +0.8pp |
| HS Graduate | 28.93% | 32.14% | -3.2pp |
| Some College/Associate's | 28.20% | 28.90% | -0.7pp |
| Bachelor's Degree | 19.69% | 16.15% | +3.5pp |
| Graduate/Professional | 11.36% | 11.79% | -0.4pp |
| HS Graduate or Higher | 88.17% | 88.98% | -0.8pp |
Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Kentucky.
Shelby County, Kentucky Health Insurance Coverage Statistics (2023)

Healthcare Coverage Snapshot for Shelby County, Kentucky
The following data illustrates the health coverage landscape of Shelby County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.
- Overall Uninsured Rate
- 6.2%
- Total Uninsured Population
- 2,925
- Total Civilian Population
- 47,386
The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.
Health Insurance Coverage Comparison with Kentucky
Compare Shelby County, Kentucky health insurance coverage with Kentucky to understand regional healthcare access patterns.
Uninsured in Shelby County, Kentucky
6.2%
Uninsured in Kentucky
6.8%
Uninsured Rates by Age and Sex
| Age Group | Shelby County, Kentucky | Kentucky | ||
|---|---|---|---|---|
| Male | Female | Male | Female | |
| Under 18 | 4.7% | 1.7% | 5.3% | 4.6% |
| 18-34 years | 14.5% | 8.7% | 15.3% | 9.1% |
| 35-64 years | 9.6% | 5.6% | 9.1% | 7.0% |
| 65+ years | 0.9% | 0.8% | 0.8% | 0.4% |
Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.
Shelby County, Kentucky Nativity & Citizenship Statistics (2023)

Citizenship Snapshot for Shelby County, Kentucky
The following data details the citizenship status and nativity of the population in Shelby County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.
- U.S. Citizenship Rate
- 96.0% (Native-born + Naturalized)
- Naturalized Citizens
- 1,067 (Foreign-born individuals who acquired citizenship)
- Non-Citizen Residents
- 1,962
Citizenship Comparison with Kentucky
Compare Shelby County, Kentucky citizenship and nativity with Kentucky to understand regional immigration and naturalization patterns.
Citizenship in Shelby County, Kentucky
96.0%
Citizenship in Kentucky
96.7%
Nativity and Citizenship Comparison
| Nativity/Citizenship Status | Shelby County, Kentucky | Kentucky | Difference |
|---|---|---|---|
| Born in the United States | 92.5% | 93.9% | -1.4pp |
| Born in PR or U.S. Territories | 0.5% | 0.2% | +0.3pp |
| Born abroad of American parent(s) | 0.8% | 0.8% | 0.0pp |
| U.S. citizen by naturalization | 2.2% | 1.9% | +0.3pp |
| Not a U.S. citizen | 4.0% | 3.3% | +0.7pp |
| Total U.S. Citizens | 96.0% | 96.7% | -0.7pp |
Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Kentucky.
Shelby County, Kentucky Commuting & Transportation Statistics (2023)

Commuter Snapshot for Shelby County, Kentucky
The following data details the commuting habits of the workforce in Shelby County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.
- Drove to Work (Car/Truck/Van)
- 86.4%
- Public Transportation Usage
- 0.5%
- Work From Home Rate
- 11.4%
- Total Workers Analyzed
- 24,056
Transportation Comparison with Kentucky
Compare Shelby County, Kentucky commuting patterns with Kentucky to understand regional transportation preferences.
Drove in Shelby County, Kentucky
86.4%
Drove in Kentucky
86.3%
Commute Mode Comparison
| Transportation Method | Shelby County, Kentucky | Kentucky | Difference |
|---|---|---|---|
| Car, truck, or van | 86.4% | 86.3% | +0.1pp |
| Public transportation | 0.5% | 0.6% | -0.1pp |
| Bicycle | 0.1% | 0.2% | -0.1pp |
| Walked | 0.7% | 1.9% | -1.2pp |
| Taxicab, motorcycle, or other | 0.9% | 1.4% | -0.5pp |
| Worked from home | 11.4% | 9.5% | +1.9pp |
Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Kentucky.
Shelby County, Kentucky Employment by Class of Worker (2023)

Workforce Snapshot for Shelby County, Kentucky
The following statistics categorize the civilian employed population aged 16 and over in Shelby County, Kentucky by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Employed Civilian Population
- 24,395
- Private Sector (Profit & Non-Profit)
- Includes For-Profit and Non-Profit organizations
- Government Workers
- Includes Local, State, and Federal employees
- Self-Employed Workers
- Includes own not incorporated business workers
Employment Sector Comparison with Kentucky
Compare Shelby County, Kentucky employment patterns with Kentucky to understand regional workforce composition differences.
Government Employment in Shelby County, Kentucky
5.5% (M) / 7.8% (F)
Government Employment in Kentucky
6.1% (M) / 8.6% (F)
Employment Sector Comparison
| Employment Sector | Shelby County, Kentucky | Kentucky | Difference |
|---|---|---|---|
| Private For-Profit (Combined) | M: 39.0% F: 34.6% | M: 40.2% F: 30.6% | M: -1.2pp F: +4.0pp |
| Private Non-Profit | M: 1.3% F: 4.3% | M: 2.8% F: 6.2% | M: -1.5pp F: -1.9pp |
| Government (All Levels) | M: 5.5% F: 7.8% | M: 6.1% F: 8.6% | M: -0.6pp F: -0.8pp |
| Self-Employed | M: 4.8% F: 2.0% | M: 3.0% F: 2.2% | M: +1.8pp F: -0.2pp |
Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Kentucky.
Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.
Shelby County, Kentucky Veteran Population & Service Statistics (2023)

Veteran Community Snapshot for Shelby County, Kentucky
The following data details the civilian veteran population aged 18 and over in Shelby County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Civilian Veterans
- 2,861
- Primary Service Era
- Vietnam Era Only
1,109 veterans (38.8%)
Veteran Population Comparison with Kentucky
Compare Shelby County, Kentucky veteran demographics with Kentucky to understand regional veteran service patterns.
Total Veterans in Shelby County, Kentucky
2,861
Total Veterans in Kentucky
235,118
- Shelby County, Kentucky: Vietnam Era Only (38.8%)
- Kentucky: Vietnam Era Only (32.7%)
Service Period Distribution Comparison
| Service Period | Shelby County, Kentucky | Kentucky | Difference |
|---|---|---|---|
| Vietnam Era Only | 38.8% (1,109) | 32.7% (76,918) | +6.1pp |
| Between Gulf War & Vietnam | 22.8% (651) | 16.3% (38,333) | +6.5pp |
| Gulf War Only | 11.2% (321) | 15.5% (36,521) | -4.3pp |
| Post-9/11 Only | 10.0% (285) | 14.9% (35,022) | -4.9pp |
| Between Vietnam & Korean | 6.6% (188) | 6.2% (14,497) | +0.4pp |
| Post-9/11 + Gulf War | 6.4% (182) | 7.5% (17,684) | -1.1pp |
| Gulf War + Vietnam | 1.6% (45) | 1.3% (3,050) | +0.3pp |
| Korean War Only | 1.2% (35) | 3.5% (8,207) | -2.3pp |
| WWII Only | 0.8% (23) | 1.1% (2,703) | -0.3pp |
| Post-9/11 + Gulf War + Vietnam | 0.4% (11) | 0.3% (651) | +0.1pp |
| Vietnam + Korean | 0.4% (11) | 0.3% (722) | +0.1pp |
Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.
Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.
Shelby County, Kentucky Family Poverty & Income Statistics (2023)

Family Economic Security Snapshot for Shelby County, Kentucky
The following data categorizes families in Shelby County, Kentucky by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.
- Families Below Poverty Line (<100%)
- 5.6% (738 families)
- Families Near Poverty (100-199%)
- 29.8% (3,914 families)
- Families with Secure Income (200%+)
- 64.6% (8,486 families)
Poverty Rate Comparison with Kentucky
Compare Shelby County, Kentucky poverty levels with Kentucky to understand regional economic disparities.
Poverty Rate in Shelby County, Kentucky
5.6%
Below poverty linePoverty Rate in Kentucky
11.5%
Below poverty lineIncome-to-Poverty Ratio Distribution Comparison
| Income Category | Shelby County, Kentucky | Kentucky | Difference |
|---|---|---|---|
| Below Poverty (<100%) | 5.6% (738) | 11.5% (137,063) | -5.9pp |
| Near Poverty (100-199%) | 29.8% (3,914) | 33.9% (402,929) | -4.1pp |
| Economic Security (200%+) | 64.6% (8,486) | 54.6% (649,977) | +10.0pp |
| Detailed Breakdown | |||
| Below 50% of Poverty | 2.4% | 5.5% | -3.1pp |
| 50-74% of Poverty | 1.6% | 2.8% | -1.2pp |
| 75-99% of Poverty | 1.6% | 3.2% | -1.6pp |
| 100-124% of Poverty | 3.0% | 4.0% | -1.0pp |
| 125-149% of Poverty | 3.8% | 3.7% | +0.1pp |
| 150-174% of Poverty | 2.8% | 4.3% | -1.5pp |
Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Kentucky.
Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.
Shelby County, Kentucky SNAP/Food Stamps Statistics (2023)

SNAP Participation Snapshot for Shelby County, Kentucky
The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in Shelby County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Households Receiving SNAP
- 1,442 (8.08% of all households)
- Recipient Households with Children
- 898 (62.27% of recipients)
- Total Households Analyzed
- 17,850
SNAP Participation Comparison with Kentucky
Compare Shelby County, Kentucky SNAP participation with Kentucky to understand regional food assistance needs.
SNAP Participation in Shelby County, Kentucky
8.08%
1,442 householdsSNAP Participation in Kentucky
13.39%
249,767 householdsSNAP Household Composition Comparison
| Household Type | Shelby County, Kentucky | Kentucky | ||
|---|---|---|---|---|
| With Children | No Children | With Children | No Children | |
| Married-Couple Family | 23.37% (337) | 15.19% (219) | 15.61% (38,990) | 9.34% (23,322) |
| Male Householder, No Spouse | 7.07% (102) | 1.25% (18) | 6.59% (16,458) | 2.94% (7,351) |
| Female Householder, No Spouse | 30.72% (443) | 2.77% (40) | 22.84% (57,053) | 6.49% (16,215) |
| Nonfamily Households | 1.11% (16) | 18.52% (267) | 0.75% (1,868) | 35.44% (88,510) |
| Total SNAP Recipients | 1,442 (8.08% of households) | 249,767 (13.39% of households) | ||
Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.
About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.