2023 Spencer County, Indiana Demographics | Comprehensive Overview
Data and insights for Spencer County, Indiana, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.
Spencer County, Indiana Key Demographic Statistics (2023 Estimates)
Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).
Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates
Spencer County, Indiana Demographics: Age & Gender Distribution (2023)

Key Demographic Indicators for Spencer County, Indiana
The following statistics highlight Spencer County, Indiana population and median age, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Population
- 19,871
- Median Age (Total)
- 44.2 years
- Median Age (Male)
- 43.2 years
- Median Age (Female)
- 44.6 years
Spencer County, Indiana Age Distribution Comparison with Indiana 2023
Compare Spencer County, Indiana age demographics with Indiana to understand regional demographic patterns.
| Metric | Spencer County, Indiana | Indiana | Difference |
|---|---|---|---|
| Median Age | 44.2 yrs | 38.3 yrs | +5.9 yrs |
| Under 5 years | 5.05% | 5.83% | -0.8pp |
| Children (5–17 years) | 16.74% | 16.97% | -0.2pp |
| Young Adults (18–24) | 6.95% | 9.53% | -2.6pp |
| Middle-aged (35–54) | 24.23% | 24.62% | -0.4pp |
| Seniors (65+) | 20.25% | 17.60% | +2.6pp |
| Total Dependency Ratio | 72.52 | 67.77 | +4.8 |
Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).
Dependency Ratios Analysis
- Total Dependency Ratio
- 72.52
- Youth Dependency Ratio
- 37.59 Population under 18 relative to working age (18-64).
- Old-Age Dependency Ratio
- 34.93 Population 65+ relative to working age (18-64).
A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.
Spencer County, Indiana Demographics: Racial and Ethnic Composition (2023)

Diversity & Cultural Composition of Spencer County, Indiana
The racial makeup and ethnic composition of Spencer County, Indiana are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.
- Diversity Index Score
- 12.53
- Diversity Tier
- very low
- Definition
- The probability that two individuals chosen at random will be from different racial or ethnic groups.
Diversity Comparison with Indiana
Compare Spencer County, Indiana racial and ethnic demographics with Indiana to understand regional diversity patterns.
Spencer County, Indiana Diversity
12.53
very lowIndiana Diversity
42.96
moderateRacial and Ethnic Composition Comparison
| Racial/Ethnic Group | Spencer County, Indiana | Indiana | Difference |
|---|---|---|---|
| White Alone (Non-Hispanic) | 93.44% | 74.26% | +19.2pp |
| Hispanic or Latino (Any Race) | 3.48% | 9.05% | -5.6pp |
| Two or More Races | 1.83% | 4.44% | -2.6pp |
| Black/African American Alone | 0.55% | 8.95% | -8.4pp |
| Some Other Race Alone | 0.36% | 0.45% | -0.1pp |
| Asian Alone | 0.34% | 2.69% | -2.4pp |
| American Indian and Alaska Native Alone | 0.00% | 0.09% | -0.1pp |
| Native Hawaiian or Other Pacific Islander Alone | 0.00% | 0.07% | -0.1pp |
| Diversity Index Score | 12.53 | 42.96 | -30.43 |
Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.
Spencer County, Indiana Economic Demographics: Household Income Statistics (2023)

Economic Snapshot for Spencer County, Indiana
The following data illustrates the financial landscape of Spencer County, Indiana, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Household Income
- $70,890 (Adjusted for inflation)
- Total Households Analyzed
- 7,979
Income Comparison with Indiana
Compare Spencer County, Indiana household income with Indiana to understand regional economic patterns.
Spencer County, Indiana
$70,890
Indiana
$71,959
Income Distribution Comparison
| Income Bracket | Spencer County, Indiana | Indiana | Difference |
|---|---|---|---|
| Less than $20,000 | 10.59% | 11.38% | -0.8pp |
| $20,000 to $34,999 | 11.86% | 10.86% | +1.0pp |
| $35,000 to $49,999 | 13.17% | 11.74% | +1.4pp |
| $50,000 to $74,999 | 16.21% | 17.96% | -1.8pp |
| $75,000 to $149,999 | 35.37% | 31.11% | +4.3pp |
| $150,000 or more | 12.81% | 16.94% | -4.1pp |
Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Indiana.
Spencer County, Indiana Real Estate Demographics: Property Values (2023)

Real Estate Market Snapshot for Spencer County, Indiana
The following data highlights the distribution of owner-occupied housing values in Spencer County, Indiana, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Property Value
- $180,200
- Total Properties Analyzed
- 6,482 (Owner-occupied units)
Property Value Comparison with Indiana
Compare Spencer County, Indiana property values with Indiana to understand regional real estate market patterns.
Spencer County, Indiana
$180,200
Indiana
$243,500
Property Value Distribution Comparison
| Value Bracket | Spencer County, Indiana | Indiana | Difference |
|---|---|---|---|
| Less than $25,000 | 2.56% | 2.93% | -0.4pp |
| $25,000 to $49,999 | 2.13% | 2.24% | -0.1pp |
| $50,000 to $99,999 | 12.93% | 7.78% | +5.1pp |
| $100,000 to $199,999 | 39.02% | 24.69% | +14.3pp |
| $200,000 to $499,999 | 39.14% | 51.58% | -12.4pp |
| $500,000 to $999,999 | 4.01% | 10.31% | -6.3pp |
| $1,000,000 or more | 0.22% | 0.47% | -0.2pp |
Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Indiana.
Spencer County, Indiana Educational Attainment Statistics (2023)

Education Snapshot for Spencer County, Indiana
The following statistics represent the educational background of residents aged 25 and older in Spencer County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.
- High School Graduate or Higher
- 93.08%
- Bachelor's Degree or Higher
- 21.24%
- Total Population Analyzed (25+)
- 14,159
Education Level Comparison with Indiana
Compare Spencer County, Indiana educational attainment with Indiana to understand regional education patterns.
Bachelor's+ in Spencer County, Indiana
21.24%
Bachelor's+ in Indiana
30.66%
Detailed Education Level Comparison
| Education Level | Spencer County, Indiana | Indiana | Difference |
|---|---|---|---|
| Less than HS | 6.92% | 9.42% | -2.5pp |
| HS Graduate | 38.35% | 32.04% | +6.3pp |
| Some College/Associate's | 33.48% | 27.88% | +5.6pp |
| Bachelor's Degree | 13.43% | 19.46% | -6.0pp |
| Graduate/Professional | 7.81% | 11.20% | -3.4pp |
| HS Graduate or Higher | 93.08% | 90.58% | +2.5pp |
Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Indiana.
Spencer County, Indiana Health Insurance Coverage Statistics (2023)

Healthcare Coverage Snapshot for Spencer County, Indiana
The following data illustrates the health coverage landscape of Spencer County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.
- Overall Uninsured Rate
- 3.8%
- Total Uninsured Population
- 745
- Total Civilian Population
- 19,659
The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.
Health Insurance Coverage Comparison with Indiana
Compare Spencer County, Indiana health insurance coverage with Indiana to understand regional healthcare access patterns.
Uninsured in Spencer County, Indiana
3.8%
Uninsured in Indiana
7.5%
Uninsured Rates by Age and Sex
| Age Group | Spencer County, Indiana | Indiana | ||
|---|---|---|---|---|
| Male | Female | Male | Female | |
| Under 18 | 1.5% | 3.2% | 6.2% | 6.0% |
| 18-34 years | 6.2% | 4.5% | 15.0% | 10.4% |
| 35-64 years | 4.8% | 6.3% | 9.4% | 7.8% |
| 65+ years | 1.2% | 0.0% | 0.6% | 0.7% |
Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.
Spencer County, Indiana Nativity & Citizenship Statistics (2023)

Citizenship Snapshot for Spencer County, Indiana
The following data details the citizenship status and nativity of the population in Spencer County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.
- U.S. Citizenship Rate
- 98.6% (Native-born + Naturalized)
- Naturalized Citizens
- 188 (Foreign-born individuals who acquired citizenship)
- Non-Citizen Residents
- 288
Citizenship Comparison with Indiana
Compare Spencer County, Indiana citizenship and nativity with Indiana to understand regional immigration and naturalization patterns.
Citizenship in Spencer County, Indiana
98.6%
Citizenship in Indiana
95.7%
Nativity and Citizenship Comparison
| Nativity/Citizenship Status | Spencer County, Indiana | Indiana | Difference |
|---|---|---|---|
| Born in the United States | 97.1% | 92.1% | +5.0pp |
| Born in PR or U.S. Territories | 0.0% | 0.2% | -0.2pp |
| Born abroad of American parent(s) | 0.5% | 0.7% | -0.2pp |
| U.S. citizen by naturalization | 0.9% | 2.8% | -1.9pp |
| Not a U.S. citizen | 1.4% | 4.3% | -2.9pp |
| Total U.S. Citizens | 98.6% | 95.7% | +2.9pp |
Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Indiana.
Spencer County, Indiana Commuting & Transportation Statistics (2023)

Commuter Snapshot for Spencer County, Indiana
The following data details the commuting habits of the workforce in Spencer County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.
- Drove to Work (Car/Truck/Van)
- 92.6%
- Public Transportation Usage
- 0.0%
- Work From Home Rate
- 4.8%
- Total Workers Analyzed
- 9,670
Transportation Comparison with Indiana
Compare Spencer County, Indiana commuting patterns with Indiana to understand regional transportation preferences.
Drove in Spencer County, Indiana
92.6%
Drove in Indiana
86.2%
Commute Mode Comparison
| Transportation Method | Spencer County, Indiana | Indiana | Difference |
|---|---|---|---|
| Car, truck, or van | 92.6% | 86.2% | +6.4pp |
| Public transportation | 0.0% | 0.6% | -0.6pp |
| Bicycle | 0.0% | 0.4% | -0.4pp |
| Walked | 1.8% | 2.0% | -0.2pp |
| Taxicab, motorcycle, or other | 0.7% | 1.2% | -0.5pp |
| Worked from home | 4.8% | 9.6% | -4.8pp |
Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Indiana.
Spencer County, Indiana Employment by Class of Worker (2023)

Workforce Snapshot for Spencer County, Indiana
The following statistics categorize the civilian employed population aged 16 and over in Spencer County, Indiana by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Employed Civilian Population
- 9,774
- Private Sector (Profit & Non-Profit)
- Includes For-Profit and Non-Profit organizations
- Government Workers
- Includes Local, State, and Federal employees
- Self-Employed Workers
- Includes own not incorporated business workers
Employment Sector Comparison with Indiana
Compare Spencer County, Indiana employment patterns with Indiana to understand regional workforce composition differences.
Government Employment in Spencer County, Indiana
4.2% (M) / 7.9% (F)
Government Employment in Indiana
4.9% (M) / 6.7% (F)
Employment Sector Comparison
| Employment Sector | Spencer County, Indiana | Indiana | Difference |
|---|---|---|---|
| Private For-Profit (Combined) | M: 42.0% F: 31.1% | M: 41.3% F: 31.9% | M: +0.7pp F: -0.8pp |
| Private Non-Profit | M: 2.4% F: 7.4% | M: 3.2% F: 7.1% | M: -0.8pp F: +0.3pp |
| Government (All Levels) | M: 4.2% F: 7.9% | M: 4.9% F: 6.7% | M: -0.7pp F: +1.2pp |
| Self-Employed | M: 2.3% F: 2.3% | M: 2.8% F: 1.8% | M: -0.5pp F: +0.5pp |
Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Indiana.
Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.
Spencer County, Indiana Veteran Population & Service Statistics (2023)

Veteran Community Snapshot for Spencer County, Indiana
The following data details the civilian veteran population aged 18 and over in Spencer County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Civilian Veterans
- 1,220
- Primary Service Era
- Vietnam Era Only
478 veterans (39.2%)
Veteran Population Comparison with Indiana
Compare Spencer County, Indiana veteran demographics with Indiana to understand regional veteran service patterns.
Total Veterans in Spencer County, Indiana
1,220
Total Veterans in Indiana
338,153
- Spencer County, Indiana: Vietnam Era Only (39.2%)
- Indiana: Vietnam Era Only (33.5%)
Service Period Distribution Comparison
| Service Period | Spencer County, Indiana | Indiana | Difference |
|---|---|---|---|
| Vietnam Era Only | 39.2% (478) | 33.5% (113,249) | +5.7pp |
| Between Gulf War & Vietnam | 17.5% (213) | 18.0% (60,792) | -0.5pp |
| Gulf War Only | 15.8% (193) | 14.1% (47,601) | +1.7pp |
| Post-9/11 Only | 11.6% (142) | 14.5% (48,990) | -2.9pp |
| Between Vietnam & Korean | 6.8% (83) | 6.9% (23,478) | -0.1pp |
| Korean War Only | 3.7% (45) | 4.8% (16,232) | -1.1pp |
| Gulf War + Vietnam | 2.5% (31) | 1.0% (3,380) | +1.5pp |
| Post-9/11 + Gulf War | 2.1% (26) | 5.3% (17,937) | -3.2pp |
| WWII Only | 0.7% (8) | 1.2% (4,051) | -0.5pp |
| Vietnam + Korean | 0.1% (1) | 0.3% (919) | -0.2pp |
Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.
Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.
Spencer County, Indiana Family Poverty & Income Statistics (2023)

Family Economic Security Snapshot for Spencer County, Indiana
The following data categorizes families in Spencer County, Indiana by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.
- Families Below Poverty Line (<100%)
- 4.5% (244 families)
- Families Near Poverty (100-199%)
- 29.9% (1,625 families)
- Families with Secure Income (200%+)
- 65.6% (3,557 families)
Poverty Rate Comparison with Indiana
Compare Spencer County, Indiana poverty levels with Indiana to understand regional economic disparities.
Poverty Rate in Spencer County, Indiana
4.5%
Below poverty linePoverty Rate in Indiana
8.4%
Below poverty lineIncome-to-Poverty Ratio Distribution Comparison
| Income Category | Spencer County, Indiana | Indiana | Difference |
|---|---|---|---|
| Below Poverty (<100%) | 4.5% (244) | 8.4% (148,809) | -3.9pp |
| Near Poverty (100-199%) | 29.9% (1,625) | 31.0% (548,169) | -1.1pp |
| Economic Security (200%+) | 65.6% (3,557) | 60.6% (1,069,771) | +5.0pp |
| Detailed Breakdown | |||
| Below 50% of Poverty | 2.2% | 3.9% | -1.7pp |
| 50-74% of Poverty | 0.6% | 2.0% | -1.4pp |
| 75-99% of Poverty | 1.7% | 2.6% | -0.9pp |
| 100-124% of Poverty | 3.2% | 2.8% | +0.4pp |
| 125-149% of Poverty | 3.3% | 3.4% | -0.1pp |
| 150-174% of Poverty | 3.3% | 3.7% | -0.4pp |
Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Indiana.
Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.
Spencer County, Indiana SNAP/Food Stamps Statistics (2023)

SNAP Participation Snapshot for Spencer County, Indiana
The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in Spencer County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Households Receiving SNAP
- 542 (6.79% of all households)
- Recipient Households with Children
- 224 (41.33% of recipients)
- Total Households Analyzed
- 7,979
SNAP Participation Comparison with Indiana
Compare Spencer County, Indiana SNAP participation with Indiana to understand regional food assistance needs.
SNAP Participation in Spencer County, Indiana
6.79%
542 householdsSNAP Participation in Indiana
8.61%
238,944 householdsSNAP Household Composition Comparison
| Household Type | Spencer County, Indiana | Indiana | ||
|---|---|---|---|---|
| With Children | No Children | With Children | No Children | |
| Married-Couple Family | 17.90% (97) | 4.43% (24) | 14.42% (34,444) | 7.53% (18,002) |
| Male Householder, No Spouse | 6.83% (37) | 1.11% (6) | 6.22% (14,854) | 2.62% (6,269) |
| Female Householder, No Spouse | 16.61% (90) | 4.61% (25) | 28.81% (68,835) | 7.62% (18,200) |
| Nonfamily Households | 0.00% (0) | 48.52% (263) | 0.73% (1,756) | 32.05% (76,584) |
| Total SNAP Recipients | 542 (6.79% of households) | 238,944 (8.61% of households) | ||
Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.
About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.