Spencer County, Kentucky Key Demographic Statistics (2023 Estimates)

Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).

Total Population
19,875
Median Age
43.3 years
Median Household Income
$98,333
Median Property Value
$297,600
Bachelor's Degree+
22.10%
Uninsured Rate
4.5%
Total Households
7,062
Total Workers
9,640
Citizenship Rate
99.6%
Total Veterans
1,112
Top Veteran Era
Vietnam Era Only
Poverty Rate
3.1%
Families in Poverty
174
SNAP Recipients
6.95%
Households w/ SNAP
491

Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates

Spencer County, Kentucky Demographics: Age & Gender Distribution (2023)

Population pyramid for Spencer County, Kentucky showing male vs female age distribution based on 2023 ACS data.
Figure: Population distribution by age and sex in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Key Demographic Indicators for Spencer County, Kentucky

The following statistics highlight Spencer County, Kentucky population and median age, based on U.S. Census Bureau 2023 ACS Estimates.

Total Population
19,875
Median Age (Total)
43.3 years
Median Age (Male)
43.4 years
Median Age (Female)
43.1 years

Spencer County, Kentucky Age Distribution Comparison with Kentucky 2023

Compare Spencer County, Kentucky age demographics with Kentucky to understand regional demographic patterns.

Table: Comparative age and dependency ratio analysis between Spencer County, Kentucky and Kentucky, 2023
MetricSpencer County, KentuckyKentuckyDifference
Median Age43.3 yrs39.3 yrs +4.0 yrs
Under 5 years5.28%5.70% -0.4pp
Children (5–17 years)17.35%16.53% +0.8pp
Young Adults (18–24)7.16%9.20% -2.0pp
Middle-aged (35–54)29.02%24.98% +4.0pp
Seniors (65+)15.00%18.00% -3.0pp
Total Dependency Ratio60.3567.32 -7.0

Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).

Dependency Ratios Analysis

Total Dependency Ratio
60.35
Youth Dependency Ratio
36.30 Population under 18 relative to working age (18-64).
Old-Age Dependency Ratio
24.05 Population 65+ relative to working age (18-64).

A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.


Spencer County, Kentucky Demographics: Racial and Ethnic Composition (2023)

Pie chart showing the racial and ethnic composition of Spencer County, Kentucky based on 2023 ACS data.
Figure: Racial and ethnic breakdown of Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Diversity & Cultural Composition of Spencer County, Kentucky

The racial makeup and ethnic composition of Spencer County, Kentucky are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.

Diversity Index Score
13.08
Diversity Tier
very low
Definition
The probability that two individuals chosen at random will be from different racial or ethnic groups.

Diversity Comparison with Kentucky

Compare Spencer County, Kentucky racial and ethnic demographics with Kentucky to understand regional diversity patterns.

Spencer County, Kentucky Diversity

13.08

very low
Kentucky Diversity

34.45

low
Diversity Differential: Spencer County, Kentucky is 21.37 points less diverse than Kentucky.

Racial and Ethnic Composition Comparison

Table: Comparative racial and ethnic composition between Spencer County, Kentucky and Kentucky, 2023
Racial/Ethnic GroupSpencer County, KentuckyKentuckyDifference
White Alone (Non-Hispanic)93.16%80.30% +12.9pp
Hispanic or Latino (Any Race)2.57%5.51% -2.9pp
Two or More Races2.52%4.85% -2.3pp
Black/African American Alone0.91%7.03% -6.1pp
Asian Alone0.44%1.86% -1.4pp
Some Other Race Alone0.32%0.30% +0.0pp
American Indian and Alaska Native Alone0.09%0.13% -0.0pp
Native Hawaiian or Other Pacific Islander Alone0.00%0.03% -0.0pp
Diversity Index Score13.0834.45 -21.37

Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.


Spencer County, Kentucky Economic Demographics: Household Income Statistics (2023)

Line chart showing household income distribution brackets for Spencer County, Kentucky based on 2023 ACS data.
Figure: Household income distribution in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Economic Snapshot for Spencer County, Kentucky

The following data illustrates the financial landscape of Spencer County, Kentucky, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Household Income
$98,333 (Adjusted for inflation)
Total Households Analyzed
7,062

Income Comparison with Kentucky

Compare Spencer County, Kentucky household income with Kentucky to understand regional economic patterns.

Spencer County, Kentucky

$98,333

Kentucky

$64,526

Income Differential: Spencer County, Kentucky's median household income is $33,807 higher (52.4% above) than Kentucky.

Income Distribution Comparison

Table: Comparative household income distribution between Spencer County, Kentucky and Kentucky, 2023
Income BracketSpencer County, KentuckyKentuckyDifference
Less than $20,0007.45%15.18% -7.7pp
$20,000 to $34,9998.50%12.39% -3.9pp
$35,000 to $49,9998.61%11.46% -2.9pp
$50,000 to $74,99913.62%17.63% -4.0pp
$75,000 to $149,99938.64%28.54% +10.1pp
$150,000 or more23.18%14.80% +8.4pp

Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Kentucky.


Spencer County, Kentucky Real Estate Demographics: Property Values (2023)

Line chart showing property value distribution for owner-occupied homes in Spencer County, Kentucky based on 2023 ACS data.
Figure: Property value distribution in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Real Estate Market Snapshot for Spencer County, Kentucky

The following data highlights the distribution of owner-occupied housing values in Spencer County, Kentucky, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Property Value
$297,600
Total Properties Analyzed
6,117 (Owner-occupied units)

Property Value Comparison with Kentucky

Compare Spencer County, Kentucky property values with Kentucky to understand regional real estate market patterns.

Spencer County, Kentucky

$297,600

Kentucky

$226,000

Property Value Differential: Spencer County, Kentucky's median property value is $71,600 higher (31.7% above) than Kentucky.

Property Value Distribution Comparison

Table: Comparative property value distribution between Spencer County, Kentucky and Kentucky, 2023
Value BracketSpencer County, KentuckyKentuckyDifference
Less than $25,0001.37%5.07% -3.7pp
$25,000 to $49,9991.83%4.04% -2.2pp
$50,000 to $99,9992.29%10.10% -7.8pp
$100,000 to $199,99911.41%24.48% -13.1pp
$200,000 to $499,99971.70%46.07% +25.6pp
$500,000 to $999,99911.23%9.66% +1.6pp
$1,000,000 or more0.16%0.58% -0.4pp

Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Kentucky.


Spencer County, Kentucky Educational Attainment Statistics (2023)

Treemap chart illustrating educational attainment levels for adults 25+ in Spencer County, Kentucky based on 2023 ACS data.
Figure: Educational breakdown in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Education Snapshot for Spencer County, Kentucky

The following statistics represent the educational background of residents aged 25 and older in Spencer County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

High School Graduate or Higher
93.27%
Bachelor's Degree or Higher
22.10%
Total Population Analyzed (25+)
13,952

Education Level Comparison with Kentucky

Compare Spencer County, Kentucky educational attainment with Kentucky to understand regional education patterns.

Bachelor's+ in Spencer County, Kentucky

22.10%

Bachelor's+ in Kentucky

27.94%

College Education Rate: Spencer County, Kentucky's bachelor's degree or higher attainment rate is 5.8 percentage points lower than Kentucky.

Detailed Education Level Comparison

Table: Comparative educational attainment between Spencer County, Kentucky and Kentucky, 2023
Education LevelSpencer County, KentuckyKentuckyDifference
Less than HS6.73%11.02% -4.3pp
HS Graduate38.27%32.14% +6.1pp
Some College/Associate's32.89%28.90% +4.0pp
Bachelor's Degree13.70%16.15% -2.4pp
Graduate/Professional8.40%11.79% -3.4pp
HS Graduate or Higher93.27%88.98% +4.3pp

Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Kentucky.


Spencer County, Kentucky Health Insurance Coverage Statistics (2023)

Pyramid chart showing health insurance coverage distribution by age and sex in Spencer County, Kentucky based on 2023 ACS data.
Figure: Health insurance coverage gaps in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Healthcare Coverage Snapshot for Spencer County, Kentucky

The following data illustrates the health coverage landscape of Spencer County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

Overall Uninsured Rate
4.5%
Total Uninsured Population
885
Total Civilian Population
19,770

The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.

Health Insurance Coverage Comparison with Kentucky

Compare Spencer County, Kentucky health insurance coverage with Kentucky to understand regional healthcare access patterns.

Uninsured in Spencer County, Kentucky

4.5%

Uninsured in Kentucky

6.8%

Coverage Gap Differential: Spencer County, Kentucky's uninsured rate is 2.3 percentage points lower (better coverage) than Kentucky.

Uninsured Rates by Age and Sex

Table: Comparative uninsured rates between Spencer County, Kentucky and Kentucky, 2023
Age GroupSpencer County, KentuckyKentucky
MaleFemaleMaleFemale
Under 182.1%2.7%5.3%4.6%
18-34 years12.0%7.3%15.3%9.1%
35-64 years7.5%2.8%9.1%7.0%
65+ years0.6%0.0%0.8%0.4%

Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.


Spencer County, Kentucky Nativity & Citizenship Statistics (2023)

Treemap showing population distribution by nativity and citizenship status in Spencer County, Kentucky based on 2023 ACS data.
Figure: Citizenship status breakdown in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Citizenship Snapshot for Spencer County, Kentucky

The following data details the citizenship status and nativity of the population in Spencer County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

U.S. Citizenship Rate
99.6% (Native-born + Naturalized)
Naturalized Citizens
103 (Foreign-born individuals who acquired citizenship)
Non-Citizen Residents
70

Citizenship Comparison with Kentucky

Compare Spencer County, Kentucky citizenship and nativity with Kentucky to understand regional immigration and naturalization patterns.

Citizenship in Spencer County, Kentucky

99.6%

Citizenship in Kentucky

96.7%

Citizenship Rate Differential: Spencer County, Kentucky's citizenship rate is 2.9 percentage points higher than Kentucky.

Nativity and Citizenship Comparison

Table: Comparative nativity and citizenship distribution between Spencer County, Kentucky and Kentucky, 2023
Nativity/Citizenship StatusSpencer County, KentuckyKentuckyDifference
Born in the United States99.0%93.9% +5.1pp
Born in PR or U.S. Territories0.0%0.2% -0.2pp
Born abroad of American parent(s)0.1%0.8% -0.7pp
U.S. citizen by naturalization0.5%1.9% -1.4pp
Not a U.S. citizen0.4%3.3% -2.9pp
Total U.S. Citizens99.6%96.7% +2.9pp

Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Kentucky.


Spencer County, Kentucky Commuting & Transportation Statistics (2023)

Treemap chart illustrating how workers in Spencer County, Kentucky commute to work based on 2023 ACS data.
Figure: Commute mode split in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Commuter Snapshot for Spencer County, Kentucky

The following data details the commuting habits of the workforce in Spencer County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

Drove to Work (Car/Truck/Van)
87.5%
Public Transportation Usage
0.1%
Work From Home Rate
10.5%
Total Workers Analyzed
9,379

Transportation Comparison with Kentucky

Compare Spencer County, Kentucky commuting patterns with Kentucky to understand regional transportation preferences.

Drove in Spencer County, Kentucky

87.5%

Drove in Kentucky

86.3%

Driving Rate Differential: Spencer County, Kentucky has a 1.2 percentage points higher driving rate than Kentucky.

Commute Mode Comparison

Table: Comparative commuting patterns between Spencer County, Kentucky and Kentucky, 2023
Transportation MethodSpencer County, KentuckyKentuckyDifference
Car, truck, or van87.5%86.3% +1.2pp
Public transportation0.1%0.6% -0.5pp
Bicycle0.2%0.2% 0.0pp
Walked0.7%1.9% -1.2pp
Taxicab, motorcycle, or other1.0%1.4% -0.4pp
Worked from home10.5%9.5% +1.0pp

Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Kentucky.


Spencer County, Kentucky Employment by Class of Worker (2023)

Bar chart showing employment distribution by class of worker (Private, Government, Self-Employed) in Spencer County, Kentucky based on 2023 ACS data.
Figure: Workforce composition in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Workforce Snapshot for Spencer County, Kentucky

The following statistics categorize the civilian employed population aged 16 and over in Spencer County, Kentucky by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.

Total Employed Civilian Population
9,640
Private Sector (Profit & Non-Profit)
Includes For-Profit and Non-Profit organizations
Government Workers
Includes Local, State, and Federal employees
Self-Employed Workers
Includes own not incorporated business workers

Employment Sector Comparison with Kentucky

Compare Spencer County, Kentucky employment patterns with Kentucky to understand regional workforce composition differences.

Government Employment in Spencer County, Kentucky

2.9% (M) / 8.2% (F)

Government Employment in Kentucky

6.1% (M) / 8.6% (F)

Employment Sector Comparison

Table: Comparative employment sector distribution between Spencer County, Kentucky and Kentucky, 2023
Employment SectorSpencer County, KentuckyKentuckyDifference
Private For-Profit (Combined)M: 43.5%
F: 31.6%
M: 40.2%
F: 30.6%
M: +3.3pp
F: +1.0pp
Private Non-ProfitM: 1.8%
F: 6.5%
M: 2.8%
F: 6.2%
M: -1.0pp
F: +0.3pp
Government (All Levels)M: 2.9%
F: 8.2%
M: 6.1%
F: 8.6%
M: -3.2pp
F: -0.4pp
Self-EmployedM: 3.7%
F: 1.3%
M: 3.0%
F: 2.2%
M: +0.7pp
F: -0.9pp

Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Kentucky.

Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.


Spencer County, Kentucky Veteran Population & Service Statistics (2023)

Bar chart showing the distribution of veterans by period of military service in Spencer County, Kentucky based on 2023 ACS data.
Figure: Veteran service eras in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Veteran Community Snapshot for Spencer County, Kentucky

The following data details the civilian veteran population aged 18 and over in Spencer County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

Total Civilian Veterans
1,112
Primary Service Era
Vietnam Era Only
293 veterans (26.3%)

Veteran Population Comparison with Kentucky

Compare Spencer County, Kentucky veteran demographics with Kentucky to understand regional veteran service patterns.

Total Veterans in Spencer County, Kentucky

1,112

Total Veterans in Kentucky

235,118

Primary Service Era Comparison:
  • Spencer County, Kentucky: Vietnam Era Only (26.3%)
  • Kentucky: Vietnam Era Only (32.7%)

Service Period Distribution Comparison

Table: Comparative veteran service period distribution between Spencer County, Kentucky and Kentucky, 2023
Service PeriodSpencer County, KentuckyKentuckyDifference
Vietnam Era Only26.3%
(293)
32.7%
(76,918)
-6.4pp
Gulf War Only23.2%
(258)
15.5%
(36,521)
+7.7pp
Post-9/11 Only17.9%
(199)
14.9%
(35,022)
+3.0pp
Between Gulf War & Vietnam16.5%
(184)
16.3%
(38,333)
+0.2pp
Post-9/11 + Gulf War10.3%
(115)
7.5%
(17,684)
+2.8pp
Korean War Only2.3%
(26)
3.5%
(8,207)
-1.2pp
Gulf War + Vietnam1.6%
(18)
1.3%
(3,050)
+0.3pp
Between Vietnam & Korean1.3%
(14)
6.2%
(14,497)
-4.9pp
WWII Only0.4%
(5)
1.1%
(2,703)
-0.7pp

Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.

Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.


Spencer County, Kentucky Family Poverty & Income Statistics (2023)

Bar chart showing family distribution by income-to-poverty ratio in Spencer County, Kentucky, based on 2023 ACS data.
Figure: Family economic status in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

Family Economic Security Snapshot for Spencer County, Kentucky

The following data categorizes families in Spencer County, Kentucky by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.

Families Below Poverty Line (<100%)
3.1% (174 families)
Families Near Poverty (100-199%)
27.7% (1,544 families)
Families with Secure Income (200%+)
69.2% (3,853 families)

Poverty Rate Comparison with Kentucky

Compare Spencer County, Kentucky poverty levels with Kentucky to understand regional economic disparities.

Poverty Rate in Spencer County, Kentucky

3.1%

Below poverty line
Poverty Rate in Kentucky

11.5%

Below poverty line
Poverty Rate Differential: Spencer County, Kentucky has a 8.4 percentage points lower poverty rate than Kentucky.

Income-to-Poverty Ratio Distribution Comparison

Table: Comparative family income-to-poverty ratio distribution between Spencer County, Kentucky and Kentucky, 2023
Income CategorySpencer County, KentuckyKentuckyDifference
Below Poverty (<100%)3.1%
(174)
11.5%
(137,063)
-8.4pp
Near Poverty (100-199%)27.7%
(1,544)
33.9%
(402,929)
-6.2pp
Economic Security (200%+)69.2%
(3,853)
54.6%
(649,977)
+14.6pp
Detailed Breakdown
Below 50% of Poverty1.5%5.5% -4.0pp
50-74% of Poverty0.7%2.8% -2.1pp
75-99% of Poverty1.0%3.2% -2.2pp
100-124% of Poverty2.4%4.0% -1.6pp
125-149% of Poverty2.6%3.7% -1.1pp
150-174% of Poverty3.0%4.3% -1.3pp

Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Kentucky.

Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.


Spencer County, Kentucky SNAP/Food Stamps Statistics (2023)

Stacked bar chart showing SNAP recipient household composition by presence of children in Spencer County, Kentucky, based on 2023 ACS data.
Figure: SNAP household demographics in Spencer County, Kentucky. Source: U.S. Census Bureau, 2023 ACS Estimates.

SNAP Participation Snapshot for Spencer County, Kentucky

The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in Spencer County, Kentucky, based on U.S. Census Bureau 2023 ACS Estimates.

Total Households Receiving SNAP
491 (6.95% of all households)
Recipient Households with Children
265 (53.97% of recipients)
Total Households Analyzed
7,062

SNAP Participation Comparison with Kentucky

Compare Spencer County, Kentucky SNAP participation with Kentucky to understand regional food assistance needs.

SNAP Participation in Spencer County, Kentucky

6.95%

491 households
SNAP Participation in Kentucky

13.39%

249,767 households
SNAP Participation Differential: Spencer County, Kentucky has a 6.44 percentage points lower SNAP participation rate than Kentucky.

SNAP Household Composition Comparison

Table: Comparative SNAP recipient household composition between Spencer County, Kentucky and Kentucky, 2023
Household TypeSpencer County, KentuckyKentucky
With ChildrenNo ChildrenWith ChildrenNo Children
Married-Couple Family12.63%
(62)
4.89%
(24)
15.61%
(38,990)
9.34%
(23,322)
Male Householder, No Spouse3.46%
(17)
3.26%
(16)
6.59%
(16,458)
2.94%
(7,351)
Female Householder, No Spouse30.55%
(150)
3.46%
(17)
22.84%
(57,053)
6.49%
(16,215)
Nonfamily Households7.33%
(36)
34.42%
(169)
0.75%
(1,868)
35.44%
(88,510)
Total SNAP Recipients491
(6.95% of households)
249,767
(13.39% of households)

Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.

About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.


Frequently Asked Questions (FAQs)

The age breakdown for Spencer County, Kentucky is as follows: Under 5: 5.28%, Ages 5–17: 17.35%, Ages 18–24: 7.16%, Ages 25–34: 10.13%, Ages 35–54: 29.02%, Ages 55–64: 16.05%, and 65 or older: 15.00%.

The racial and ethnic composition of Spencer County, Kentucky is dominated by: White Alone (Non-Hispanic): 93.16%, Hispanic or Latino (Any Race): 2.57%, Two or More Races: 2.52%. The complete breakdown includes 8 distinct racial and ethnic categories.

The median household income in Spencer County, Kentucky is $98,333. This represents the midpoint of all household incomes in the area, meaning half of households earn more than this amount and half earn less.

The household income distribution in Spencer County, Kentucky is: Very Low Income (under $20,000): 7.45%, Low Income ($20,000-$34,999): 8.50%, Lower Middle Income ($35,000-$49,999): 8.61%, Middle Income ($50,000-$74,999): 13.62%, Upper Middle Income ($75,000-$149,999): 38.64%, High Income ($150,000+): 23.18%.

Approximately 49.58% of households in Spencer County, Kentucky earn over $100,000 annually. This includes households earning between $100,000 and $124,999, $125,000 and $149,999, $150,000 and $199,999, and $200,000 or more.

The median property value for owner-occupied housing units in Spencer County, Kentucky is $297,600. This represents the midpoint of all property values in the area, meaning half of homes are valued above this amount and half are valued below. The median is a better indicator of typical home values than the average because it is not skewed by extremely high or low property values.

The property value distribution for owner-occupied housing units in Spencer County, Kentucky is: Less than $25,000: 1.37%, $25,000-$49,999: 1.83%, $50,000-$99,999: 2.29%, $100,000-$199,999: 11.41%, $200,000-$499,999: 71.70%, $500,000-$999,999: 11.23%, $1,000,000 or more: 0.16%.

There are 6,117 owner-occupied housing units in Spencer County, Kentucky. This represents homes that are owned by the people living in them, as opposed to rental properties or vacant units.

Approximately 11.39% of owner-occupied housing units in Spencer County, Kentucky are valued over $500,000. This includes properties valued between $500,000 and $749,999, $750,000 and $999,999, $1,000,000 and $1,499,999, $1,500,000 and $1,999,999, and $2,000,000 or more.

In Spencer County, Kentucky, 22.10% of the population aged 25 and older holds a bachelor's degree or higher. This includes those with bachelor's degrees as well as those with graduate or professional degrees.

The educational attainment breakdown for Spencer County, Kentucky (population 25+) is: Less than high school graduate: 6.73%, High school graduate (including equivalency): 38.27%, Some college or associate's degree: 32.89%, Bachelor's degree: 13.70%, Graduate or professional degree: 8.40%.

In Spencer County, Kentucky, 93.27% of the population aged 25 and older has completed at least a high school education. This includes high school graduates, those with some college, associate's degrees, bachelor's degrees, and graduate degrees.

In Spencer County, Kentucky, 4.5% of the population lacks health insurance coverage. This represents 885 individuals out of a total population of 19,770 people.

The uninsured rates vary by age group in Spencer County, Kentucky. For young adults (18-34 years), 12.0% of males and 7.3% of females lack coverage. In the 35-64 age group, 7.5% of males and 2.8% of females are uninsured. These working-age populations typically face different coverage challenges than children or seniors.

Children under 18 in Spencer County, Kentucky have uninsured rates of 2.1% for males and 2.7% for females. Seniors aged 65 and older, who are typically covered by Medicare, have uninsured rates of 0.6% for males and 0.0% for females. These age groups generally have higher coverage rates due to public programs.

In Spencer County, Kentucky, 99.6% of the population are U.S. citizens. This includes native-born citizens and naturalized citizens. Out of a total population of 19,875 people, 19,805 are U.S. citizens.

Spencer County, Kentucky has 103 naturalized U.S. citizens, representing 0.5% of the total population. These are foreign-born individuals who have gone through the naturalization process to become U.S. citizens.

The nativity and citizenship breakdown for Spencer County, Kentucky is: 99.0% were born in the United States, 0.0% were born in Puerto Rico or U.S. Island Areas, 0.1% were born abroad of American parent(s), 0.5% are foreign-born naturalized U.S. citizens, and 0.4% are foreign-born non-citizens.

In Spencer County, Kentucky, 87.5% of workers commute by car, truck, or van, making it the most common means of transportation to work. Out of 9,379 total workers, 8,202 use personal vehicles for their commute.

12 workers in Spencer County, Kentucky use public transportation (excluding taxicabs) to commute to work, representing 0.1% of all workers. This includes buses, subways, light rail, commuter trains, and ferries.

Alternative commute methods in Spencer County, Kentucky include: 10.5% work from home, 0.7% walk to work, 0.2% bicycle, and 1.0% use other means such as taxicabs or motorcycles. These alternatives to driving alone help reduce traffic congestion and environmental impact.

"Class of worker" refers to the type of employer or work arrangement for employed civilians aged 16 and over in Spencer County, Kentucky. It categorizes workers into private sector (for-profit and non-profit), government (local, state, and federal), self-employed, and unpaid family workers. This classification helps understand the employment structure and economic composition of the workforce.

According to the American Community Survey, Spencer County, Kentucky has 9,640 employed civilians aged 16 and over. The private for-profit sector employs the largest share of workers, with 43.5% of male workers and 31.6% of female workers in this category.

In Spencer County, Kentucky, there are 284 male government workers and 788 female government workers. Government employment includes local, state, and federal positions. This represents 2.9% of male workers and 8.2% of female workers.

Self-employment in Spencer County, Kentucky includes 355 males (3.7%) and 123 females (1.3%). Self-employed workers operate their own businesses that are not legally incorporated.

In Spencer County, Kentucky, 491 households (6.95% of all households) received SNAP/Food Stamps benefits in the past 12 months. Out of 7,062 total households, these families rely on this federal nutrition assistance program to help purchase food.

Of the SNAP-receiving households in Spencer County, Kentucky, 265 (53.97%) have children under 18 years. These families face additional nutritional needs and food security challenges as they work to provide adequate nutrition for growing children.

SNAP recipients in Spencer County, Kentucky include diverse household types. Among households with children, 150 (30.55%) are headed by a female householder with no spouse present, while 62 (12.63%) are married-couple families. The program also serves households without children, including seniors, disabled individuals, and working adults facing economic challenges.

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a federal program that provides nutrition assistance to low-income individuals and families. Eligibility is based on household income, resources, and size. In Spencer County, Kentucky, SNAP helps eligible households purchase nutritious food at authorized retailers. The program aims to alleviate hunger and improve nutrition and health outcomes for vulnerable populations.

According to the U.S. Census Bureau's American Community Survey, there are 1,112 civilian veterans aged 18 and over living in Spencer County, Kentucky. These individuals have served on active duty in the U.S. Army, Air Force, Navy, Marine Corps, or Coast Guard. This number does not include those with only National Guard or Reserves training without active duty service.

The most common period of military service for veterans in Spencer County, Kentucky is Vietnam Era Only, with 293 veterans (26.3% of all veterans) who served during this period. The second most common period is Gulf War Only, with 258 veterans (23.2%).

"Period of service" categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Major periods include World War II (December 1941-December 1946), the Korean War (July 1950-January 1955), the Vietnam Era (August 1964-April 1975), the Gulf War (August 1990-August 2001), and Post-9/11 (September 2001 or later). Veterans may have served during multiple periods. Understanding the distribution of service periods helps communities in Spencer County, Kentucky provide appropriate services and support to their veteran population.

Veterans who served during the Gulf War era (1990-2001) and Post-9/11 era (2001-present) represent approximately 69.6% of all veterans in Spencer County, Kentucky. These more recent-era veterans, totaling around 774 individuals, often have different service experiences and support needs compared to veterans of earlier conflicts. They may benefit from targeted programs addressing issues such as transition to civilian life, employment assistance, and access to VA healthcare services.

In Spencer County, Kentucky, 174 families (3.1% of all families) live below the federal poverty line. This means their household income is less than 100% of the poverty threshold established by the U.S. Census Bureau, which varies by family size and composition. Out of 5,571 total families, these households face significant economic challenges meeting basic needs.

"Income-to-poverty ratio" measures how a family's income compares to the federal poverty threshold. A ratio of 1.00 (100%) means the family's income equals the poverty line. Below 1.00 indicates poverty, while ratios above 1.00 show income levels relative to poverty. For example, a ratio of 2.00 (200%) means the family earns twice the poverty threshold. In Spencer County, Kentucky, this data helps identify not just families in poverty, but also those who are economically vulnerable despite being above the official poverty line.

Beyond families living in poverty, Spencer County, Kentucky has 1,544 families (27.7%) with incomes between 100% and 199% of the poverty level. These families are often called 'near poverty' or low-income households. Specifically, 448 families (8.0%) have incomes between 100% and 149% of poverty. While technically above the poverty line, these families often struggle with housing costs, healthcare, childcare, and other expenses, making them economically vulnerable.

In Spencer County, Kentucky, 83 families (1.5%) live in extreme poverty, with incomes below 50% of the federal poverty threshold. These families face severe economic hardship and often require comprehensive assistance programs. On the other end of the spectrum, 3,853 families (69.2%) have incomes at least 200% above the poverty level, indicating greater financial stability and economic security.