2023 St. Joseph County, Indiana Demographics | Data & Analysis

Ready-to-use reports, analytics, and visualizations covering St. Joseph County, Indiana, including population, race, income, and more. Based on 2023 American Community Survey Estimates.

St. Joseph County, Indiana Key Demographic Statistics (2023 Estimates)

Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).

Total Population
272,574
Median Age
36.7 years
Median Household Income
$64,885
Median Property Value
$179,800
Bachelor's Degree+
32.62%
Uninsured Rate
7.3%
Total Households
107,005
Total Workers
129,511
Citizenship Rate
95.8%
Total Veterans
12,284
Top Veteran Era
Vietnam Era Only
Poverty Rate
9.8%
Families in Poverty
6,217
SNAP Recipients
9.85%
Households w/ SNAP
10,545

Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates

St. Joseph County, Indiana Demographics: Age & Gender Distribution (2023)

Population pyramid for St. Joseph County, Indiana showing male vs female age distribution based on 2023 ACS data.
Figure 1: Population distribution by age and sex in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Key Demographic Indicators for St. Joseph County, Indiana

The following statistics highlight St. Joseph County, Indiana population and median age, based on U.S. Census Bureau 2023 ACS Estimates.

Total Population
272,574
Median Age (Total)
36.7 years
Median Age (Male)
35.5 years
Median Age (Female)
37.8 years

St. Joseph County, Indiana Population Age Distribution 2023

Table 1: Percentage distribution of population by age group in St. Joseph County, Indiana, 2023
Age CohortShare of Population
Under 5 years6.19%
5–17 years (Children)17.13%
18–24 years (Young Adults)11.36%
25–34 years13.29%
35–54 years23.50%
55–64 years12.01%
65 years and over (Seniors)16.52%

Dependency Ratios Analysis

Total Dependency Ratio
66.23
Youth Dependency Ratio
38.76 Population under 18 relative to working age (18-64).
Old-Age Dependency Ratio
27.46 Population 65+ relative to working age (18-64).

A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.


What is the Racial and Ethnic Breakdown of St. Joseph County, Indiana (2023)?

Pie chart showing the racial and ethnic composition of St. Joseph County, Indiana based on 2023 ACS data.
Figure 1: Racial and ethnic breakdown of St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Diversity & Cultural Composition of St. Joseph County, Indiana

The racial makeup and ethnic composition of St. Joseph County, Indiana are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.

Diversity Index Score
48.71
Diversity Tier
moderate
Definition
The probability that two individuals chosen at random from St. Joseph County, Indiana will be from different racial or ethnic groups.

St. Joseph County, Indiana Population by Race/Ethnicity

Table 1: Population Percentage by Racial and Ethnic Group in St. Joseph County, Indiana, 2023
Racial/Ethnic GroupPercentage
White Alone (Non-Hispanic)69.60%
Black/African American Alone12.39%
Hispanic or Latino (Any Race)10.17%
Two or More Races4.63%
Asian Alone2.54%
Some Other Race Alone0.52%
American Indian and Alaska Native Alone0.09%
Native Hawaiian or Other Pacific Islander Alone0.07%

St. Joseph County, Indiana Economic Demographics: Household Income Statistics (2023)

Bar chart showing household income distribution brackets for St. Joseph County, Indiana based on 2023 ACS data.
Figure 1: Household income distribution in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Economic Snapshot for St. Joseph County, Indiana

The following data illustrates the financial landscape of St. Joseph County, Indiana, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Household Income
$64,885 (Adjusted for inflation)
Total Households Analyzed
107,005

St. Joseph County, Indiana Household Income Distribution by Income Brackets

Table 1: Percentage distribution of household income in St. Joseph County, Indiana, 2023
Annual Income RangeShare of Households
Less than $20,00013.33%
$20,000 to $34,99912.57%
$35,000 to $49,99912.74%
$50,000 to $74,99918.77%
$75,000 to $149,99928.82%
$150,000 or more13.77%

St. Joseph County, Indiana Real Estate Demographics: Property Values (2023)

Line chart showing property value distribution for owner-occupied homes in St. Joseph County, Indiana based on 2023 ACS data.
Figure 1: Property value distribution in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Real Estate Market Snapshot for St. Joseph County, Indiana

The following data highlights the distribution of owner-occupied housing values in St. Joseph County, Indiana, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Property Value
$179,800
Total Properties Analyzed
73,649 (Owner-occupied units)

St. Joseph County, Indiana Property Value Brackets

Table 1: Percentage distribution of property values in St. Joseph County, Indiana, 2023
Value RangeShare of Properties
Less than $25,0002.79%
$25,000 to $49,9993.32%
$50,000 to $99,99914.24%
$100,000 to $199,99936.50%
$200,000 to $499,99937.92%
$500,000 to $999,9994.97%
$1,000,000 or more0.27%

St. Joseph County, Indiana Educational Attainment Statistics (2023)

Treemap chart illustrating educational attainment levels for adults 25+ in St. Joseph County, Indiana based on 2023 ACS data.
Figure 1: Educational breakdown in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Education Snapshot for St. Joseph County, Indiana

The following statistics represent the educational background of residents aged 25 and older in St. Joseph County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

High School Graduate or Higher
91.19%
Bachelor's Degree or Higher
32.62%
Total Population Analyzed (25+)
178,054

St. Joseph County, Indiana Education Levels

Table 1: Detailed educational attainment distribution in St. Joseph County, Indiana, 2023
Education LevelShare of Population (25+)
Less than high school graduate8.81%
High school graduate (incl. equivalency)29.70%
Some college or associate's degree28.87%
Bachelor's Degree19.69%
Graduate or professional degree12.94%

St. Joseph County, Indiana Health Insurance Coverage Statistics (2023)

Pyramid chart showing health insurance coverage distribution by age and sex in St. Joseph County, Indiana based on 2023 ACS data.
Figure 1: Health insurance coverage gaps in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Healthcare Coverage Snapshot for St. Joseph County, Indiana

The following data illustrates the health coverage landscape of St. Joseph County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

Overall Uninsured Rate
7.3%
Total Uninsured Population
19,804
Total Civilian Population
269,873

The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.

St. Joseph County, Indiana Uninsured Rates by Demographics

Table 1: Uninsured Rates by Age Group and Sex in St. Joseph County, Indiana, 2023
Age GroupMale Uninsured %Female Uninsured %
Under 184.5%5.3%
18-34 years12.9%12.1%
35-64 years9.8%8.0%
65+ years0.3%0.4%

St. Joseph County, Indiana Nativity & Citizenship Statistics (2023)

Treemap showing population distribution by nativity and citizenship status in St. Joseph County, Indiana based on 2023 ACS data.
Figure 1: Citizenship status breakdown in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Citizenship Snapshot for St. Joseph County, Indiana

The following data details the citizenship status and nativity of the population in St. Joseph County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

U.S. Citizenship Rate
95.8% (Native-born + Naturalized)
Naturalized Citizens
7,317 (Foreign-born individuals who acquired citizenship)
Non-Citizen Residents
11,407

St. Joseph County, Indiana Nativity Breakdown

Table 1: Nativity and Citizenship Distribution in St. Joseph County, Indiana, 2023
Nativity/Citizenship StatusPercentage
Born in the United States92.2%
Born in Puerto Rico or U.S. Island Areas0.1%
Born abroad of American parent(s)0.8%
U.S. citizen by naturalization2.7%
Not a U.S. citizen4.2%
Total U.S. Citizens 95.8%

St. Joseph County, Indiana Commuting & Transportation Statistics (2023)

Treemap chart illustrating how workers in St. Joseph County, Indiana commute to work based on 2023 ACS data.
Figure 1: Commute mode split in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Commuter Snapshot for St. Joseph County, Indiana

The following data details the commuting habits of the workforce in St. Joseph County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

Drove to Work (Car/Truck/Van)
83.9%
Public Transportation Usage
1.1%
Work From Home Rate
9.7%
Total Workers Analyzed
127,039

St. Joseph County, Indiana Commute Breakdown

Table 1: Commuting Methods Distribution in St. Joseph County, Indiana, 2023
Transportation MethodPercentageNumber of Workers
Car, truck, or van83.9%106,576
Public transportation1.1%1,388
Bicycle0.7%833
Walked3.5%4,448
Taxicab, motorcycle, or other means1.1%1,431
Worked from home9.7%12,363
Total Workers- 127,039

St. Joseph County, Indiana Employment by Class of Worker (2023)

Bar chart showing employment distribution by class of worker (Private, Government, Self-Employed) in St. Joseph County, Indiana based on 2023 ACS data.
Figure 1: Workforce composition in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Workforce Snapshot for St. Joseph County, Indiana

The following statistics categorize the civilian employed population aged 16 and over in St. Joseph County, Indiana by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.

Total Employed Civilian Population
129,511
Private Sector (Profit & Non-Profit)
Includes For-Profit and Non-Profit organizations
Government Workers
Includes Local, State, and Federal employees
Self-Employed Workers
Includes own not incorporated business workers

St. Joseph County, Indiana Employment Sector Breakdown

Table 1: Employment Distribution by Class of Worker and Sex in St. Joseph County, Indiana, 2023
Employment ClassMale WorkersFemale Workers
Private For-Profit50,707 (39.2%)40,421 (31.2%)
Private Non-Profit7,782 (6.0%)12,146 (9.4%)
Government (All Levels)5,848 (4.5%)7,671 (5.9%)
• Local Government3,5574,930
• State Government1,3831,726
• Federal Government9081,015
Self-Employed2,520 (1.9%)2,243 (1.7%)

Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.


St. Joseph County, Indiana Veteran Population & Service Statistics (2023)

Bar chart showing the distribution of veterans by period of military service in St. Joseph County, Indiana based on 2023 ACS data.
Figure 1: Veteran service eras in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Veteran Community Snapshot for St. Joseph County, Indiana

The following data details the civilian veteran population aged 18 and over in St. Joseph County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

Total Civilian Veterans
12,284
Primary Service Era
Vietnam Era Only
4,155 veterans (33.8%)

St. Joseph County, Indiana Service Period Breakdown

Table 1: Veteran Distribution by Period of Military Service in St. Joseph County, Indiana, 2023
Period of ServiceNumber of VeteransPercentage
Vietnam Era Only (August 1964 to April 1975)4,15533.8%
Post-9/11 Only (September 2001 or later)2,08016.9%
Between Gulf War and Vietnam Era2,03616.6%
Gulf War Only (August 1990 to August 2001)1,40911.5%
Between Vietnam Era and Korean War1,1549.4%
Korean War Only (July 1950 to January 1955)5794.7%
Post-9/11 and Gulf War (August 1990 to August 2001)4894.0%
World War II Only (December 1941 to December 1946)1861.5%
Gulf War and Vietnam Era1321.1%
Vietnam Era and Korean War420.3%
Korean War and World War II220.2%
Total Veterans12,284100.0%

Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.


St. Joseph County, Indiana Family Poverty & Income Statistics (2023)

Bar chart showing family distribution by income-to-poverty ratio in St. Joseph County, Indiana, based on 2023 ACS data.
Figure 1: Family economic status in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

Family Economic Security Snapshot for St. Joseph County, Indiana

The following data categorizes families in St. Joseph County, Indiana by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.

Families Below Poverty Line (<100%)
9.8% (6,217 families)
Families Near Poverty (100-199%)
31.9% (20,329 families)
Families with Secure Income (200%+)
58.3% (37,095 families)

St. Joseph County, Indiana Income-to-Poverty Ratio Breakdown

Table 1: Family Distribution by Income-to-Poverty Ratio in St. Joseph County, Indiana, 2023
Income-to-Poverty Ratio CategoryNumber of FamiliesPercentage
Below 50% of Poverty2,6824.2%
50-74% of Poverty1,5642.5%
75-99% of Poverty1,9713.1%
100-124% of Poverty2,1573.4%
125-149% of Poverty1,7552.8%
150-174% of Poverty2,5053.9%
175-184% of Poverty1,0271.6%
185-199% of Poverty1,5722.5%
200-299% of Poverty11,31317.8%
300-399% of Poverty10,11315.9%
400-499% of Poverty7,37311.6%
500%+ of Poverty19,60930.8%
Total Families63,641100.0%

Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.


St. Joseph County, Indiana SNAP/Food Stamps Statistics (2023)

Stacked bar chart showing SNAP recipient household composition by presence of children in St. Joseph County, Indiana, based on 2023 ACS data.
Figure 1: SNAP household demographics in St. Joseph County, Indiana. Source: U.S. Census Bureau, 2023 ACS Estimates.

SNAP Participation Snapshot for St. Joseph County, Indiana

The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in St. Joseph County, Indiana, based on U.S. Census Bureau 2023 ACS Estimates.

Total Households Receiving SNAP
10,545 (9.85% of all households)
Recipient Households with Children
5,297 (50.23% of recipients)
Total Households Analyzed
107,005

St. Joseph County, Indiana SNAP Recipient Demographics

Table 1: SNAP Recipient Household Composition in St. Joseph County, Indiana, 2023
Household TypeWith Children Under 18No Children Under 18
Married-Couple Family1,215 (11.52%)578 (5.48%)
Male Householder, No Spouse497 (4.71%)123 (1.17%)
Female Householder, No Spouse3,577 (33.92%)738 (7.00%)
Nonfamily Households8 (0.08%)3,809 (36.12%)

About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.


Frequently Asked Questions (FAQs)

The age breakdown for St. Joseph County, Indiana is as follows: Under 5: 6.19%, Ages 5–17: 17.13%, Ages 18–24: 11.36%, Ages 25–34: 13.29%, Ages 35–54: 23.50%, Ages 55–64: 12.01%, and 65 or older: 16.52%.

The racial and ethnic composition of St. Joseph County, Indiana is dominated by: White Alone (Non-Hispanic): 69.60%, Black/African American Alone: 12.39%, Hispanic or Latino (Any Race): 10.17%. The complete breakdown includes 8 distinct racial and ethnic categories.

The median household income in St. Joseph County, Indiana is $64,885. This represents the midpoint of all household incomes in the area, meaning half of households earn more than this amount and half earn less.

The household income distribution in St. Joseph County, Indiana is: Very Low Income (under $20,000): 13.33%, Low Income ($20,000-$34,999): 12.57%, Lower Middle Income ($35,000-$49,999): 12.74%, Middle Income ($50,000-$74,999): 18.77%, Upper Middle Income ($75,000-$149,999): 28.82%, High Income ($150,000+): 13.77%.

Approximately 29.73% of households in St. Joseph County, Indiana earn over $100,000 annually. This includes households earning between $100,000 and $124,999, $125,000 and $149,999, $150,000 and $199,999, and $200,000 or more.

The median property value for owner-occupied housing units in St. Joseph County, Indiana is $179,800. This represents the midpoint of all property values in the area, meaning half of homes are valued above this amount and half are valued below. The median is a better indicator of typical home values than the average because it is not skewed by extremely high or low property values.

The property value distribution for owner-occupied housing units in St. Joseph County, Indiana is: Less than $25,000: 2.79%, $25,000-$49,999: 3.32%, $50,000-$99,999: 14.24%, $100,000-$199,999: 36.50%, $200,000-$499,999: 37.92%, $500,000-$999,999: 4.97%, $1,000,000 or more: 0.27%.

There are 73,649 owner-occupied housing units in St. Joseph County, Indiana. This represents homes that are owned by the people living in them, as opposed to rental properties or vacant units.

Approximately 5.24% of owner-occupied housing units in St. Joseph County, Indiana are valued over $500,000. This includes properties valued between $500,000 and $749,999, $750,000 and $999,999, $1,000,000 and $1,499,999, $1,500,000 and $1,999,999, and $2,000,000 or more.

In St. Joseph County, Indiana, 32.62% of the population aged 25 and older holds a bachelor's degree or higher. This includes those with bachelor's degrees as well as those with graduate or professional degrees.

The educational attainment breakdown for St. Joseph County, Indiana (population 25+) is: Less than high school graduate: 8.81%, High school graduate (including equivalency): 29.70%, Some college or associate's degree: 28.87%, Bachelor's degree: 19.69%, Graduate or professional degree: 12.94%.

In St. Joseph County, Indiana, 91.19% of the population aged 25 and older has completed at least a high school education. This includes high school graduates, those with some college, associate's degrees, bachelor's degrees, and graduate degrees.

In St. Joseph County, Indiana, 7.3% of the population lacks health insurance coverage. This represents 19,804 individuals out of a total population of 269,873 people.

The uninsured rates vary by age group in St. Joseph County, Indiana. For young adults (18-34 years), 12.9% of males and 12.1% of females lack coverage. In the 35-64 age group, 9.8% of males and 8.0% of females are uninsured. These working-age populations typically face different coverage challenges than children or seniors.

Children under 18 in St. Joseph County, Indiana have uninsured rates of 4.5% for males and 5.3% for females. Seniors aged 65 and older, who are typically covered by Medicare, have uninsured rates of 0.3% for males and 0.4% for females. These age groups generally have higher coverage rates due to public programs.

In St. Joseph County, Indiana, 95.8% of the population are U.S. citizens. This includes native-born citizens and naturalized citizens. Out of a total population of 272,574 people, 261,167 are U.S. citizens.

St. Joseph County, Indiana has 7,317 naturalized U.S. citizens, representing 2.7% of the total population. These are foreign-born individuals who have gone through the naturalization process to become U.S. citizens.

The nativity and citizenship breakdown for St. Joseph County, Indiana is: 92.2% were born in the United States, 0.1% were born in Puerto Rico or U.S. Island Areas, 0.8% were born abroad of American parent(s), 2.7% are foreign-born naturalized U.S. citizens, and 4.2% are foreign-born non-citizens.

In St. Joseph County, Indiana, 83.9% of workers commute by car, truck, or van, making it the most common means of transportation to work. Out of 127,039 total workers, 106,576 use personal vehicles for their commute.

1,388 workers in St. Joseph County, Indiana use public transportation (excluding taxicabs) to commute to work, representing 1.1% of all workers. This includes buses, subways, light rail, commuter trains, and ferries.

Alternative commute methods in St. Joseph County, Indiana include: 9.7% work from home, 3.5% walk to work, 0.7% bicycle, and 1.1% use other means such as taxicabs or motorcycles. These alternatives to driving alone help reduce traffic congestion and environmental impact.

"Class of worker" refers to the type of employer or work arrangement for employed civilians aged 16 and over in St. Joseph County, Indiana. It categorizes workers into private sector (for-profit and non-profit), government (local, state, and federal), self-employed, and unpaid family workers. This classification helps understand the employment structure and economic composition of the workforce.

According to the American Community Survey, St. Joseph County, Indiana has 129,511 employed civilians aged 16 and over. The private for-profit sector employs the largest share of workers, with 39.2% of male workers and 31.2% of female workers in this category.

In St. Joseph County, Indiana, there are 5,848 male government workers and 7,671 female government workers. Government employment includes local, state, and federal positions. This represents 4.5% of male workers and 5.9% of female workers.

Self-employment in St. Joseph County, Indiana includes 2,520 males (1.9%) and 2,243 females (1.7%). Self-employed workers operate their own businesses that are not legally incorporated.

In St. Joseph County, Indiana, 10,545 households (9.85% of all households) received SNAP/Food Stamps benefits in the past 12 months. Out of 107,005 total households, these families rely on this federal nutrition assistance program to help purchase food.

Of the SNAP-receiving households in St. Joseph County, Indiana, 5,297 (50.23%) have children under 18 years. These families face additional nutritional needs and food security challenges as they work to provide adequate nutrition for growing children.

SNAP recipients in St. Joseph County, Indiana include diverse household types. Among households with children, 3,577 (33.92%) are headed by a female householder with no spouse present, while 1,215 (11.52%) are married-couple families. The program also serves households without children, including seniors, disabled individuals, and working adults facing economic challenges.

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a federal program that provides nutrition assistance to low-income individuals and families. Eligibility is based on household income, resources, and size. In St. Joseph County, Indiana, SNAP helps eligible households purchase nutritious food at authorized retailers. The program aims to alleviate hunger and improve nutrition and health outcomes for vulnerable populations.

According to the U.S. Census Bureau's American Community Survey, there are 12,284 civilian veterans aged 18 and over living in St. Joseph County, Indiana. These individuals have served on active duty in the U.S. Army, Air Force, Navy, Marine Corps, or Coast Guard. This number does not include those with only National Guard or Reserves training without active duty service.

The most common period of military service for veterans in St. Joseph County, Indiana is Vietnam Era Only, with 4,155 veterans (33.8% of all veterans) who served during this period. The second most common period is Post-9/11 Only, with 2,080 veterans (16.9%).

"Period of service" categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Major periods include World War II (December 1941-December 1946), the Korean War (July 1950-January 1955), the Vietnam Era (August 1964-April 1975), the Gulf War (August 1990-August 2001), and Post-9/11 (September 2001 or later). Veterans may have served during multiple periods. Understanding the distribution of service periods helps communities in St. Joseph County, Indiana provide appropriate services and support to their veteran population.

Veterans who served during the Gulf War era (1990-2001) and Post-9/11 era (2001-present) represent approximately 50.0% of all veterans in St. Joseph County, Indiana. These more recent-era veterans, totaling around 6,146 individuals, often have different service experiences and support needs compared to veterans of earlier conflicts. They may benefit from targeted programs addressing issues such as transition to civilian life, employment assistance, and access to VA healthcare services.

In St. Joseph County, Indiana, 6,217 families (9.8% of all families) live below the federal poverty line. This means their household income is less than 100% of the poverty threshold established by the U.S. Census Bureau, which varies by family size and composition. Out of 63,641 total families, these households face significant economic challenges meeting basic needs.

"Income-to-poverty ratio" measures how a family's income compares to the federal poverty threshold. A ratio of 1.00 (100%) means the family's income equals the poverty line. Below 1.00 indicates poverty, while ratios above 1.00 show income levels relative to poverty. For example, a ratio of 2.00 (200%) means the family earns twice the poverty threshold. In St. Joseph County, Indiana, this data helps identify not just families in poverty, but also those who are economically vulnerable despite being above the official poverty line.

Beyond families living in poverty, St. Joseph County, Indiana has 20,329 families (31.9%) with incomes between 100% and 199% of the poverty level. These families are often called 'near poverty' or low-income households. Specifically, 6,417 families (10.1%) have incomes between 100% and 149% of poverty. While technically above the poverty line, these families often struggle with housing costs, healthcare, childcare, and other expenses, making them economically vulnerable.

In St. Joseph County, Indiana, 2,682 families (4.2%) live in extreme poverty, with incomes below 50% of the federal poverty threshold. These families face severe economic hardship and often require comprehensive assistance programs. On the other end of the spectrum, 37,095 families (58.3%) have incomes at least 200% above the poverty level, indicating greater financial stability and economic security.