2023 US ZIP Code 12020 Demographics | Comprehensive Overview
Data and insights for US ZIP Code 12020, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.
US ZIP Code 12020 Key Demographic Statistics (2023 Estimates)
Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).
Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates
US ZIP Code 12020 Demographics: Age & Gender Distribution (2023)

Key Demographic Indicators for US ZIP Code 12020
The following statistics highlight US ZIP Code 12020 population and median age, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Population
- 34,140
- Median Age (Total)
- 42.8 years
- Median Age (Male)
- 40.1 years
- Median Age (Female)
- 44.2 years
US ZIP Code 12020 Age Distribution Comparison with Saratoga County, New York 2023
Compare US ZIP Code 12020 age demographics with Saratoga County, New York to understand regional demographic patterns.
| Metric | US ZIP Code 12020 | Saratoga County, New York | Difference |
|---|---|---|---|
| Median Age | 42.8 yrs | 43.4 yrs | -0.6 yrs |
| Under 5 years | 3.57% | 4.67% | -1.1pp |
| Children (5–17 years) | 16.27% | 14.70% | +1.6pp |
| Young Adults (18–24) | 8.42% | 7.92% | +0.5pp |
| Middle-aged (35–54) | 27.22% | 26.51% | +0.7pp |
| Seniors (65+) | 18.37% | 19.38% | -1.0pp |
| Total Dependency Ratio | 61.86 | 63.25 | -1.4 |
Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).
Dependency Ratios Analysis
- Total Dependency Ratio
- 61.86
- Youth Dependency Ratio
- 32.12 Population under 18 relative to working age (18-64).
- Old-Age Dependency Ratio
- 29.74 Population 65+ relative to working age (18-64).
A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.
US ZIP Code 12020 Demographics: Racial and Ethnic Composition (2023)

Diversity & Cultural Composition of US ZIP Code 12020
The racial makeup and ethnic composition of US ZIP Code 12020 are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.
- Diversity Index Score
- 19.90
- Diversity Tier
- very low
- Definition
- The probability that two individuals chosen at random will be from different racial or ethnic groups.
Diversity Comparison with Saratoga County, New York
Compare US ZIP Code 12020 racial and ethnic demographics with Saratoga County, New York to understand regional diversity patterns.
US ZIP Code 12020 Diversity
19.90
very lowSaratoga County, New York Diversity
22.52
lowRacial and Ethnic Composition Comparison
| Racial/Ethnic Group | US ZIP Code 12020 | Saratoga County, New York | Difference |
|---|---|---|---|
| White Alone (Non-Hispanic) | 89.34% | 87.81% | +1.5pp |
| Hispanic or Latino (Any Race) | 3.95% | 3.82% | +0.1pp |
| Two or More Races | 2.34% | 3.27% | -0.9pp |
| Asian Alone | 1.89% | 2.93% | -1.0pp |
| Black/African American Alone | 1.74% | 1.60% | +0.1pp |
| Some Other Race Alone | 0.71% | 0.43% | +0.3pp |
| American Indian and Alaska Native Alone | 0.01% | 0.09% | -0.1pp |
| Native Hawaiian or Other Pacific Islander Alone | 0.00% | 0.05% | -0.1pp |
| Diversity Index Score | 19.90 | 22.52 | -2.62 |
Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.
US ZIP Code 12020 Economic Demographics: Household Income Statistics (2023)

Economic Snapshot for US ZIP Code 12020
The following data illustrates the financial landscape of US ZIP Code 12020, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Household Income
- $101,727 (Adjusted for inflation)
- Total Households Analyzed
- 14,473
Income Comparison with Saratoga County, New York
Compare US ZIP Code 12020 household income with Saratoga County, New York to understand regional economic patterns.
US ZIP Code 12020
$101,727
Saratoga County, New York
$99,653
Income Distribution Comparison
| Income Bracket | US ZIP Code 12020 | Saratoga County, New York | Difference |
|---|---|---|---|
| Less than $20,000 | 5.33% | 7.04% | -1.7pp |
| $20,000 to $34,999 | 8.04% | 7.83% | +0.2pp |
| $35,000 to $49,999 | 8.03% | 8.07% | -0.0pp |
| $50,000 to $74,999 | 13.74% | 14.33% | -0.6pp |
| $75,000 to $149,999 | 35.08% | 33.36% | +1.7pp |
| $150,000 or more | 29.79% | 29.37% | +0.4pp |
Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Saratoga County, New York.
US ZIP Code 12020 Real Estate Demographics: Property Values (2023)

Real Estate Market Snapshot for US ZIP Code 12020
The following data highlights the distribution of owner-occupied housing values in US ZIP Code 12020, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Property Value
- $299,600
- Total Properties Analyzed
- 10,105 (Owner-occupied units)
Property Value Comparison with Saratoga County, New York
Compare US ZIP Code 12020 property values with Saratoga County, New York to understand regional real estate market patterns.
US ZIP Code 12020
$299,600
Saratoga County, New York
$324,800
Property Value Distribution Comparison
| Value Bracket | US ZIP Code 12020 | Saratoga County, New York | Difference |
|---|---|---|---|
| Less than $25,000 | 6.95% | 3.33% | +3.6pp |
| $25,000 to $49,999 | 3.66% | 2.20% | +1.5pp |
| $50,000 to $99,999 | 3.84% | 3.13% | +0.7pp |
| $100,000 to $199,999 | 7.16% | 10.53% | -3.4pp |
| $200,000 to $499,999 | 65.23% | 62.18% | +3.1pp |
| $500,000 to $999,999 | 12.20% | 17.69% | -5.5pp |
| $1,000,000 or more | 0.96% | 0.94% | +0.0pp |
Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Saratoga County, New York.
US ZIP Code 12020 Educational Attainment Statistics (2023)

Education Snapshot for US ZIP Code 12020
The following statistics represent the educational background of residents aged 25 and older in US ZIP Code 12020, based on U.S. Census Bureau 2023 ACS Estimates.
- High School Graduate or Higher
- 94.39%
- Bachelor's Degree or Higher
- 42.57%
- Total Population Analyzed (25+)
- 24,492
Education Level Comparison with Saratoga County, New York
Compare US ZIP Code 12020 educational attainment with Saratoga County, New York to understand regional education patterns.
Bachelor's+ in US ZIP Code 12020
42.57%
Bachelor's+ in Saratoga County, New York
43.77%
Detailed Education Level Comparison
| Education Level | US ZIP Code 12020 | Saratoga County, New York | Difference |
|---|---|---|---|
| Less than HS | 5.61% | 5.77% | -0.2pp |
| HS Graduate | 24.05% | 24.39% | -0.3pp |
| Some College/Associate's | 27.77% | 26.07% | +1.7pp |
| Bachelor's Degree | 23.54% | 24.42% | -0.9pp |
| Graduate/Professional | 19.03% | 19.35% | -0.3pp |
| HS Graduate or Higher | 94.39% | 94.23% | +0.2pp |
Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Saratoga County, New York.
US ZIP Code 12020 Health Insurance Coverage Statistics (2023)

Healthcare Coverage Snapshot for US ZIP Code 12020
The following data illustrates the health coverage landscape of US ZIP Code 12020, based on U.S. Census Bureau 2023 ACS Estimates.
- Overall Uninsured Rate
- 2.5%
- Total Uninsured Population
- 851
- Total Civilian Population
- 33,659
The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.
Health Insurance Coverage Comparison with Saratoga County, New York
Compare US ZIP Code 12020 health insurance coverage with Saratoga County, New York to understand regional healthcare access patterns.
Uninsured in US ZIP Code 12020
2.5%
Uninsured in Saratoga County, New York
2.6%
Uninsured Rates by Age and Sex
| Age Group | US ZIP Code 12020 | Saratoga County, New York | ||
|---|---|---|---|---|
| Male | Female | Male | Female | |
| Under 18 | 0.0% | 0.7% | 0.7% | 1.2% |
| 18-34 years | 9.2% | 1.3% | 8.7% | 2.9% |
| 35-64 years | 4.4% | 2.4% | 4.0% | 2.5% |
| 65+ years | 0.0% | 0.0% | 0.2% | 0.0% |
Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.
US ZIP Code 12020 Nativity & Citizenship Statistics (2023)

Citizenship Snapshot for US ZIP Code 12020
The following data details the citizenship status and nativity of the population in US ZIP Code 12020, based on U.S. Census Bureau 2023 ACS Estimates.
- U.S. Citizenship Rate
- 98.8% (Native-born + Naturalized)
- Naturalized Citizens
- 908 (Foreign-born individuals who acquired citizenship)
- Non-Citizen Residents
- 406
Citizenship Comparison with Saratoga County, New York
Compare US ZIP Code 12020 citizenship and nativity with Saratoga County, New York to understand regional immigration and naturalization patterns.
Citizenship in US ZIP Code 12020
98.8%
Citizenship in Saratoga County, New York
97.8%
Nativity and Citizenship Comparison
| Nativity/Citizenship Status | US ZIP Code 12020 | Saratoga County, New York | Difference |
|---|---|---|---|
| Born in the United States | 94.8% | 93.3% | +1.5pp |
| Born in PR or U.S. Territories | 0.7% | 0.3% | +0.4pp |
| Born abroad of American parent(s) | 0.6% | 0.6% | 0.0pp |
| U.S. citizen by naturalization | 2.7% | 3.5% | -0.8pp |
| Not a U.S. citizen | 1.2% | 2.2% | -1.0pp |
| Total U.S. Citizens | 98.8% | 97.8% | +1.0pp |
Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Saratoga County, New York.
US ZIP Code 12020 Commuting & Transportation Statistics (2023)

Commuter Snapshot for US ZIP Code 12020
The following data details the commuting habits of the workforce in US ZIP Code 12020, based on U.S. Census Bureau 2023 ACS Estimates.
- Drove to Work (Car/Truck/Van)
- 83.6%
- Public Transportation Usage
- 1.0%
- Work From Home Rate
- 13.9%
- Total Workers Analyzed
- 17,433
Transportation Comparison with Saratoga County, New York
Compare US ZIP Code 12020 commuting patterns with Saratoga County, New York to understand regional transportation preferences.
Drove in US ZIP Code 12020
83.6%
Drove in Saratoga County, New York
81.4%
Commute Mode Comparison
| Transportation Method | US ZIP Code 12020 | Saratoga County, New York | Difference |
|---|---|---|---|
| Car, truck, or van | 83.6% | 81.4% | +2.2pp |
| Public transportation | 1.0% | 0.6% | +0.4pp |
| Bicycle | 0.4% | 0.1% | +0.3pp |
| Walked | 0.3% | 1.5% | -1.2pp |
| Taxicab, motorcycle, or other | 0.8% | 0.7% | +0.1pp |
| Worked from home | 13.9% | 15.7% | -1.8pp |
Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Saratoga County, New York.
US ZIP Code 12020 Employment by Class of Worker (2023)

Workforce Snapshot for US ZIP Code 12020
The following statistics categorize the civilian employed population aged 16 and over in US ZIP Code 12020 by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Employed Civilian Population
- 17,508
- Private Sector (Profit & Non-Profit)
- Includes For-Profit and Non-Profit organizations
- Government Workers
- Includes Local, State, and Federal employees
- Self-Employed Workers
- Includes own not incorporated business workers
Employment Sector Comparison with Saratoga County, New York
Compare US ZIP Code 12020 employment patterns with Saratoga County, New York to understand regional workforce composition differences.
Government Employment in US ZIP Code 12020
7.7% (M) / 11.5% (F)
Government Employment in Saratoga County, New York
8.2% (M) / 10.4% (F)
Employment Sector Comparison
| Employment Sector | US ZIP Code 12020 | Saratoga County, New York | Difference |
|---|---|---|---|
| Private For-Profit (Combined) | M: 37.2% F: 25.6% | M: 37.5% F: 27.3% | M: -0.3pp F: -1.7pp |
| Private Non-Profit | M: 3.7% F: 8.2% | M: 3.5% F: 7.8% | M: +0.2pp F: +0.4pp |
| Government (All Levels) | M: 7.7% F: 11.5% | M: 8.2% F: 10.4% | M: -0.5pp F: +1.1pp |
| Self-Employed | M: 3.3% F: 2.7% | M: 2.8% F: 2.5% | M: +0.5pp F: +0.2pp |
Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Saratoga County, New York.
Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.
US ZIP Code 12020 Veteran Population & Service Statistics (2023)

Veteran Community Snapshot for US ZIP Code 12020
The following data details the civilian veteran population aged 18 and over in US ZIP Code 12020, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Civilian Veterans
- 1,921
- Primary Service Era
- Vietnam Era Only
630 veterans (32.8%)
Veteran Population Comparison with Saratoga County, New York
Compare US ZIP Code 12020 veteran demographics with Saratoga County, New York to understand regional veteran service patterns.
Total Veterans in US ZIP Code 12020
1,921
Total Veterans in Saratoga County, New York
13,864
- US ZIP Code 12020: Vietnam Era Only (32.8%)
- Saratoga County, New York: Vietnam Era Only (33.8%)
Service Period Distribution Comparison
| Service Period | US ZIP Code 12020 | Saratoga County, New York | Difference |
|---|---|---|---|
| Vietnam Era Only | 32.8% (630) | 33.8% (4,690) | -1.0pp |
| Gulf War Only | 19.3% (370) | 12.9% (1,788) | +6.4pp |
| Post-9/11 Only | 17.2% (330) | 13.9% (1,925) | +3.3pp |
| Between Gulf War & Vietnam | 11.3% (217) | 17.5% (2,430) | -6.2pp |
| Post-9/11 + Gulf War | 7.9% (152) | 6.9% (954) | +1.0pp |
| Gulf War + Vietnam | 3.4% (66) | 1.0% (138) | +2.4pp |
| Between Vietnam & Korean | 3.4% (65) | 6.3% (867) | -2.9pp |
| Korean War Only | 3.0% (57) | 6.0% (831) | -3.0pp |
| WWII Only | 1.8% (34) | 1.5% (205) | +0.3pp |
Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.
Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.
US ZIP Code 12020 Family Poverty & Income Statistics (2023)

Family Economic Security Snapshot for US ZIP Code 12020
The following data categorizes families in US ZIP Code 12020 by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.
- Families Below Poverty Line (<100%)
- 3.7% (332 families)
- Families Near Poverty (100-199%)
- 19.8% (1,766 families)
- Families with Secure Income (200%+)
- 76.5% (6,815 families)
Poverty Rate Comparison with Saratoga County, New York
Compare US ZIP Code 12020 poverty levels with Saratoga County, New York to understand regional economic disparities.
Poverty Rate in US ZIP Code 12020
3.7%
Below poverty linePoverty Rate in Saratoga County, New York
4.3%
Below poverty lineIncome-to-Poverty Ratio Distribution Comparison
| Income Category | US ZIP Code 12020 | Saratoga County, New York | Difference |
|---|---|---|---|
| Below Poverty (<100%) | 3.7% (332) | 4.3% (2,737) | -0.6pp |
| Near Poverty (100-199%) | 19.8% (1,766) | 19.0% (12,036) | +0.8pp |
| Economic Security (200%+) | 76.5% (6,815) | 76.7% (48,689) | -0.2pp |
| Detailed Breakdown | |||
| Below 50% of Poverty | 2.3% | 2.2% | +0.1pp |
| 50-74% of Poverty | 0.8% | 0.9% | -0.1pp |
| 75-99% of Poverty | 0.6% | 1.2% | -0.6pp |
| 100-124% of Poverty | 1.7% | 1.0% | +0.7pp |
| 125-149% of Poverty | 4.8% | 2.3% | +2.5pp |
| 150-174% of Poverty | 1.8% | 2.5% | -0.7pp |
Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Saratoga County, New York.
Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.
US ZIP Code 12020 SNAP/Food Stamps Statistics (2023)

SNAP Participation Snapshot for US ZIP Code 12020
The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in US ZIP Code 12020, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Households Receiving SNAP
- 942 (6.51% of all households)
- Recipient Households with Children
- 308 (32.70% of recipients)
- Total Households Analyzed
- 14,473
SNAP Participation Comparison with Saratoga County, New York
Compare US ZIP Code 12020 SNAP participation with Saratoga County, New York to understand regional food assistance needs.
SNAP Participation in US ZIP Code 12020
6.51%
942 householdsSNAP Participation in Saratoga County, New York
6.39%
6,384 householdsSNAP Household Composition Comparison
| Household Type | US ZIP Code 12020 | Saratoga County, New York | ||
|---|---|---|---|---|
| With Children | No Children | With Children | No Children | |
| Married-Couple Family | 12.74% (120) | 7.32% (69) | 11.11% (709) | 6.02% (384) |
| Male Householder, No Spouse | 0.00% (0) | 8.17% (77) | 4.14% (264) | 4.35% (278) |
| Female Householder, No Spouse | 19.96% (188) | 15.61% (147) | 17.47% (1,115) | 10.92% (697) |
| Nonfamily Households | 0.00% (0) | 36.20% (341) | 0.88% (56) | 45.13% (2,881) |
| Total SNAP Recipients | 942 (6.51% of households) | 6,384 (6.39% of households) | ||
Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.
About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.