2023 US ZIP Code 46540 Demographics | Comprehensive Overview

Data and insights for US ZIP Code 46540, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.

US ZIP Code 46540 Key Demographic Statistics (2023 Estimates)

Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).

Total Population
13,239
Median Age
31.7 years
Median Household Income
$99,664
Median Property Value
$297,800
Bachelor's Degree+
18.91%
Uninsured Rate
30.6%
Total Households
3,946
Total Workers
6,051
Citizenship Rate
98.9%
Total Veterans
367
Top Veteran Era
Post-9/11 Only
Poverty Rate
4.0%
Families in Poverty
125
SNAP Recipients
1.95%
Households w/ SNAP
77

Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates

US ZIP Code 46540 Demographics: Age & Gender Distribution (2023)

Population pyramid for US ZIP Code 46540 showing male vs female age distribution based on 2023 ACS data.
Figure: Population distribution by age and sex in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Key Demographic Indicators for US ZIP Code 46540

The following statistics highlight US ZIP Code 46540 population and median age, based on U.S. Census Bureau 2023 ACS Estimates.

Total Population
13,239
Median Age (Total)
31.7 years
Median Age (Male)
29.0 years
Median Age (Female)
35.0 years

US ZIP Code 46540 Age Distribution Comparison with Elkhart County, Indiana 2023

Compare US ZIP Code 46540 age demographics with Elkhart County, Indiana to understand regional demographic patterns.

Table: Comparative age and dependency ratio analysis between US ZIP Code 46540 and Elkhart County, Indiana, 2023
MetricUS ZIP Code 46540Elkhart County, IndianaDifference
Median Age31.7 yrs35.5 yrs -3.8 yrs
Under 5 years10.04%7.27% +2.8pp
Children (5–17 years)21.97%20.37% +1.6pp
Young Adults (18–24)10.70%9.14% +1.6pp
Middle-aged (35–54)23.62%23.85% -0.2pp
Seniors (65+)12.40%15.17% -2.8pp
Total Dependency Ratio79.8874.83 +5.0

Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).

Dependency Ratios Analysis

Total Dependency Ratio
79.88
Youth Dependency Ratio
57.57 Population under 18 relative to working age (18-64).
Old-Age Dependency Ratio
22.31 Population 65+ relative to working age (18-64).

A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.

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US ZIP Code 46540 Demographics: Racial and Ethnic Composition (2023)

Pie chart showing the racial and ethnic composition of US ZIP Code 46540 based on 2023 ACS data.
Figure: Racial and ethnic breakdown of US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Diversity & Cultural Composition of US ZIP Code 46540

The racial makeup and ethnic composition of US ZIP Code 46540 are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.

Diversity Index Score
17.00
Diversity Tier
very low
Definition
The probability that two individuals chosen at random will be from different racial or ethnic groups.

Diversity Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 racial and ethnic demographics with Elkhart County, Indiana to understand regional diversity patterns.

US ZIP Code 46540 Diversity

17.00

very low
Elkhart County, Indiana Diversity

45.80

moderate
Diversity Differential: US ZIP Code 46540 is 28.8 points less diverse than Elkhart County, Indiana.

Racial and Ethnic Composition Comparison

Table: Comparative racial and ethnic composition between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Racial/Ethnic GroupUS ZIP Code 46540Elkhart County, IndianaDifference
White Alone (Non-Hispanic)90.92%70.75% +20.2pp
Hispanic or Latino (Any Race)5.14%19.51% -14.4pp
Two or More Races2.37%3.20% -0.8pp
Asian Alone0.98%1.09% -0.1pp
Black/African American Alone0.59%4.78% -4.2pp
American Indian and Alaska Native Alone0.00%0.16% -0.2pp
Native Hawaiian or Other Pacific Islander Alone0.00%0.03% -0.0pp
Some Other Race Alone0.00%0.48% -0.5pp
Diversity Index Score17.0045.80 -28.8

Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.

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US ZIP Code 46540 Economic Demographics: Household Income Statistics (2023)

Line chart showing household income distribution brackets for US ZIP Code 46540 based on 2023 ACS data.
Figure: Household income distribution in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Economic Snapshot for US ZIP Code 46540

The following data illustrates the financial landscape of US ZIP Code 46540, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Household Income
$99,664 (Adjusted for inflation)
Total Households Analyzed
3,946

Income Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 household income with Elkhart County, Indiana to understand regional economic patterns.

US ZIP Code 46540

$99,664

Elkhart County, Indiana

$65,617

Income Differential: US ZIP Code 46540's median household income is $34,047 higher (51.9% above) than Elkhart County, Indiana.

Income Distribution Comparison

Table: Comparative household income distribution between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Income BracketUS ZIP Code 46540Elkhart County, IndianaDifference
Less than $20,0006.11%11.70% -5.6pp
$20,000 to $34,9995.93%12.00% -6.1pp
$35,000 to $49,99910.85%13.62% -2.8pp
$50,000 to $74,99912.80%18.18% -5.4pp
$75,000 to $149,99940.60%32.06% +8.5pp
$150,000 or more23.72%12.44% +11.3pp

Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Elkhart County, Indiana.

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US ZIP Code 46540 Real Estate Demographics: Property Values (2023)

Line chart showing property value distribution for owner-occupied homes in US ZIP Code 46540 based on 2023 ACS data.
Figure: Property value distribution in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Real Estate Market Snapshot for US ZIP Code 46540

The following data highlights the distribution of owner-occupied housing values in US ZIP Code 46540, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Property Value
$297,800
Total Properties Analyzed
3,462 (Owner-occupied units)

Property Value Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 property values with Elkhart County, Indiana to understand regional real estate market patterns.

US ZIP Code 46540

$297,800

Elkhart County, Indiana

$194,400

Property Value Differential: US ZIP Code 46540's median property value is $103,400 higher (53.2% above) than Elkhart County, Indiana.

Property Value Distribution Comparison

Table: Comparative property value distribution between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Value BracketUS ZIP Code 46540Elkhart County, IndianaDifference
Less than $25,0002.54%3.69% -1.1pp
$25,000 to $49,9992.20%2.49% -0.3pp
$50,000 to $99,9993.90%10.57% -6.7pp
$100,000 to $199,99917.16%35.10% -17.9pp
$200,000 to $499,99955.03%42.41% +12.6pp
$500,000 to $999,99914.88%5.33% +9.6pp
$1,000,000 or more4.30%0.41% +3.9pp

Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Elkhart County, Indiana.

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US ZIP Code 46540 Educational Attainment Statistics (2023)

Treemap chart illustrating educational attainment levels for adults 25+ in US ZIP Code 46540 based on 2023 ACS data.
Figure: Educational breakdown in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Education Snapshot for US ZIP Code 46540

The following statistics represent the educational background of residents aged 25 and older in US ZIP Code 46540, based on U.S. Census Bureau 2023 ACS Estimates.

High School Graduate or Higher
71.14%
Bachelor's Degree or Higher
18.91%
Total Population Analyzed (25+)
7,585

Education Level Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 educational attainment with Elkhart County, Indiana to understand regional education patterns.

Bachelor's+ in US ZIP Code 46540

18.91%

Bachelor's+ in Elkhart County, Indiana

19.73%

College Education Rate: US ZIP Code 46540's bachelor's degree or higher attainment rate is 0.8 percentage points lower than Elkhart County, Indiana.

Detailed Education Level Comparison

Table: Comparative educational attainment between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Education LevelUS ZIP Code 46540Elkhart County, IndianaDifference
Less than HS28.86%17.80% +11.1pp
HS Graduate30.39%36.91% -6.5pp
Some College/Associate's21.85%25.56% -3.7pp
Bachelor's Degree12.46%12.79% -0.3pp
Graduate/Professional6.45%6.95% -0.5pp
HS Graduate or Higher71.14%82.20% -11.1pp

Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Elkhart County, Indiana.

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US ZIP Code 46540 Health Insurance Coverage Statistics (2023)

Pyramid chart showing health insurance coverage distribution by age and sex in US ZIP Code 46540 based on 2023 ACS data.
Figure: Health insurance coverage gaps in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Healthcare Coverage Snapshot for US ZIP Code 46540

The following data illustrates the health coverage landscape of US ZIP Code 46540, based on U.S. Census Bureau 2023 ACS Estimates.

Overall Uninsured Rate
30.6%
Total Uninsured Population
4,049
Total Civilian Population
13,239

The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.

Health Insurance Coverage Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 health insurance coverage with Elkhart County, Indiana to understand regional healthcare access patterns.

Uninsured in US ZIP Code 46540

30.6%

Uninsured in Elkhart County, Indiana

14.7%

Coverage Gap Differential: US ZIP Code 46540's uninsured rate is 15.9 percentage points higher (worse coverage) than Elkhart County, Indiana.

Uninsured Rates by Age and Sex

Table: Comparative uninsured rates between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Age GroupUS ZIP Code 46540Elkhart County, Indiana
MaleFemaleMaleFemale
Under 1830.1%41.6%13.1%15.6%
18-34 years46.1%39.8%24.0%20.8%
35-64 years25.6%28.1%17.2%14.9%
65+ years9.0%10.6%1.6%1.7%

Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.

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US ZIP Code 46540 Nativity & Citizenship Statistics (2023)

Treemap showing population distribution by nativity and citizenship status in US ZIP Code 46540 based on 2023 ACS data.
Figure: Citizenship status breakdown in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Citizenship Snapshot for US ZIP Code 46540

The following data details the citizenship status and nativity of the population in US ZIP Code 46540, based on U.S. Census Bureau 2023 ACS Estimates.

U.S. Citizenship Rate
98.9% (Native-born + Naturalized)
Naturalized Citizens
138 (Foreign-born individuals who acquired citizenship)
Non-Citizen Residents
141

Citizenship Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 citizenship and nativity with Elkhart County, Indiana to understand regional immigration and naturalization patterns.

Citizenship in US ZIP Code 46540

98.9%

Citizenship in Elkhart County, Indiana

94.6%

Citizenship Rate Differential: US ZIP Code 46540's citizenship rate is 4.3 percentage points higher than Elkhart County, Indiana.

Nativity and Citizenship Comparison

Table: Comparative nativity and citizenship distribution between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Nativity/Citizenship StatusUS ZIP Code 46540Elkhart County, IndianaDifference
Born in the United States97.6%89.0% +8.6pp
Born in PR or U.S. Territories0.0%0.6% -0.6pp
Born abroad of American parent(s)0.3%0.9% -0.6pp
U.S. citizen by naturalization1.0%4.0% -3.0pp
Not a U.S. citizen1.1%5.4% -4.3pp
Total U.S. Citizens98.9%94.6% +4.3pp

Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Elkhart County, Indiana.

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US ZIP Code 46540 Commuting & Transportation Statistics (2023)

Treemap chart illustrating how workers in US ZIP Code 46540 commute to work based on 2023 ACS data.
Figure: Commute mode split in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Commuter Snapshot for US ZIP Code 46540

The following data details the commuting habits of the workforce in US ZIP Code 46540, based on U.S. Census Bureau 2023 ACS Estimates.

Drove to Work (Car/Truck/Van)
81.7%
Public Transportation Usage
0.0%
Work From Home Rate
7.8%
Total Workers Analyzed
5,975

Transportation Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 commuting patterns with Elkhart County, Indiana to understand regional transportation preferences.

Drove in US ZIP Code 46540

81.7%

Drove in Elkhart County, Indiana

90.7%

Driving Rate Differential: US ZIP Code 46540 has a 9.0 percentage points lower driving rate than Elkhart County, Indiana.

Commute Mode Comparison

Table: Comparative commuting patterns between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Transportation MethodUS ZIP Code 46540Elkhart County, IndianaDifference
Car, truck, or van81.7%90.7% -9.0pp
Public transportation0.0%0.3% -0.3pp
Bicycle6.8%1.3% +5.5pp
Walked1.2%2.1% -0.9pp
Taxicab, motorcycle, or other2.4%0.8% +1.6pp
Worked from home7.8%4.8% +3.0pp

Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Elkhart County, Indiana.

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US ZIP Code 46540 Employment by Class of Worker (2023)

Bar chart showing employment distribution by class of worker (Private, Government, Self-Employed) in US ZIP Code 46540 based on 2023 ACS data.
Figure: Workforce composition in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Workforce Snapshot for US ZIP Code 46540

The following statistics categorize the civilian employed population aged 16 and over in US ZIP Code 46540 by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.

Total Employed Civilian Population
6,051
Private Sector (Profit & Non-Profit)
Includes For-Profit and Non-Profit organizations
Government Workers
Includes Local, State, and Federal employees
Self-Employed Workers
Includes own not incorporated business workers

Employment Sector Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 employment patterns with Elkhart County, Indiana to understand regional workforce composition differences.

Government Employment in US ZIP Code 46540

3.5% (M) / 3.5% (F)

Government Employment in Elkhart County, Indiana

3.5% (M) / 4.9% (F)

Employment Sector Comparison

Table: Comparative employment sector distribution between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Employment SectorUS ZIP Code 46540Elkhart County, IndianaDifference
Private For-Profit (Combined)M: 51.9%
F: 30.3%		M: 45.6%
F: 31.6%		 M: +6.3pp
F: -1.3pp
Private Non-ProfitM: 2.1%
F: 3.6%		M: 2.6%
F: 6.4%		 M: -0.5pp
F: -2.8pp
Government (All Levels)M: 3.5%
F: 3.5%		M: 3.5%
F: 4.9%		 M: 0.0pp
F: -1.4pp
Self-EmployedM: 3.2%
F: 1.4%		M: 3.1%
F: 2.1%		 M: +0.1pp
F: -0.7pp

Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Elkhart County, Indiana.

Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.

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US ZIP Code 46540 Veteran Population & Service Statistics (2023)

Bar chart showing the distribution of veterans by period of military service in US ZIP Code 46540 based on 2023 ACS data.
Figure: Veteran service eras in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Veteran Community Snapshot for US ZIP Code 46540

The following data details the civilian veteran population aged 18 and over in US ZIP Code 46540, based on U.S. Census Bureau 2023 ACS Estimates.

Total Civilian Veterans
367
Primary Service Era
Post-9/11 Only
134 veterans (36.5%)

Veteran Population Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 veteran demographics with Elkhart County, Indiana to understand regional veteran service patterns.

Total Veterans in US ZIP Code 46540

367

Total Veterans in Elkhart County, Indiana

7,418

Primary Service Era Comparison:
  • US ZIP Code 46540: Post-9/11 Only (36.5%)
  • Elkhart County, Indiana: Vietnam Era Only (34.6%)

Service Period Distribution Comparison

Table: Comparative veteran service period distribution between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Service PeriodUS ZIP Code 46540Elkhart County, IndianaDifference
Post-9/11 Only36.5%
(134)		11.4%
(846)		 +25.1pp
Vietnam Era Only24.0%
(88)		34.6%
(2,567)		 -10.6pp
Between Gulf War & Vietnam20.7%
(76)		21.6%
(1,605)		 -0.9pp
Gulf War Only13.6%
(50)		14.5%
(1,079)		 -0.9pp
Post-9/11 + Gulf War5.2%
(19)		3.1%
(233)		 +2.1pp

Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.

Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.

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US ZIP Code 46540 Family Poverty & Income Statistics (2023)

Bar chart showing family distribution by income-to-poverty ratio in US ZIP Code 46540, based on 2023 ACS data.
Figure: Family economic status in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

Family Economic Security Snapshot for US ZIP Code 46540

The following data categorizes families in US ZIP Code 46540 by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.

Families Below Poverty Line (<100%)
4.0% (125 families)
Families Near Poverty (100-199%)
31.0% (965 families)
Families with Secure Income (200%+)
65.0% (2,020 families)

Poverty Rate Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 poverty levels with Elkhart County, Indiana to understand regional economic disparities.

Poverty Rate in US ZIP Code 46540

4.0%

Below poverty line
Poverty Rate in Elkhart County, Indiana

9.2%

Below poverty line
Poverty Rate Differential: US ZIP Code 46540 has a 5.2 percentage points lower poverty rate than Elkhart County, Indiana.

Income-to-Poverty Ratio Distribution Comparison

Table: Comparative family income-to-poverty ratio distribution between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Income CategoryUS ZIP Code 46540Elkhart County, IndianaDifference
Below Poverty (<100%)4.0%
(125)		9.2%
(4,439)		 -5.2pp
Near Poverty (100-199%)31.0%
(965)		35.5%
(17,163)		 -4.5pp
Economic Security (200%+)65.0%
(2,020)		55.3%
(26,741)		 +9.7pp
Detailed Breakdown
Below 50% of Poverty1.0%4.4% -3.4pp
50-74% of Poverty1.0%2.7% -1.7pp
75-99% of Poverty2.1%2.2% -0.1pp
100-124% of Poverty1.1%3.8% -2.7pp
125-149% of Poverty3.0%4.2% -1.2pp
150-174% of Poverty6.9%4.5% +2.4pp

Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Elkhart County, Indiana.

Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.

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US ZIP Code 46540 SNAP/Food Stamps Statistics (2023)

Stacked bar chart showing SNAP recipient household composition by presence of children in US ZIP Code 46540, based on 2023 ACS data.
Figure: SNAP household demographics in US ZIP Code 46540. Source: U.S. Census Bureau, 2023 ACS Estimates.

SNAP Participation Snapshot for US ZIP Code 46540

The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in US ZIP Code 46540, based on U.S. Census Bureau 2023 ACS Estimates.

Total Households Receiving SNAP
77 (1.95% of all households)
Recipient Households with Children
38 (49.35% of recipients)
Total Households Analyzed
3,946

SNAP Participation Comparison with Elkhart County, Indiana

Compare US ZIP Code 46540 SNAP participation with Elkhart County, Indiana to understand regional food assistance needs.

SNAP Participation in US ZIP Code 46540

1.95%

77 households
SNAP Participation in Elkhart County, Indiana

6.86%

4,922 households
SNAP Participation Differential: US ZIP Code 46540 has a 4.91 percentage points lower SNAP participation rate than Elkhart County, Indiana.

SNAP Household Composition Comparison

Table: Comparative SNAP recipient household composition between US ZIP Code 46540 and Elkhart County, Indiana, 2023
Household TypeUS ZIP Code 46540Elkhart County, Indiana
With ChildrenNo ChildrenWith ChildrenNo Children
Married-Couple Family49.35%
(38)		0.00%
(0)		18.08%
(890)		5.40%
(266)
Male Householder, No Spouse0.00%
(0)		0.00%
(0)		7.15%
(352)		0.73%
(36)
Female Householder, No Spouse0.00%
(0)		3.90%
(3)		33.73%
(1,660)		4.33%
(213)
Nonfamily Households0.00%
(0)		46.75%
(36)		0.00%
(0)		30.58%
(1,505)
Total SNAP Recipients77
(1.95% of households)		4,922
(6.86% of households)

Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.

About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.

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Frequently Asked Questions (FAQs)

The age breakdown for US ZIP Code 46540 is as follows: Under 5: 10.04%, Ages 5–17: 21.97%, Ages 18–24: 10.70%, Ages 25–34: 10.36%, Ages 35–54: 23.62%, Ages 55–64: 10.91%, and 65 or older: 12.40%.

The racial and ethnic composition of US ZIP Code 46540 is dominated by: White Alone (Non-Hispanic): 90.92%, Hispanic or Latino (Any Race): 5.14%, Two or More Races: 2.37%. The complete breakdown includes 8 distinct racial and ethnic categories.

The median household income in US ZIP Code 46540 is $99,664. This represents the midpoint of all household incomes in the area, meaning half of households earn more than this amount and half earn less.

The household income distribution in US ZIP Code 46540 is: Very Low Income (under $20,000): 6.11%, Low Income ($20,000-$34,999): 5.93%, Lower Middle Income ($35,000-$49,999): 10.85%, Middle Income ($50,000-$74,999): 12.80%, Upper Middle Income ($75,000-$149,999): 40.60%, High Income ($150,000+): 23.72%.

Approximately 49.77% of households in US ZIP Code 46540 earn over $100,000 annually. This includes households earning between $100,000 and $124,999, $125,000 and $149,999, $150,000 and $199,999, and $200,000 or more.

The median property value for owner-occupied housing units in US ZIP Code 46540 is $297,800. This represents the midpoint of all property values in the area, meaning half of homes are valued above this amount and half are valued below. The median is a better indicator of typical home values than the average because it is not skewed by extremely high or low property values.

The property value distribution for owner-occupied housing units in US ZIP Code 46540 is: Less than $25,000: 2.54%, $25,000-$49,999: 2.20%, $50,000-$99,999: 3.90%, $100,000-$199,999: 17.16%, $200,000-$499,999: 55.03%, $500,000-$999,999: 14.88%, $1,000,000 or more: 4.30%.

There are 3,462 owner-occupied housing units in US ZIP Code 46540. This represents homes that are owned by the people living in them, as opposed to rental properties or vacant units.

Approximately 19.18% of owner-occupied housing units in US ZIP Code 46540 are valued over $500,000. This includes properties valued between $500,000 and $749,999, $750,000 and $999,999, $1,000,000 and $1,499,999, $1,500,000 and $1,999,999, and $2,000,000 or more.

In US ZIP Code 46540, 18.91% of the population aged 25 and older holds a bachelor's degree or higher. This includes those with bachelor's degrees as well as those with graduate or professional degrees.

The educational attainment breakdown for US ZIP Code 46540 (population 25+) is: Less than high school graduate: 28.86%, High school graduate (including equivalency): 30.39%, Some college or associate's degree: 21.85%, Bachelor's degree: 12.46%, Graduate or professional degree: 6.45%.

In US ZIP Code 46540, 71.14% of the population aged 25 and older has completed at least a high school education. This includes high school graduates, those with some college, associate's degrees, bachelor's degrees, and graduate degrees.

In US ZIP Code 46540, 30.6% of the population lacks health insurance coverage. This represents 4,049 individuals out of a total population of 13,239 people.

The uninsured rates vary by age group in US ZIP Code 46540. For young adults (18-34 years), 46.1% of males and 39.8% of females lack coverage. In the 35-64 age group, 25.6% of males and 28.1% of females are uninsured. These working-age populations typically face different coverage challenges than children or seniors.

Children under 18 in US ZIP Code 46540 have uninsured rates of 30.1% for males and 41.6% for females. Seniors aged 65 and older, who are typically covered by Medicare, have uninsured rates of 9.0% for males and 10.6% for females. These age groups generally have higher coverage rates due to public programs.

In US ZIP Code 46540, 98.9% of the population are U.S. citizens. This includes native-born citizens and naturalized citizens. Out of a total population of 13,239 people, 13,098 are U.S. citizens.

US ZIP Code 46540 has 138 naturalized U.S. citizens, representing 1.0% of the total population. These are foreign-born individuals who have gone through the naturalization process to become U.S. citizens.

The nativity and citizenship breakdown for US ZIP Code 46540 is: 97.6% were born in the United States, 0.0% were born in Puerto Rico or U.S. Island Areas, 0.3% were born abroad of American parent(s), 1.0% are foreign-born naturalized U.S. citizens, and 1.1% are foreign-born non-citizens.

In US ZIP Code 46540, 81.7% of workers commute by car, truck, or van, making it the most common means of transportation to work. Out of 5,975 total workers, 4,882 use personal vehicles for their commute.

0 workers in US ZIP Code 46540 use public transportation (excluding taxicabs) to commute to work, representing 0.0% of all workers. This includes buses, subways, light rail, commuter trains, and ferries.

Alternative commute methods in US ZIP Code 46540 include: 7.8% work from home, 1.2% walk to work, 6.8% bicycle, and 2.4% use other means such as taxicabs or motorcycles. These alternatives to driving alone help reduce traffic congestion and environmental impact.

"Class of worker" refers to the type of employer or work arrangement for employed civilians aged 16 and over in US ZIP Code 46540. It categorizes workers into private sector (for-profit and non-profit), government (local, state, and federal), self-employed, and unpaid family workers. This classification helps understand the employment structure and economic composition of the workforce.

According to the American Community Survey, US ZIP Code 46540 has 6,051 employed civilians aged 16 and over. The private for-profit sector employs the largest share of workers, with 51.9% of male workers and 30.3% of female workers in this category.

In US ZIP Code 46540, there are 213 male government workers and 214 female government workers. Government employment includes local, state, and federal positions. This represents 3.5% of male workers and 3.5% of female workers.

Self-employment in US ZIP Code 46540 includes 196 males (3.2%) and 84 females (1.4%). Self-employed workers operate their own businesses that are not legally incorporated.

In US ZIP Code 46540, 77 households (1.95% of all households) received SNAP/Food Stamps benefits in the past 12 months. Out of 3,946 total households, these families rely on this federal nutrition assistance program to help purchase food.

Of the SNAP-receiving households in US ZIP Code 46540, 38 (49.35%) have children under 18 years. These families face additional nutritional needs and food security challenges as they work to provide adequate nutrition for growing children.

SNAP recipients in US ZIP Code 46540 include diverse household types. Among households with children, 0 (0.00%) are headed by a female householder with no spouse present, while 38 (49.35%) are married-couple families. The program also serves households without children, including seniors, disabled individuals, and working adults facing economic challenges.

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a federal program that provides nutrition assistance to low-income individuals and families. Eligibility is based on household income, resources, and size. In US ZIP Code 46540, SNAP helps eligible households purchase nutritious food at authorized retailers. The program aims to alleviate hunger and improve nutrition and health outcomes for vulnerable populations.

According to the U.S. Census Bureau's American Community Survey, there are 367 civilian veterans aged 18 and over living in US ZIP Code 46540. These individuals have served on active duty in the U.S. Army, Air Force, Navy, Marine Corps, or Coast Guard. This number does not include those with only National Guard or Reserves training without active duty service.

The most common period of military service for veterans in US ZIP Code 46540 is Post-9/11 Only, with 134 veterans (36.5% of all veterans) who served during this period. The second most common period is Vietnam Era Only, with 88 veterans (24.0%).

"Period of service" categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Major periods include World War II (December 1941-December 1946), the Korean War (July 1950-January 1955), the Vietnam Era (August 1964-April 1975), the Gulf War (August 1990-August 2001), and Post-9/11 (September 2001 or later). Veterans may have served during multiple periods. Understanding the distribution of service periods helps communities in US ZIP Code 46540 provide appropriate services and support to their veteran population.

Veterans who served during the Gulf War era (1990-2001) and Post-9/11 era (2001-present) represent approximately 76.0% of all veterans in US ZIP Code 46540. These more recent-era veterans, totaling around 279 individuals, often have different service experiences and support needs compared to veterans of earlier conflicts. They may benefit from targeted programs addressing issues such as transition to civilian life, employment assistance, and access to VA healthcare services.

In US ZIP Code 46540, 125 families (4.0% of all families) live below the federal poverty line. This means their household income is less than 100% of the poverty threshold established by the U.S. Census Bureau, which varies by family size and composition. Out of 3,110 total families, these households face significant economic challenges meeting basic needs.

"Income-to-poverty ratio" measures how a family's income compares to the federal poverty threshold. A ratio of 1.00 (100%) means the family's income equals the poverty line. Below 1.00 indicates poverty, while ratios above 1.00 show income levels relative to poverty. For example, a ratio of 2.00 (200%) means the family earns twice the poverty threshold. In US ZIP Code 46540, this data helps identify not just families in poverty, but also those who are economically vulnerable despite being above the official poverty line.

Beyond families living in poverty, US ZIP Code 46540 has 965 families (31.0%) with incomes between 100% and 199% of the poverty level. These families are often called 'near poverty' or low-income households. Specifically, 343 families (11.0%) have incomes between 100% and 149% of poverty. While technically above the poverty line, these families often struggle with housing costs, healthcare, childcare, and other expenses, making them economically vulnerable.

In US ZIP Code 46540, 31 families (1.0%) live in extreme poverty, with incomes below 50% of the federal poverty threshold. These families face severe economic hardship and often require comprehensive assistance programs. On the other end of the spectrum, 2,020 families (65.0%) have incomes at least 200% above the poverty level, indicating greater financial stability and economic security.