2023 US ZIP Code 46703 Demographics | Comprehensive Overview
Data and insights for US ZIP Code 46703, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.
US ZIP Code 46703 Key Demographic Statistics (2023 Estimates)
Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).
Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates
US ZIP Code 46703 Demographics: Age & Gender Distribution (2023)

Key Demographic Indicators for US ZIP Code 46703
The following statistics highlight US ZIP Code 46703 population and median age, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Population
- 18,907
- Median Age (Total)
- 40.5 years
- Median Age (Male)
- 36.5 years
- Median Age (Female)
- 44.1 years
US ZIP Code 46703 Age Distribution Comparison with Steuben County, Indiana 2023
Compare US ZIP Code 46703 age demographics with Steuben County, Indiana to understand regional demographic patterns.
| Metric | US ZIP Code 46703 | Steuben County, Indiana | Difference |
|---|---|---|---|
| Median Age | 40.5 yrs | 43.6 yrs | -3.1 yrs |
| Under 5 years | 4.12% | 4.87% | -0.8pp |
| Children (5–17 years) | 16.57% | 15.08% | +1.5pp |
| Young Adults (18–24) | 13.47% | 11.46% | +2.0pp |
| Middle-aged (35–54) | 20.84% | 21.92% | -1.1pp |
| Seniors (65+) | 20.06% | 21.32% | -1.3pp |
| Total Dependency Ratio | 68.75 | 70.28 | -1.5 |
Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).
Dependency Ratios Analysis
- Total Dependency Ratio
- 68.75
- Youth Dependency Ratio
- 34.91 Population under 18 relative to working age (18-64).
- Old-Age Dependency Ratio
- 33.85 Population 65+ relative to working age (18-64).
A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.
US ZIP Code 46703 Demographics: Racial and Ethnic Composition (2023)

Diversity & Cultural Composition of US ZIP Code 46703
The racial makeup and ethnic composition of US ZIP Code 46703 are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.
- Diversity Index Score
- 18.50
- Diversity Tier
- very low
- Definition
- The probability that two individuals chosen at random will be from different racial or ethnic groups.
Diversity Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 racial and ethnic demographics with Steuben County, Indiana to understand regional diversity patterns.
US ZIP Code 46703 Diversity
18.50
very lowSteuben County, Indiana Diversity
15.26
very lowRacial and Ethnic Composition Comparison
| Racial/Ethnic Group | US ZIP Code 46703 | Steuben County, Indiana | Difference |
|---|---|---|---|
| White Alone (Non-Hispanic) | 90.05% | 91.92% | -1.9pp |
| Hispanic or Latino (Any Race) | 5.81% | 4.29% | +1.5pp |
| Two or More Races | 2.51% | 2.44% | +0.1pp |
| Black/African American Alone | 1.24% | 0.76% | +0.5pp |
| Some Other Race Alone | 0.30% | 0.42% | -0.1pp |
| Asian Alone | 0.10% | 0.13% | -0.0pp |
| American Indian and Alaska Native Alone | 0.00% | 0.02% | -0.0pp |
| Native Hawaiian or Other Pacific Islander Alone | 0.00% | 0.01% | -0.0pp |
| Diversity Index Score | 18.50 | 15.26 | +3.24 |
Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.
US ZIP Code 46703 Economic Demographics: Household Income Statistics (2023)

Economic Snapshot for US ZIP Code 46703
The following data illustrates the financial landscape of US ZIP Code 46703, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Household Income
- $69,940 (Adjusted for inflation)
- Total Households Analyzed
- 7,302
Income Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 household income with Steuben County, Indiana to understand regional economic patterns.
US ZIP Code 46703
$69,940
Steuben County, Indiana
$71,483
Income Distribution Comparison
| Income Bracket | US ZIP Code 46703 | Steuben County, Indiana | Difference |
|---|---|---|---|
| Less than $20,000 | 10.26% | 9.55% | +0.7pp |
| $20,000 to $34,999 | 9.96% | 10.32% | -0.4pp |
| $35,000 to $49,999 | 13.98% | 13.59% | +0.4pp |
| $50,000 to $74,999 | 19.45% | 18.80% | +0.6pp |
| $75,000 to $149,999 | 31.24% | 33.11% | -1.9pp |
| $150,000 or more | 15.12% | 14.65% | +0.5pp |
Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Steuben County, Indiana.
US ZIP Code 46703 Real Estate Demographics: Property Values (2023)

Real Estate Market Snapshot for US ZIP Code 46703
The following data highlights the distribution of owner-occupied housing values in US ZIP Code 46703, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Property Value
- $221,800
- Total Properties Analyzed
- 5,363 (Owner-occupied units)
Property Value Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 property values with Steuben County, Indiana to understand regional real estate market patterns.
US ZIP Code 46703
$221,800
Steuben County, Indiana
$204,300
Property Value Distribution Comparison
| Value Bracket | US ZIP Code 46703 | Steuben County, Indiana | Difference |
|---|---|---|---|
| Less than $25,000 | 4.03% | 5.34% | -1.3pp |
| $25,000 to $49,999 | 1.42% | 1.69% | -0.3pp |
| $50,000 to $99,999 | 3.77% | 7.99% | -4.2pp |
| $100,000 to $199,999 | 34.92% | 34.02% | +0.9pp |
| $200,000 to $499,999 | 43.76% | 38.51% | +5.2pp |
| $500,000 to $999,999 | 11.52% | 12.01% | -0.5pp |
| $1,000,000 or more | 0.58% | 0.45% | +0.1pp |
Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Steuben County, Indiana.
US ZIP Code 46703 Educational Attainment Statistics (2023)

Education Snapshot for US ZIP Code 46703
The following statistics represent the educational background of residents aged 25 and older in US ZIP Code 46703, based on U.S. Census Bureau 2023 ACS Estimates.
- High School Graduate or Higher
- 92.49%
- Bachelor's Degree or Higher
- 28.55%
- Total Population Analyzed (25+)
- 12,450
Education Level Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 educational attainment with Steuben County, Indiana to understand regional education patterns.
Bachelor's+ in US ZIP Code 46703
28.55%
Bachelor's+ in Steuben County, Indiana
24.67%
Detailed Education Level Comparison
| Education Level | US ZIP Code 46703 | Steuben County, Indiana | Difference |
|---|---|---|---|
| Less than HS | 7.51% | 7.87% | -0.4pp |
| HS Graduate | 34.56% | 37.29% | -2.7pp |
| Some College/Associate's | 29.37% | 30.17% | -0.8pp |
| Bachelor's Degree | 18.18% | 15.96% | +2.2pp |
| Graduate/Professional | 10.38% | 8.71% | +1.7pp |
| HS Graduate or Higher | 92.49% | 92.13% | +0.4pp |
Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Steuben County, Indiana.
US ZIP Code 46703 Health Insurance Coverage Statistics (2023)

Healthcare Coverage Snapshot for US ZIP Code 46703
The following data illustrates the health coverage landscape of US ZIP Code 46703, based on U.S. Census Bureau 2023 ACS Estimates.
- Overall Uninsured Rate
- 6.5%
- Total Uninsured Population
- 1,216
- Total Civilian Population
- 18,679
The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.
Health Insurance Coverage Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 health insurance coverage with Steuben County, Indiana to understand regional healthcare access patterns.
Uninsured in US ZIP Code 46703
6.5%
Uninsured in Steuben County, Indiana
6.3%
Uninsured Rates by Age and Sex
| Age Group | US ZIP Code 46703 | Steuben County, Indiana | ||
|---|---|---|---|---|
| Male | Female | Male | Female | |
| Under 18 | 1.6% | 7.4% | 2.8% | 6.5% |
| 18-34 years | 16.9% | 10.1% | 13.5% | 12.7% |
| 35-64 years | 9.8% | 4.3% | 8.8% | 6.1% |
| 65+ years | 0.0% | 0.0% | 0.0% | 0.0% |
Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.
US ZIP Code 46703 Nativity & Citizenship Statistics (2023)

Citizenship Snapshot for US ZIP Code 46703
The following data details the citizenship status and nativity of the population in US ZIP Code 46703, based on U.S. Census Bureau 2023 ACS Estimates.
- U.S. Citizenship Rate
- 98.5% (Native-born + Naturalized)
- Naturalized Citizens
- 170 (Foreign-born individuals who acquired citizenship)
- Non-Citizen Residents
- 293
Citizenship Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 citizenship and nativity with Steuben County, Indiana to understand regional immigration and naturalization patterns.
Citizenship in US ZIP Code 46703
98.5%
Citizenship in Steuben County, Indiana
99.0%
Nativity and Citizenship Comparison
| Nativity/Citizenship Status | US ZIP Code 46703 | Steuben County, Indiana | Difference |
|---|---|---|---|
| Born in the United States | 96.8% | 97.5% | -0.7pp |
| Born in PR or U.S. Territories | 0.1% | 0.0% | +0.1pp |
| Born abroad of American parent(s) | 0.7% | 0.6% | +0.1pp |
| U.S. citizen by naturalization | 0.9% | 0.8% | +0.1pp |
| Not a U.S. citizen | 1.5% | 1.0% | +0.5pp |
| Total U.S. Citizens | 98.5% | 99.0% | -0.5pp |
Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Steuben County, Indiana.
US ZIP Code 46703 Commuting & Transportation Statistics (2023)

Commuter Snapshot for US ZIP Code 46703
The following data details the commuting habits of the workforce in US ZIP Code 46703, based on U.S. Census Bureau 2023 ACS Estimates.
- Drove to Work (Car/Truck/Van)
- 88.5%
- Public Transportation Usage
- 0.6%
- Work From Home Rate
- 4.9%
- Total Workers Analyzed
- 8,852
Transportation Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 commuting patterns with Steuben County, Indiana to understand regional transportation preferences.
Drove in US ZIP Code 46703
88.5%
Drove in Steuben County, Indiana
90.8%
Commute Mode Comparison
| Transportation Method | US ZIP Code 46703 | Steuben County, Indiana | Difference |
|---|---|---|---|
| Car, truck, or van | 88.5% | 90.8% | -2.3pp |
| Public transportation | 0.6% | 0.3% | +0.3pp |
| Bicycle | 0.9% | 0.5% | +0.4pp |
| Walked | 4.5% | 2.9% | +1.6pp |
| Taxicab, motorcycle, or other | 0.5% | 0.6% | -0.1pp |
| Worked from home | 4.9% | 4.8% | +0.1pp |
Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Steuben County, Indiana.
US ZIP Code 46703 Employment by Class of Worker (2023)

Workforce Snapshot for US ZIP Code 46703
The following statistics categorize the civilian employed population aged 16 and over in US ZIP Code 46703 by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Employed Civilian Population
- 9,186
- Private Sector (Profit & Non-Profit)
- Includes For-Profit and Non-Profit organizations
- Government Workers
- Includes Local, State, and Federal employees
- Self-Employed Workers
- Includes own not incorporated business workers
Employment Sector Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 employment patterns with Steuben County, Indiana to understand regional workforce composition differences.
Government Employment in US ZIP Code 46703
4.6% (M) / 7.0% (F)
Government Employment in Steuben County, Indiana
4.5% (M) / 6.7% (F)
Employment Sector Comparison
| Employment Sector | US ZIP Code 46703 | Steuben County, Indiana | Difference |
|---|---|---|---|
| Private For-Profit (Combined) | M: 40.7% F: 32.8% | M: 41.5% F: 32.6% | M: -0.8pp F: +0.2pp |
| Private Non-Profit | M: 4.4% F: 5.6% | M: 3.6% F: 6.3% | M: +0.8pp F: -0.7pp |
| Government (All Levels) | M: 4.6% F: 7.0% | M: 4.5% F: 6.7% | M: +0.1pp F: +0.3pp |
| Self-Employed | M: 2.9% F: 1.7% | M: 2.7% F: 1.9% | M: +0.2pp F: -0.2pp |
Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Steuben County, Indiana.
Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.
US ZIP Code 46703 Veteran Population & Service Statistics (2023)

Veteran Community Snapshot for US ZIP Code 46703
The following data details the civilian veteran population aged 18 and over in US ZIP Code 46703, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Civilian Veterans
- 1,251
- Primary Service Era
- Vietnam Era Only
497 veterans (39.7%)
Veteran Population Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 veteran demographics with Steuben County, Indiana to understand regional veteran service patterns.
Total Veterans in US ZIP Code 46703
1,251
Total Veterans in Steuben County, Indiana
2,252
- US ZIP Code 46703: Vietnam Era Only (39.7%)
- Steuben County, Indiana: Vietnam Era Only (38.0%)
Service Period Distribution Comparison
| Service Period | US ZIP Code 46703 | Steuben County, Indiana | Difference |
|---|---|---|---|
| Vietnam Era Only | 39.7% (497) | 38.0% (855) | +1.7pp |
| Gulf War Only | 20.3% (254) | 14.0% (316) | +6.3pp |
| Between Gulf War & Vietnam | 15.0% (188) | 16.6% (374) | -1.6pp |
| Post-9/11 Only | 7.5% (94) | 13.2% (297) | -5.7pp |
| Korean War Only | 7.4% (93) | 6.4% (145) | +1.0pp |
| Between Vietnam & Korean | 3.7% (46) | 4.9% (110) | -1.2pp |
| Post-9/11 + Gulf War | 3.4% (43) | 4.4% (100) | -1.0pp |
| Korean + WWII | 1.6% (20) | 0.9% (20) | +0.7pp |
| WWII Only | 1.3% (16) | 1.1% (24) | +0.2pp |
Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.
Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.
US ZIP Code 46703 Family Poverty & Income Statistics (2023)

Family Economic Security Snapshot for US ZIP Code 46703
The following data categorizes families in US ZIP Code 46703 by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.
- Families Below Poverty Line (<100%)
- 7.4% (343 families)
- Families Near Poverty (100-199%)
- 30.7% (1,424 families)
- Families with Secure Income (200%+)
- 62.0% (2,878 families)
Poverty Rate Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 poverty levels with Steuben County, Indiana to understand regional economic disparities.
Poverty Rate in US ZIP Code 46703
7.4%
Below poverty linePoverty Rate in Steuben County, Indiana
6.4%
Below poverty lineIncome-to-Poverty Ratio Distribution Comparison
| Income Category | US ZIP Code 46703 | Steuben County, Indiana | Difference |
|---|---|---|---|
| Below Poverty (<100%) | 7.4% (343) | 6.4% (583) | +1.0pp |
| Near Poverty (100-199%) | 30.7% (1,424) | 30.7% (2,791) | 0.0pp |
| Economic Security (200%+) | 62.0% (2,878) | 62.9% (5,718) | -0.9pp |
| Detailed Breakdown | |||
| Below 50% of Poverty | 4.8% | 3.5% | +1.3pp |
| 50-74% of Poverty | 0.8% | 1.2% | -0.4pp |
| 75-99% of Poverty | 1.9% | 1.7% | +0.2pp |
| 100-124% of Poverty | 1.3% | 1.7% | -0.4pp |
| 125-149% of Poverty | 3.3% | 2.6% | +0.7pp |
| 150-174% of Poverty | 2.3% | 2.9% | -0.6pp |
Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Steuben County, Indiana.
Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.
US ZIP Code 46703 SNAP/Food Stamps Statistics (2023)

SNAP Participation Snapshot for US ZIP Code 46703
The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in US ZIP Code 46703, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Households Receiving SNAP
- 471 (6.45% of all households)
- Recipient Households with Children
- 282 (59.87% of recipients)
- Total Households Analyzed
- 7,302
SNAP Participation Comparison with Steuben County, Indiana
Compare US ZIP Code 46703 SNAP participation with Steuben County, Indiana to understand regional food assistance needs.
SNAP Participation in US ZIP Code 46703
6.45%
471 householdsSNAP Participation in Steuben County, Indiana
5.94%
818 householdsSNAP Household Composition Comparison
| Household Type | US ZIP Code 46703 | Steuben County, Indiana | ||
|---|---|---|---|---|
| With Children | No Children | With Children | No Children | |
| Married-Couple Family | 34.39% (162) | 17.20% (81) | 26.16% (214) | 13.81% (113) |
| Male Householder, No Spouse | 9.13% (43) | 0.00% (0) | 6.85% (56) | 0.00% (0) |
| Female Householder, No Spouse | 13.38% (63) | 3.18% (15) | 10.76% (88) | 4.77% (39) |
| Nonfamily Households | 2.97% (14) | 19.75% (93) | 3.42% (28) | 34.23% (280) |
| Total SNAP Recipients | 471 (6.45% of households) | 818 (5.94% of households) | ||
Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.
About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.