2023 US ZIP Code 49770 Demographics | Comprehensive Overview
Data and insights for US ZIP Code 49770, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.
US ZIP Code 49770 Key Demographic Statistics (2023 Estimates)
Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).
Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates
US ZIP Code 49770 Demographics: Age & Gender Distribution (2023)

Key Demographic Indicators for US ZIP Code 49770
The following statistics highlight US ZIP Code 49770 population and median age, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Population
- 17,813
- Median Age (Total)
- 45.5 years
- Median Age (Male)
- 44.0 years
- Median Age (Female)
- 47.6 years
US ZIP Code 49770 Age Distribution Comparison with Emmet County, Michigan 2023
Compare US ZIP Code 49770 age demographics with Emmet County, Michigan to understand regional demographic patterns.
| Metric | US ZIP Code 49770 | Emmet County, Michigan | Difference |
|---|---|---|---|
| Median Age | 45.5 yrs | 46.4 yrs | -0.9 yrs |
| Under 5 years | 4.17% | 4.29% | -0.1pp |
| Children (5–17 years) | 15.17% | 13.97% | +1.2pp |
| Young Adults (18–24) | 7.46% | 7.51% | -0.0pp |
| Middle-aged (35–54) | 22.68% | 23.28% | -0.6pp |
| Seniors (65+) | 22.97% | 24.23% | -1.3pp |
| Total Dependency Ratio | 73.33 | 73.86 | -0.5 |
Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).
Dependency Ratios Analysis
- Total Dependency Ratio
- 73.33
- Youth Dependency Ratio
- 33.52 Population under 18 relative to working age (18-64).
- Old-Age Dependency Ratio
- 39.81 Population 65+ relative to working age (18-64).
A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.
US ZIP Code 49770 Demographics: Racial and Ethnic Composition (2023)

Diversity & Cultural Composition of US ZIP Code 49770
The racial makeup and ethnic composition of US ZIP Code 49770 are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.
- Diversity Index Score
- 15.74
- Diversity Tier
- very low
- Definition
- The probability that two individuals chosen at random will be from different racial or ethnic groups.
Diversity Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 racial and ethnic demographics with Emmet County, Michigan to understand regional diversity patterns.
US ZIP Code 49770 Diversity
15.74
very lowEmmet County, Michigan Diversity
19.89
very lowRacial and Ethnic Composition Comparison
| Racial/Ethnic Group | US ZIP Code 49770 | Emmet County, Michigan | Difference |
|---|---|---|---|
| White Alone (Non-Hispanic) | 91.65% | 89.30% | +2.4pp |
| Two or More Races | 4.77% | 5.35% | -0.6pp |
| Hispanic or Latino (Any Race) | 1.82% | 2.00% | -0.2pp |
| American Indian and Alaska Native Alone | 0.85% | 1.74% | -0.9pp |
| Asian Alone | 0.47% | 0.37% | +0.1pp |
| Black/African American Alone | 0.42% | 0.65% | -0.2pp |
| Some Other Race Alone | 0.02% | 0.55% | -0.5pp |
| Native Hawaiian or Other Pacific Islander Alone | 0.00% | 0.04% | -0.0pp |
| Diversity Index Score | 15.74 | 19.89 | -4.15 |
Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.
US ZIP Code 49770 Economic Demographics: Household Income Statistics (2023)

Economic Snapshot for US ZIP Code 49770
The following data illustrates the financial landscape of US ZIP Code 49770, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Household Income
- $80,431 (Adjusted for inflation)
- Total Households Analyzed
- 7,530
Income Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 household income with Emmet County, Michigan to understand regional economic patterns.
US ZIP Code 49770
$80,431
Emmet County, Michigan
$73,724
Income Distribution Comparison
| Income Bracket | US ZIP Code 49770 | Emmet County, Michigan | Difference |
|---|---|---|---|
| Less than $20,000 | 9.65% | 10.00% | -0.3pp |
| $20,000 to $34,999 | 11.16% | 11.46% | -0.3pp |
| $35,000 to $49,999 | 7.82% | 10.07% | -2.2pp |
| $50,000 to $74,999 | 18.78% | 18.97% | -0.2pp |
| $75,000 to $149,999 | 31.18% | 30.90% | +0.3pp |
| $150,000 or more | 21.41% | 18.60% | +2.8pp |
Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Emmet County, Michigan.
US ZIP Code 49770 Real Estate Demographics: Property Values (2023)

Real Estate Market Snapshot for US ZIP Code 49770
The following data highlights the distribution of owner-occupied housing values in US ZIP Code 49770, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Property Value
- $309,900
- Total Properties Analyzed
- 5,335 (Owner-occupied units)
Property Value Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 property values with Emmet County, Michigan to understand regional real estate market patterns.
US ZIP Code 49770
$309,900
Emmet County, Michigan
$275,300
Property Value Distribution Comparison
| Value Bracket | US ZIP Code 49770 | Emmet County, Michigan | Difference |
|---|---|---|---|
| Less than $25,000 | 2.70% | 2.64% | +0.1pp |
| $25,000 to $49,999 | 1.63% | 2.32% | -0.7pp |
| $50,000 to $99,999 | 1.76% | 4.80% | -3.0pp |
| $100,000 to $199,999 | 18.22% | 21.35% | -3.1pp |
| $200,000 to $499,999 | 55.09% | 50.64% | +4.5pp |
| $500,000 to $999,999 | 17.62% | 15.99% | +1.6pp |
| $1,000,000 or more | 2.98% | 2.27% | +0.7pp |
Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Emmet County, Michigan.
US ZIP Code 49770 Educational Attainment Statistics (2023)

Education Snapshot for US ZIP Code 49770
The following statistics represent the educational background of residents aged 25 and older in US ZIP Code 49770, based on U.S. Census Bureau 2023 ACS Estimates.
- High School Graduate or Higher
- 97.24%
- Bachelor's Degree or Higher
- 46.95%
- Total Population Analyzed (25+)
- 13,039
Education Level Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 educational attainment with Emmet County, Michigan to understand regional education patterns.
Bachelor's+ in US ZIP Code 49770
46.95%
Bachelor's+ in Emmet County, Michigan
40.24%
Detailed Education Level Comparison
| Education Level | US ZIP Code 49770 | Emmet County, Michigan | Difference |
|---|---|---|---|
| Less than HS | 2.76% | 3.99% | -1.2pp |
| HS Graduate | 21.04% | 24.64% | -3.6pp |
| Some College/Associate's | 29.25% | 31.13% | -1.9pp |
| Bachelor's Degree | 25.02% | 23.09% | +1.9pp |
| Graduate/Professional | 21.93% | 17.15% | +4.8pp |
| HS Graduate or Higher | 97.24% | 96.01% | +1.2pp |
Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Emmet County, Michigan.
US ZIP Code 49770 Health Insurance Coverage Statistics (2023)

Healthcare Coverage Snapshot for US ZIP Code 49770
The following data illustrates the health coverage landscape of US ZIP Code 49770, based on U.S. Census Bureau 2023 ACS Estimates.
- Overall Uninsured Rate
- 4.3%
- Total Uninsured Population
- 758
- Total Civilian Population
- 17,667
The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.
Health Insurance Coverage Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 health insurance coverage with Emmet County, Michigan to understand regional healthcare access patterns.
Uninsured in US ZIP Code 49770
4.3%
Uninsured in Emmet County, Michigan
5.5%
Uninsured Rates by Age and Sex
| Age Group | US ZIP Code 49770 | Emmet County, Michigan | ||
|---|---|---|---|---|
| Male | Female | Male | Female | |
| Under 18 | 2.3% | 8.2% | 4.1% | 6.6% |
| 18-34 years | 9.6% | 0.9% | 13.2% | 6.3% |
| 35-64 years | 7.3% | 4.3% | 8.2% | 5.5% |
| 65+ years | 0.0% | 0.0% | 0.3% | 0.2% |
Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.
US ZIP Code 49770 Nativity & Citizenship Statistics (2023)

Citizenship Snapshot for US ZIP Code 49770
The following data details the citizenship status and nativity of the population in US ZIP Code 49770, based on U.S. Census Bureau 2023 ACS Estimates.
- U.S. Citizenship Rate
- 99.3% (Native-born + Naturalized)
- Naturalized Citizens
- 145 (Foreign-born individuals who acquired citizenship)
- Non-Citizen Residents
- 118
Citizenship Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 citizenship and nativity with Emmet County, Michigan to understand regional immigration and naturalization patterns.
Citizenship in US ZIP Code 49770
99.3%
Citizenship in Emmet County, Michigan
99.5%
Nativity and Citizenship Comparison
| Nativity/Citizenship Status | US ZIP Code 49770 | Emmet County, Michigan | Difference |
|---|---|---|---|
| Born in the United States | 97.5% | 97.9% | -0.4pp |
| Born in PR or U.S. Territories | 0.5% | 0.3% | +0.2pp |
| Born abroad of American parent(s) | 0.5% | 0.6% | -0.1pp |
| U.S. citizen by naturalization | 0.8% | 0.8% | 0.0pp |
| Not a U.S. citizen | 0.7% | 0.5% | +0.2pp |
| Total U.S. Citizens | 99.3% | 99.5% | -0.2pp |
Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Emmet County, Michigan.
US ZIP Code 49770 Commuting & Transportation Statistics (2023)

Commuter Snapshot for US ZIP Code 49770
The following data details the commuting habits of the workforce in US ZIP Code 49770, based on U.S. Census Bureau 2023 ACS Estimates.
- Drove to Work (Car/Truck/Van)
- 80.9%
- Public Transportation Usage
- 0.3%
- Work From Home Rate
- 8.6%
- Total Workers Analyzed
- 8,644
Transportation Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 commuting patterns with Emmet County, Michigan to understand regional transportation preferences.
Drove in US ZIP Code 49770
80.9%
Drove in Emmet County, Michigan
83.6%
Commute Mode Comparison
| Transportation Method | US ZIP Code 49770 | Emmet County, Michigan | Difference |
|---|---|---|---|
| Car, truck, or van | 80.9% | 83.6% | -2.7pp |
| Public transportation | 0.3% | 0.4% | -0.1pp |
| Bicycle | 1.0% | 0.7% | +0.3pp |
| Walked | 7.1% | 4.5% | +2.6pp |
| Taxicab, motorcycle, or other | 2.1% | 1.4% | +0.7pp |
| Worked from home | 8.6% | 9.3% | -0.7pp |
Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Emmet County, Michigan.
US ZIP Code 49770 Employment by Class of Worker (2023)

Workforce Snapshot for US ZIP Code 49770
The following statistics categorize the civilian employed population aged 16 and over in US ZIP Code 49770 by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Employed Civilian Population
- 8,859
- Private Sector (Profit & Non-Profit)
- Includes For-Profit and Non-Profit organizations
- Government Workers
- Includes Local, State, and Federal employees
- Self-Employed Workers
- Includes own not incorporated business workers
Employment Sector Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 employment patterns with Emmet County, Michigan to understand regional workforce composition differences.
Government Employment in US ZIP Code 49770
5.3% (M) / 9.7% (F)
Government Employment in Emmet County, Michigan
5.4% (M) / 7.7% (F)
Employment Sector Comparison
| Employment Sector | US ZIP Code 49770 | Emmet County, Michigan | Difference |
|---|---|---|---|
| Private For-Profit (Combined) | M: 35.3% F: 28.8% | M: 37.8% F: 29.0% | M: -2.5pp F: -0.2pp |
| Private Non-Profit | M: 5.0% F: 7.9% | M: 3.7% F: 7.4% | M: +1.3pp F: +0.5pp |
| Government (All Levels) | M: 5.3% F: 9.7% | M: 5.4% F: 7.7% | M: -0.1pp F: +2.0pp |
| Self-Employed | M: 5.4% F: 2.5% | M: 5.7% F: 3.2% | M: -0.3pp F: -0.7pp |
Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Emmet County, Michigan.
Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.
US ZIP Code 49770 Veteran Population & Service Statistics (2023)

Veteran Community Snapshot for US ZIP Code 49770
The following data details the civilian veteran population aged 18 and over in US ZIP Code 49770, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Civilian Veterans
- 861
- Primary Service Era
- Vietnam Era Only
286 veterans (33.2%)
Veteran Population Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 veteran demographics with Emmet County, Michigan to understand regional veteran service patterns.
Total Veterans in US ZIP Code 49770
861
Total Veterans in Emmet County, Michigan
1,857
- US ZIP Code 49770: Vietnam Era Only (33.2%)
- Emmet County, Michigan: Vietnam Era Only (38.2%)
Service Period Distribution Comparison
| Service Period | US ZIP Code 49770 | Emmet County, Michigan | Difference |
|---|---|---|---|
| Vietnam Era Only | 33.2% (286) | 38.2% (710) | -5.0pp |
| Between Vietnam & Korean | 20.1% (173) | 14.6% (271) | +5.5pp |
| Between Gulf War & Vietnam | 15.8% (136) | 17.7% (329) | -1.9pp |
| Gulf War Only | 13.4% (115) | 11.8% (220) | +1.6pp |
| Post-9/11 Only | 8.1% (70) | 6.8% (126) | +1.3pp |
| Korean War Only | 4.2% (36) | 4.4% (81) | -0.2pp |
| Post-9/11 + Gulf War | 3.7% (32) | 3.0% (55) | +0.7pp |
| Vietnam + Korean | 0.6% (5) | 0.6% (11) | 0.0pp |
| Gulf War + Vietnam | 0.5% (4) | 1.5% (28) | -1.0pp |
| Between Korean & WWII | 0.5% (4) | 0.2% (4) | +0.3pp |
Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.
Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.
US ZIP Code 49770 Family Poverty & Income Statistics (2023)

Family Economic Security Snapshot for US ZIP Code 49770
The following data categorizes families in US ZIP Code 49770 by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.
- Families Below Poverty Line (<100%)
- 5.1% (241 families)
- Families Near Poverty (100-199%)
- 21.5% (1,014 families)
- Families with Secure Income (200%+)
- 73.4% (3,457 families)
Poverty Rate Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 poverty levels with Emmet County, Michigan to understand regional economic disparities.
Poverty Rate in US ZIP Code 49770
5.1%
Below poverty linePoverty Rate in Emmet County, Michigan
6.0%
Below poverty lineIncome-to-Poverty Ratio Distribution Comparison
| Income Category | US ZIP Code 49770 | Emmet County, Michigan | Difference |
|---|---|---|---|
| Below Poverty (<100%) | 5.1% (241) | 6.0% (580) | -0.9pp |
| Near Poverty (100-199%) | 21.5% (1,014) | 27.1% (2,602) | -5.6pp |
| Economic Security (200%+) | 73.4% (3,457) | 66.9% (6,430) | +6.5pp |
| Detailed Breakdown | |||
| Below 50% of Poverty | 2.7% | 3.1% | -0.4pp |
| 50-74% of Poverty | 1.7% | 1.7% | 0.0pp |
| 75-99% of Poverty | 0.7% | 1.3% | -0.6pp |
| 100-124% of Poverty | 1.4% | 2.2% | -0.8pp |
| 125-149% of Poverty | 2.2% | 2.6% | -0.4pp |
| 150-174% of Poverty | 3.2% | 3.5% | -0.3pp |
Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Emmet County, Michigan.
Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.
US ZIP Code 49770 SNAP/Food Stamps Statistics (2023)

SNAP Participation Snapshot for US ZIP Code 49770
The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in US ZIP Code 49770, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Households Receiving SNAP
- 429 (5.70% of all households)
- Recipient Households with Children
- 91 (21.21% of recipients)
- Total Households Analyzed
- 7,530
SNAP Participation Comparison with Emmet County, Michigan
Compare US ZIP Code 49770 SNAP participation with Emmet County, Michigan to understand regional food assistance needs.
SNAP Participation in US ZIP Code 49770
5.70%
429 householdsSNAP Participation in Emmet County, Michigan
7.48%
1,093 householdsSNAP Household Composition Comparison
| Household Type | US ZIP Code 49770 | Emmet County, Michigan | ||
|---|---|---|---|---|
| With Children | No Children | With Children | No Children | |
| Married-Couple Family | 19.35% (83) | 15.38% (66) | 18.39% (201) | 18.57% (203) |
| Male Householder, No Spouse | 1.17% (5) | 5.59% (24) | 1.19% (13) | 4.12% (45) |
| Female Householder, No Spouse | 0.70% (3) | 2.80% (12) | 8.14% (89) | 3.84% (42) |
| Nonfamily Households | 0.00% (0) | 55.01% (236) | 0.55% (6) | 45.20% (494) |
| Total SNAP Recipients | 429 (5.70% of households) | 1,093 (7.48% of households) | ||
Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.
About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.