2023 US ZIP Code 81403 Demographics | Comprehensive Overview
Data and insights for US ZIP Code 81403, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.
US ZIP Code 81403 Key Demographic Statistics (2023 Estimates)
Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).
Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates
US ZIP Code 81403 Demographics: Age & Gender Distribution (2023)

Key Demographic Indicators for US ZIP Code 81403
The following statistics highlight US ZIP Code 81403 population and median age, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Population
- 11,955
- Median Age (Total)
- 48.2 years
- Median Age (Male)
- 46.4 years
- Median Age (Female)
- 49.4 years
US ZIP Code 81403 Age Distribution Comparison with Montrose County, Colorado 2023
Compare US ZIP Code 81403 age demographics with Montrose County, Colorado to understand regional demographic patterns.
| Metric | US ZIP Code 81403 | Montrose County, Colorado | Difference |
|---|---|---|---|
| Median Age | 48.2 yrs | 45.7 yrs | +2.5 yrs |
| Under 5 years | 5.27% | 4.74% | +0.5pp |
| Children (5–17 years) | 15.58% | 15.75% | -0.2pp |
| Young Adults (18–24) | 5.34% | 7.14% | -1.8pp |
| Middle-aged (35–54) | 22.99% | 23.23% | -0.2pp |
| Seniors (65+) | 27.80% | 25.35% | +2.4pp |
| Total Dependency Ratio | 94.74 | 84.61 | +10.1 |
Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).
Dependency Ratios Analysis
- Total Dependency Ratio
- 94.74
- Youth Dependency Ratio
- 40.59 Population under 18 relative to working age (18-64).
- Old-Age Dependency Ratio
- 54.15 Population 65+ relative to working age (18-64).
A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.
US ZIP Code 81403 Demographics: Racial and Ethnic Composition (2023)

Diversity & Cultural Composition of US ZIP Code 81403
The racial makeup and ethnic composition of US ZIP Code 81403 are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.
- Diversity Index Score
- 41.62
- Diversity Tier
- moderate
- Definition
- The probability that two individuals chosen at random will be from different racial or ethnic groups.
Diversity Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 racial and ethnic demographics with Montrose County, Colorado to understand regional diversity patterns.
US ZIP Code 81403 Diversity
41.62
moderateMontrose County, Colorado Diversity
40.60
moderateRacial and Ethnic Composition Comparison
| Racial/Ethnic Group | US ZIP Code 81403 | Montrose County, Colorado | Difference |
|---|---|---|---|
| White Alone (Non-Hispanic) | 73.07% | 74.02% | -1.0pp |
| Hispanic or Latino (Any Race) | 22.17% | 21.25% | +0.9pp |
| Two or More Races | 2.32% | 2.98% | -0.7pp |
| American Indian and Alaska Native Alone | 1.05% | 0.64% | +0.4pp |
| Black/African American Alone | 0.65% | 0.30% | +0.4pp |
| Some Other Race Alone | 0.49% | 0.26% | +0.2pp |
| Asian Alone | 0.25% | 0.54% | -0.3pp |
| Native Hawaiian or Other Pacific Islander Alone | 0.00% | 0.02% | -0.0pp |
| Diversity Index Score | 41.62 | 40.60 | +1.02 |
Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.
US ZIP Code 81403 Economic Demographics: Household Income Statistics (2023)

Economic Snapshot for US ZIP Code 81403
The following data illustrates the financial landscape of US ZIP Code 81403, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Household Income
- $73,636 (Adjusted for inflation)
- Total Households Analyzed
- 4,938
Income Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 household income with Montrose County, Colorado to understand regional economic patterns.
US ZIP Code 81403
$73,636
Montrose County, Colorado
$66,072
Income Distribution Comparison
| Income Bracket | US ZIP Code 81403 | Montrose County, Colorado | Difference |
|---|---|---|---|
| Less than $20,000 | 7.92% | 12.56% | -4.6pp |
| $20,000 to $34,999 | 11.46% | 13.98% | -2.5pp |
| $35,000 to $49,999 | 13.24% | 11.15% | +2.1pp |
| $50,000 to $74,999 | 18.35% | 18.45% | -0.1pp |
| $75,000 to $149,999 | 31.31% | 30.15% | +1.2pp |
| $150,000 or more | 17.72% | 13.71% | +4.0pp |
Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Montrose County, Colorado.
US ZIP Code 81403 Real Estate Demographics: Property Values (2023)

Real Estate Market Snapshot for US ZIP Code 81403
The following data highlights the distribution of owner-occupied housing values in US ZIP Code 81403, based on the latest U.S. Census Bureau 2023 ACS Estimates.
- Median Property Value
- $481,900
- Total Properties Analyzed
- 3,992 (Owner-occupied units)
Property Value Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 property values with Montrose County, Colorado to understand regional real estate market patterns.
US ZIP Code 81403
$481,900
Montrose County, Colorado
$357,900
Property Value Distribution Comparison
| Value Bracket | US ZIP Code 81403 | Montrose County, Colorado | Difference |
|---|---|---|---|
| Less than $25,000 | 8.74% | 4.22% | +4.5pp |
| $25,000 to $49,999 | 1.95% | 2.69% | -0.7pp |
| $50,000 to $99,999 | 1.50% | 2.84% | -1.3pp |
| $100,000 to $199,999 | 1.63% | 9.18% | -7.5pp |
| $200,000 to $499,999 | 39.18% | 54.01% | -14.8pp |
| $500,000 to $999,999 | 45.47% | 25.65% | +19.8pp |
| $1,000,000 or more | 1.53% | 1.42% | +0.1pp |
Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Montrose County, Colorado.
US ZIP Code 81403 Educational Attainment Statistics (2023)

Education Snapshot for US ZIP Code 81403
The following statistics represent the educational background of residents aged 25 and older in US ZIP Code 81403, based on U.S. Census Bureau 2023 ACS Estimates.
- High School Graduate or Higher
- 93.10%
- Bachelor's Degree or Higher
- 35.18%
- Total Population Analyzed (25+)
- 8,825
Education Level Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 educational attainment with Montrose County, Colorado to understand regional education patterns.
Bachelor's+ in US ZIP Code 81403
35.18%
Bachelor's+ in Montrose County, Colorado
28.27%
Detailed Education Level Comparison
| Education Level | US ZIP Code 81403 | Montrose County, Colorado | Difference |
|---|---|---|---|
| Less than HS | 6.90% | 9.04% | -2.1pp |
| HS Graduate | 29.61% | 33.59% | -4.0pp |
| Some College/Associate's | 28.31% | 29.11% | -0.8pp |
| Bachelor's Degree | 23.88% | 18.78% | +5.1pp |
| Graduate/Professional | 11.31% | 9.49% | +1.8pp |
| HS Graduate or Higher | 93.10% | 90.96% | +2.1pp |
Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Montrose County, Colorado.
US ZIP Code 81403 Health Insurance Coverage Statistics (2023)

Healthcare Coverage Snapshot for US ZIP Code 81403
The following data illustrates the health coverage landscape of US ZIP Code 81403, based on U.S. Census Bureau 2023 ACS Estimates.
- Overall Uninsured Rate
- 16.5%
- Total Uninsured Population
- 1,970
- Total Civilian Population
- 11,940
The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.
Health Insurance Coverage Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 health insurance coverage with Montrose County, Colorado to understand regional healthcare access patterns.
Uninsured in US ZIP Code 81403
16.5%
Uninsured in Montrose County, Colorado
12.9%
Uninsured Rates by Age and Sex
| Age Group | US ZIP Code 81403 | Montrose County, Colorado | ||
|---|---|---|---|---|
| Male | Female | Male | Female | |
| Under 18 | 14.0% | 23.4% | 10.6% | 16.8% |
| 18-34 years | 20.3% | 33.4% | 23.8% | 24.5% |
| 35-64 years | 27.6% | 20.3% | 20.6% | 12.7% |
| 65+ years | 0.1% | 0.0% | 0.0% | 0.1% |
Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.
US ZIP Code 81403 Nativity & Citizenship Statistics (2023)

Citizenship Snapshot for US ZIP Code 81403
The following data details the citizenship status and nativity of the population in US ZIP Code 81403, based on U.S. Census Bureau 2023 ACS Estimates.
- U.S. Citizenship Rate
- 97.1% (Native-born + Naturalized)
- Naturalized Citizens
- 462 (Foreign-born individuals who acquired citizenship)
- Non-Citizen Residents
- 344
Citizenship Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 citizenship and nativity with Montrose County, Colorado to understand regional immigration and naturalization patterns.
Citizenship in US ZIP Code 81403
97.1%
Citizenship in Montrose County, Colorado
95.5%
Nativity and Citizenship Comparison
| Nativity/Citizenship Status | US ZIP Code 81403 | Montrose County, Colorado | Difference |
|---|---|---|---|
| Born in the United States | 92.3% | 92.4% | -0.1pp |
| Born in PR or U.S. Territories | 0.0% | 0.1% | -0.1pp |
| Born abroad of American parent(s) | 0.9% | 0.9% | 0.0pp |
| U.S. citizen by naturalization | 3.9% | 2.2% | +1.7pp |
| Not a U.S. citizen | 2.9% | 4.5% | -1.6pp |
| Total U.S. Citizens | 97.1% | 95.5% | +1.6pp |
Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Montrose County, Colorado.
US ZIP Code 81403 Commuting & Transportation Statistics (2023)

Commuter Snapshot for US ZIP Code 81403
The following data details the commuting habits of the workforce in US ZIP Code 81403, based on U.S. Census Bureau 2023 ACS Estimates.
- Drove to Work (Car/Truck/Van)
- 86.5%
- Public Transportation Usage
- 0.2%
- Work From Home Rate
- 8.5%
- Total Workers Analyzed
- 4,979
Transportation Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 commuting patterns with Montrose County, Colorado to understand regional transportation preferences.
Drove in US ZIP Code 81403
86.5%
Drove in Montrose County, Colorado
84.7%
Commute Mode Comparison
| Transportation Method | US ZIP Code 81403 | Montrose County, Colorado | Difference |
|---|---|---|---|
| Car, truck, or van | 86.5% | 84.7% | +1.8pp |
| Public transportation | 0.2% | 0.1% | +0.1pp |
| Bicycle | 0.4% | 0.5% | -0.1pp |
| Walked | 2.8% | 2.9% | -0.1pp |
| Taxicab, motorcycle, or other | 1.6% | 1.2% | +0.4pp |
| Worked from home | 8.5% | 10.5% | -2.0pp |
Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Montrose County, Colorado.
US ZIP Code 81403 Employment by Class of Worker (2023)

Workforce Snapshot for US ZIP Code 81403
The following statistics categorize the civilian employed population aged 16 and over in US ZIP Code 81403 by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Employed Civilian Population
- 5,161
- Private Sector (Profit & Non-Profit)
- Includes For-Profit and Non-Profit organizations
- Government Workers
- Includes Local, State, and Federal employees
- Self-Employed Workers
- Includes own not incorporated business workers
Employment Sector Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 employment patterns with Montrose County, Colorado to understand regional workforce composition differences.
Government Employment in US ZIP Code 81403
5.2% (M) / 4.4% (F)
Government Employment in Montrose County, Colorado
6.1% (M) / 5.8% (F)
Employment Sector Comparison
| Employment Sector | US ZIP Code 81403 | Montrose County, Colorado | Difference |
|---|---|---|---|
| Private For-Profit (Combined) | M: 33.5% F: 29.3% | M: 39.1% F: 26.0% | M: -5.6pp F: +3.3pp |
| Private Non-Profit | M: 3.4% F: 5.8% | M: 3.0% F: 7.4% | M: +0.4pp F: -1.6pp |
| Government (All Levels) | M: 5.2% F: 4.4% | M: 6.1% F: 5.8% | M: -0.9pp F: -1.4pp |
| Self-Employed | M: 10.8% F: 7.0% | M: 7.8% F: 4.4% | M: +3.0pp F: +2.6pp |
Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Montrose County, Colorado.
Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.
US ZIP Code 81403 Veteran Population & Service Statistics (2023)

Veteran Community Snapshot for US ZIP Code 81403
The following data details the civilian veteran population aged 18 and over in US ZIP Code 81403, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Civilian Veterans
- 864
- Primary Service Era
- Vietnam Era Only
356 veterans (41.2%)
Veteran Population Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 veteran demographics with Montrose County, Colorado to understand regional veteran service patterns.
Total Veterans in US ZIP Code 81403
864
Total Veterans in Montrose County, Colorado
2,975
- US ZIP Code 81403: Vietnam Era Only (41.2%)
- Montrose County, Colorado: Vietnam Era Only (40.7%)
Service Period Distribution Comparison
| Service Period | US ZIP Code 81403 | Montrose County, Colorado | Difference |
|---|---|---|---|
| Vietnam Era Only | 41.2% (356) | 40.7% (1,210) | +0.5pp |
| Between Gulf War & Vietnam | 19.3% (167) | 16.6% (495) | +2.7pp |
| Post-9/11 + Gulf War | 10.4% (90) | 8.0% (238) | +2.4pp |
| Post-9/11 Only | 9.4% (81) | 7.8% (231) | +1.6pp |
| Gulf War Only | 9.3% (80) | 12.7% (377) | -3.4pp |
| Between Vietnam & Korean | 5.1% (44) | 8.6% (256) | -3.5pp |
| Korean War Only | 3.9% (34) | 2.7% (81) | +1.2pp |
| WWII Only | 1.2% (10) | 1.2% (36) | 0.0pp |
| Gulf War + Vietnam | 0.2% (2) | 0.7% (21) | -0.5pp |
Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.
Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.
US ZIP Code 81403 Family Poverty & Income Statistics (2023)

Family Economic Security Snapshot for US ZIP Code 81403
The following data categorizes families in US ZIP Code 81403 by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.
- Families Below Poverty Line (<100%)
- 6.6% (251 families)
- Families Near Poverty (100-199%)
- 34.4% (1,306 families)
- Families with Secure Income (200%+)
- 59.0% (2,242 families)
Poverty Rate Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 poverty levels with Montrose County, Colorado to understand regional economic disparities.
Poverty Rate in US ZIP Code 81403
6.6%
Below poverty linePoverty Rate in Montrose County, Colorado
8.2%
Below poverty lineIncome-to-Poverty Ratio Distribution Comparison
| Income Category | US ZIP Code 81403 | Montrose County, Colorado | Difference |
|---|---|---|---|
| Below Poverty (<100%) | 6.6% (251) | 8.2% (959) | -1.6pp |
| Near Poverty (100-199%) | 34.4% (1,306) | 36.1% (4,240) | -1.7pp |
| Economic Security (200%+) | 59.0% (2,242) | 55.7% (6,546) | +3.3pp |
| Detailed Breakdown | |||
| Below 50% of Poverty | 2.3% | 3.2% | -0.9pp |
| 50-74% of Poverty | 0.0% | 1.7% | -1.7pp |
| 75-99% of Poverty | 4.3% | 3.3% | +1.0pp |
| 100-124% of Poverty | 4.4% | 3.9% | +0.5pp |
| 125-149% of Poverty | 1.5% | 2.8% | -1.3pp |
| 150-174% of Poverty | 8.4% | 5.3% | +3.1pp |
Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Montrose County, Colorado.
Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.
US ZIP Code 81403 SNAP/Food Stamps Statistics (2023)

SNAP Participation Snapshot for US ZIP Code 81403
The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in US ZIP Code 81403, based on U.S. Census Bureau 2023 ACS Estimates.
- Total Households Receiving SNAP
- 319 (6.46% of all households)
- Recipient Households with Children
- 142 (44.51% of recipients)
- Total Households Analyzed
- 4,938
SNAP Participation Comparison with Montrose County, Colorado
Compare US ZIP Code 81403 SNAP participation with Montrose County, Colorado to understand regional food assistance needs.
SNAP Participation in US ZIP Code 81403
6.46%
319 householdsSNAP Participation in Montrose County, Colorado
10.77%
1,887 householdsSNAP Household Composition Comparison
| Household Type | US ZIP Code 81403 | Montrose County, Colorado | ||
|---|---|---|---|---|
| With Children | No Children | With Children | No Children | |
| Married-Couple Family | 6.58% (21) | 11.60% (37) | 7.42% (140) | 10.44% (197) |
| Male Householder, No Spouse | 11.60% (37) | 0.00% (0) | 5.09% (96) | 3.23% (61) |
| Female Householder, No Spouse | 26.33% (84) | 35.42% (113) | 15.16% (286) | 11.98% (226) |
| Nonfamily Households | 0.00% (0) | 8.46% (27) | 0.00% (0) | 46.69% (881) |
| Total SNAP Recipients | 319 (6.46% of households) | 1,887 (10.77% of households) | ||
Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.
About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.