2023 US ZIP Code 95123 Demographics | Comprehensive Overview

Data and insights for US ZIP Code 95123, including population, age & gender distribution, race & ethnicity, median & household income distribution, property value distribution, educational attainment, health insurance coverage, nativity & citizenship, commuting & transportation, employment, veteran service, poverty & income and SNAP/food stamp recipients. Based on 2023 American Community Survey Estimates.

US ZIP Code 95123 Key Demographic Statistics (2023 Estimates)

Key demographic statistics summarized from the U.S. Census Bureau's 2023 American Community Survey (ACS).

Total Population
70,279
Median Age
37.6 years
Median Household Income
$136,364
Median Property Value
$1,108,100
Bachelor's Degree+
44.81%
Uninsured Rate
3.6%
Total Households
24,251
Total Workers
38,443
Citizenship Rate
88.0%
Total Veterans
1,963
Top Veteran Era
Vietnam Era Only
Poverty Rate
3.7%
Families in Poverty
661
SNAP Recipients
4.99%
Households w/ SNAP
1,209

Source: U.S. Census Bureau, 2023 American Community Survey (ACS) Estimates

US ZIP Code 95123 Demographics: Age & Gender Distribution (2023)

Population pyramid for US ZIP Code 95123 showing male vs female age distribution based on 2023 ACS data.
Figure: Population distribution by age and sex in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Key Demographic Indicators for US ZIP Code 95123

The following statistics highlight US ZIP Code 95123 population and median age, based on U.S. Census Bureau 2023 ACS Estimates.

Total Population
70,279
Median Age (Total)
37.6 years
Median Age (Male)
36.9 years
Median Age (Female)
38.4 years

US ZIP Code 95123 Age Distribution Comparison with Santa Clara County, California 2023

Compare US ZIP Code 95123 age demographics with Santa Clara County, California to understand regional demographic patterns.

Table: Comparative age and dependency ratio analysis between US ZIP Code 95123 and Santa Clara County, California, 2023
MetricUS ZIP Code 95123Santa Clara County, CaliforniaDifference
Median Age37.6 yrs37.9 yrs -0.3 yrs
Under 5 years6.00%5.33% +0.7pp
Children (5–17 years)14.98%15.62% -0.6pp
Young Adults (18–24)9.27%8.74% +0.5pp
Middle-aged (35–54)27.74%27.86% -0.1pp
Seniors (65+)13.01%14.39% -1.4pp
Total Dependency Ratio51.4854.66 -3.2

Note: "pp" indicates percentage points. "yrs" indicates years. The dependency ratio measures the burden on working-age population (18-64) to support dependents (under 18 and 65+).

Dependency Ratios Analysis

Total Dependency Ratio
51.48
Youth Dependency Ratio
31.77 Population under 18 relative to working age (18-64).
Old-Age Dependency Ratio
19.71 Population 65+ relative to working age (18-64).

A higher ratio indicates a greater financial and social burden on the working population to support non-working age groups.

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US ZIP Code 95123 Demographics: Racial and Ethnic Composition (2023)

Pie chart showing the racial and ethnic composition of US ZIP Code 95123 based on 2023 ACS data.
Figure: Racial and ethnic breakdown of US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Diversity & Cultural Composition of US ZIP Code 95123

The racial makeup and ethnic composition of US ZIP Code 95123 are detailed below, drawing from the U.S. Census Bureau's 2023 ACS Estimates.

Diversity Index Score
71.93
Diversity Tier
high
Definition
The probability that two individuals chosen at random will be from different racial or ethnic groups.

Diversity Comparison with Santa Clara County, California

Compare US ZIP Code 95123 racial and ethnic demographics with Santa Clara County, California to understand regional diversity patterns.

US ZIP Code 95123 Diversity

71.93

high
Santa Clara County, California Diversity

70.06

high
Diversity Differential: US ZIP Code 95123 is 1.87 points more diverse than Santa Clara County, California.

Racial and Ethnic Composition Comparison

Table: Comparative racial and ethnic composition between US ZIP Code 95123 and Santa Clara County, California, 2023
Racial/Ethnic GroupUS ZIP Code 95123Santa Clara County, CaliforniaDifference
White Alone (Non-Hispanic)34.59%28.22% +6.4pp
Hispanic or Latino (Any Race)29.31%25.09% +4.2pp
Asian Alone26.58%39.31% -12.7pp
Two or More Races5.72%4.14% +1.6pp
Black/African American Alone3.40%2.26% +1.1pp
Some Other Race Alone0.32%0.47% -0.1pp
American Indian and Alaska Native Alone0.07%0.15% -0.1pp
Native Hawaiian or Other Pacific Islander Alone0.01%0.37% -0.4pp
Diversity Index Score71.9370.06 +1.87

Note: "pp" indicates percentage points. Higher Diversity Index Scores (green) indicate greater racial/ethnic diversity.

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US ZIP Code 95123 Economic Demographics: Household Income Statistics (2023)

Line chart showing household income distribution brackets for US ZIP Code 95123 based on 2023 ACS data.
Figure: Household income distribution in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Economic Snapshot for US ZIP Code 95123

The following data illustrates the financial landscape of US ZIP Code 95123, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Household Income
$136,364 (Adjusted for inflation)
Total Households Analyzed
24,251

Income Comparison with Santa Clara County, California

Compare US ZIP Code 95123 household income with Santa Clara County, California to understand regional economic patterns.

US ZIP Code 95123

$136,364

Santa Clara County, California

$159,674

Income Differential: US ZIP Code 95123's median household income is $23,310 lower (14.6% below) than Santa Clara County, California.

Income Distribution Comparison

Table: Comparative household income distribution between US ZIP Code 95123 and Santa Clara County, California, 2023
Income BracketUS ZIP Code 95123Santa Clara County, CaliforniaDifference
Less than $20,0004.12%5.94% -1.8pp
$20,000 to $34,9993.45%4.74% -1.3pp
$35,000 to $49,9995.47%4.74% +0.7pp
$50,000 to $74,9999.79%8.30% +1.5pp
$75,000 to $149,99931.67%23.65% +8.0pp
$150,000 or more45.50%52.62% -7.1pp

Note: "pp" indicates percentage points. Higher percentages in high-income brackets (green) indicate greater affluence compared to Santa Clara County, California.

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US ZIP Code 95123 Real Estate Demographics: Property Values (2023)

Line chart showing property value distribution for owner-occupied homes in US ZIP Code 95123 based on 2023 ACS data.
Figure: Property value distribution in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Real Estate Market Snapshot for US ZIP Code 95123

The following data highlights the distribution of owner-occupied housing values in US ZIP Code 95123, based on the latest U.S. Census Bureau 2023 ACS Estimates.

Median Property Value
$1,108,100
Total Properties Analyzed
14,617 (Owner-occupied units)

Property Value Comparison with Santa Clara County, California

Compare US ZIP Code 95123 property values with Santa Clara County, California to understand regional real estate market patterns.

US ZIP Code 95123

$1,108,100

Santa Clara County, California

$1,382,800

Property Value Differential: US ZIP Code 95123's median property value is $274,700 lower (19.9% below) than Santa Clara County, California.

Property Value Distribution Comparison

Table: Comparative property value distribution between US ZIP Code 95123 and Santa Clara County, California, 2023
Value BracketUS ZIP Code 95123Santa Clara County, CaliforniaDifference
Less than $25,0001.43%1.21% +0.2pp
$25,000 to $49,9990.11%0.20% -0.1pp
$50,000 to $99,9990.77%0.66% +0.1pp
$100,000 to $199,9992.80%1.73% +1.1pp
$200,000 to $499,9996.27%4.15% +2.1pp
$500,000 to $999,99976.19%46.75% +29.4pp
$1,000,000 or more12.43%45.29% -32.9pp

Note: "pp" indicates percentage points. Higher percentages in high-value brackets (green) indicate more expensive real estate compared to Santa Clara County, California.

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US ZIP Code 95123 Educational Attainment Statistics (2023)

Treemap chart illustrating educational attainment levels for adults 25+ in US ZIP Code 95123 based on 2023 ACS data.
Figure: Educational breakdown in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Education Snapshot for US ZIP Code 95123

The following statistics represent the educational background of residents aged 25 and older in US ZIP Code 95123, based on U.S. Census Bureau 2023 ACS Estimates.

High School Graduate or Higher
90.56%
Bachelor's Degree or Higher
44.81%
Total Population Analyzed (25+)
49,023

Education Level Comparison with Santa Clara County, California

Compare US ZIP Code 95123 educational attainment with Santa Clara County, California to understand regional education patterns.

Bachelor's+ in US ZIP Code 95123

44.81%

Bachelor's+ in Santa Clara County, California

55.87%

College Education Rate: US ZIP Code 95123's bachelor's degree or higher attainment rate is 11.1 percentage points lower than Santa Clara County, California.

Detailed Education Level Comparison

Table: Comparative educational attainment between US ZIP Code 95123 and Santa Clara County, California, 2023
Education LevelUS ZIP Code 95123Santa Clara County, CaliforniaDifference
Less than HS9.44%10.67% -1.2pp
HS Graduate15.72%13.51% +2.2pp
Some College/Associate's30.03%19.95% +10.1pp
Bachelor's Degree27.42%28.15% -0.7pp
Graduate/Professional17.38%27.71% -10.3pp
HS Graduate or Higher90.56%89.33% +1.2pp

Note: "pp" indicates percentage points. Higher percentages in advanced education levels (green badges) indicate higher educational attainment compared to Santa Clara County, California.

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US ZIP Code 95123 Health Insurance Coverage Statistics (2023)

Pyramid chart showing health insurance coverage distribution by age and sex in US ZIP Code 95123 based on 2023 ACS data.
Figure: Health insurance coverage gaps in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Healthcare Coverage Snapshot for US ZIP Code 95123

The following data illustrates the health coverage landscape of US ZIP Code 95123, based on U.S. Census Bureau 2023 ACS Estimates.

Overall Uninsured Rate
3.6%
Total Uninsured Population
2,562
Total Civilian Population
70,251

The uninsured rates vary significantly by demographic group. Children under 18 and seniors aged 65+ generally have higher coverage rates due to public programs like Medicaid/CHIP and Medicare.

Health Insurance Coverage Comparison with Santa Clara County, California

Compare US ZIP Code 95123 health insurance coverage with Santa Clara County, California to understand regional healthcare access patterns.

Uninsured in US ZIP Code 95123

3.6%

Uninsured in Santa Clara County, California

4.0%

Coverage Gap Differential: US ZIP Code 95123's uninsured rate is 0.4 percentage points lower (better coverage) than Santa Clara County, California.

Uninsured Rates by Age and Sex

Table: Comparative uninsured rates between US ZIP Code 95123 and Santa Clara County, California, 2023
Age GroupUS ZIP Code 95123Santa Clara County, California
MaleFemaleMaleFemale
Under 181.3%1.1%1.7%1.8%
18-34 years5.2%8.6%6.9%5.5%
35-64 years4.1%3.9%5.5%4.3%
65+ years0.8%0.7%1.3%1.0%

Note: Lower uninsured rates indicate better health insurance coverage. The 18-34 age group typically has the highest uninsured rates, while seniors 65+ have near-universal coverage through Medicare.

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US ZIP Code 95123 Nativity & Citizenship Statistics (2023)

Treemap showing population distribution by nativity and citizenship status in US ZIP Code 95123 based on 2023 ACS data.
Figure: Citizenship status breakdown in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Citizenship Snapshot for US ZIP Code 95123

The following data details the citizenship status and nativity of the population in US ZIP Code 95123, based on U.S. Census Bureau 2023 ACS Estimates.

U.S. Citizenship Rate
88.0% (Native-born + Naturalized)
Naturalized Citizens
12,772 (Foreign-born individuals who acquired citizenship)
Non-Citizen Residents
8,409

Citizenship Comparison with Santa Clara County, California

Compare US ZIP Code 95123 citizenship and nativity with Santa Clara County, California to understand regional immigration and naturalization patterns.

Citizenship in US ZIP Code 95123

88.0%

Citizenship in Santa Clara County, California

80.7%

Citizenship Rate Differential: US ZIP Code 95123's citizenship rate is 7.3 percentage points higher than Santa Clara County, California.

Nativity and Citizenship Comparison

Table: Comparative nativity and citizenship distribution between US ZIP Code 95123 and Santa Clara County, California, 2023
Nativity/Citizenship StatusUS ZIP Code 95123Santa Clara County, CaliforniaDifference
Born in the United States68.5%57.4% +11.1pp
Born in PR or U.S. Territories0.1%0.1% 0.0pp
Born abroad of American parent(s)1.3%1.5% -0.2pp
U.S. citizen by naturalization18.2%21.7% -3.5pp
Not a U.S. citizen12.0%19.3% -7.3pp
Total U.S. Citizens88.0%80.7% +7.3pp

Note: "pp" indicates percentage points. Higher naturalization rates (green) indicate greater immigrant integration compared to Santa Clara County, California.

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US ZIP Code 95123 Commuting & Transportation Statistics (2023)

Treemap chart illustrating how workers in US ZIP Code 95123 commute to work based on 2023 ACS data.
Figure: Commute mode split in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Commuter Snapshot for US ZIP Code 95123

The following data details the commuting habits of the workforce in US ZIP Code 95123, based on U.S. Census Bureau 2023 ACS Estimates.

Drove to Work (Car/Truck/Van)
78.6%
Public Transportation Usage
1.4%
Work From Home Rate
17.7%
Total Workers Analyzed
36,914

Transportation Comparison with Santa Clara County, California

Compare US ZIP Code 95123 commuting patterns with Santa Clara County, California to understand regional transportation preferences.

Drove in US ZIP Code 95123

78.6%

Drove in Santa Clara County, California

70.7%

Driving Rate Differential: US ZIP Code 95123 has a 7.9 percentage points higher driving rate than Santa Clara County, California.

Commute Mode Comparison

Table: Comparative commuting patterns between US ZIP Code 95123 and Santa Clara County, California, 2023
Transportation MethodUS ZIP Code 95123Santa Clara County, CaliforniaDifference
Car, truck, or van78.6%70.7% +7.9pp
Public transportation1.4%2.7% -1.3pp
Bicycle0.2%1.3% -1.1pp
Walked1.3%2.1% -0.8pp
Taxicab, motorcycle, or other0.8%1.3% -0.5pp
Worked from home17.7%21.9% -4.2pp

Note: "pp" indicates percentage points. Higher public transit or work-from-home rates (green) indicate more diverse commuting options compared to Santa Clara County, California.

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US ZIP Code 95123 Employment by Class of Worker (2023)

Bar chart showing employment distribution by class of worker (Private, Government, Self-Employed) in US ZIP Code 95123 based on 2023 ACS data.
Figure: Workforce composition in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Workforce Snapshot for US ZIP Code 95123

The following statistics categorize the civilian employed population aged 16 and over in US ZIP Code 95123 by their employment sector, based on U.S. Census Bureau 2023 ACS Estimates.

Total Employed Civilian Population
38,443
Private Sector (Profit & Non-Profit)
Includes For-Profit and Non-Profit organizations
Government Workers
Includes Local, State, and Federal employees
Self-Employed Workers
Includes own not incorporated business workers

Employment Sector Comparison with Santa Clara County, California

Compare US ZIP Code 95123 employment patterns with Santa Clara County, California to understand regional workforce composition differences.

Government Employment in US ZIP Code 95123

4.8% (M) / 7.9% (F)

Government Employment in Santa Clara County, California

3.9% (M) / 6.0% (F)

Employment Sector Comparison

Table: Comparative employment sector distribution between US ZIP Code 95123 and Santa Clara County, California, 2023
Employment SectorUS ZIP Code 95123Santa Clara County, CaliforniaDifference
Private For-Profit (Combined)M: 41.7%
F: 32.5%		M: 46.7%
F: 31.3%		 M: -5.0pp
F: +1.2pp
Private Non-ProfitM: 2.4%
F: 5.1%		M: 2.6%
F: 4.3%		 M: -0.2pp
F: +0.8pp
Government (All Levels)M: 4.8%
F: 7.9%		M: 3.9%
F: 6.0%		 M: +0.9pp
F: +1.9pp
Self-EmployedM: 2.9%
F: 2.6%		M: 2.7%
F: 2.3%		 M: +0.2pp
F: +0.3pp

Note: "pp" indicates percentage points. M = Male, F = Female. Green badges indicate higher government employment compared to Santa Clara County, California.

Definitions: "Private sector" includes employees of for-profit and non-profit companies. "Government" includes all local, state, and federal employees. "Self-employed" refers to those operating their own unincorporated businesses.

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US ZIP Code 95123 Veteran Population & Service Statistics (2023)

Bar chart showing the distribution of veterans by period of military service in US ZIP Code 95123 based on 2023 ACS data.
Figure: Veteran service eras in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Veteran Community Snapshot for US ZIP Code 95123

The following data details the civilian veteran population aged 18 and over in US ZIP Code 95123, based on U.S. Census Bureau 2023 ACS Estimates.

Total Civilian Veterans
1,963
Primary Service Era
Vietnam Era Only
751 veterans (38.3%)

Veteran Population Comparison with Santa Clara County, California

Compare US ZIP Code 95123 veteran demographics with Santa Clara County, California to understand regional veteran service patterns.

Total Veterans in US ZIP Code 95123

1,963

Total Veterans in Santa Clara County, California

41,154

Primary Service Era Comparison:
  • US ZIP Code 95123: Vietnam Era Only (38.3%)
  • Santa Clara County, California: Vietnam Era Only (33.9%)

Service Period Distribution Comparison

Table: Comparative veteran service period distribution between US ZIP Code 95123 and Santa Clara County, California, 2023
Service PeriodUS ZIP Code 95123Santa Clara County, CaliforniaDifference
Vietnam Era Only38.3%
(751)		33.9%
(13,964)		 +4.4pp
Post-9/11 Only15.0%
(295)		16.4%
(6,734)		 -1.4pp
Gulf War Only13.2%
(259)		11.1%
(4,567)		 +2.1pp
Between Gulf War & Vietnam13.0%
(255)		13.6%
(5,587)		 -0.6pp
Between Vietnam & Korean9.7%
(191)		9.9%
(4,065)		 -0.2pp
Korean War Only3.6%
(70)		7.5%
(3,106)		 -3.9pp
Post-9/11 + Gulf War3.3%
(64)		3.4%
(1,385)		 -0.1pp
WWII Only2.3%
(46)		2.0%
(818)		 +0.3pp
Gulf War + Vietnam0.7%
(14)		0.6%
(249)		 +0.1pp
Vietnam + Korean0.5%
(10)		0.5%
(202)		 0.0pp
Between Korean & WWII0.4%
(8)		0.6%
(234)		 -0.2pp

Note: "pp" indicates percentage points. Comparisons show relative proportions of veteran populations by service era.

Note: Periods of service include World War II (Dec 1941–Dec 1946), Korean War (Jul 1950–Jan 1955), Vietnam Era (Aug 1964–Apr 1975), Gulf War (Aug 1990–Aug 2001), and Post-9/11 (Sept 2001 or later). Veterans may have served in multiple eras.

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US ZIP Code 95123 Family Poverty & Income Statistics (2023)

Bar chart showing family distribution by income-to-poverty ratio in US ZIP Code 95123, based on 2023 ACS data.
Figure: Family economic status in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

Family Economic Security Snapshot for US ZIP Code 95123

The following data categorizes families in US ZIP Code 95123 by their income relative to the federal poverty threshold, based on U.S. Census Bureau 2023 ACS Estimates.

Families Below Poverty Line (<100%)
3.7% (661 families)
Families Near Poverty (100-199%)
14.9% (2,636 families)
Families with Secure Income (200%+)
81.4% (14,397 families)

Poverty Rate Comparison with Santa Clara County, California

Compare US ZIP Code 95123 poverty levels with Santa Clara County, California to understand regional economic disparities.

Poverty Rate in US ZIP Code 95123

3.7%

Below poverty line
Poverty Rate in Santa Clara County, California

4.2%

Below poverty line
Poverty Rate Differential: US ZIP Code 95123 has a 0.5 percentage points lower poverty rate than Santa Clara County, California.

Income-to-Poverty Ratio Distribution Comparison

Table: Comparative family income-to-poverty ratio distribution between US ZIP Code 95123 and Santa Clara County, California, 2023
Income CategoryUS ZIP Code 95123Santa Clara County, CaliforniaDifference
Below Poverty (<100%)3.7%
(661)		4.2%
(19,063)		 -0.5pp
Near Poverty (100-199%)14.9%
(2,636)		15.3%
(70,311)		 -0.4pp
Economic Security (200%+)81.4%
(14,397)		80.5%
(369,061)		 +0.9pp
Detailed Breakdown
Below 50% of Poverty1.5%1.9% -0.4pp
50-74% of Poverty0.5%1.0% -0.5pp
75-99% of Poverty1.8%1.3% +0.5pp
100-124% of Poverty1.1%1.6% -0.5pp
125-149% of Poverty1.0%1.8% -0.8pp
150-174% of Poverty1.6%1.8% -0.2pp

Note: "pp" indicates percentage points. Red badges indicate higher poverty; green badges indicate lower poverty compared to Santa Clara County, California.

Definition: The "Income-to-Poverty Ratio" measures a family's income against the federal poverty threshold. A ratio below 1.00 means the family is in poverty. Ratios between 1.00 and 1.99 indicate low income ("near poverty"), while ratios of 2.00 or higher suggest greater economic security.

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US ZIP Code 95123 SNAP/Food Stamps Statistics (2023)

Stacked bar chart showing SNAP recipient household composition by presence of children in US ZIP Code 95123, based on 2023 ACS data.
Figure: SNAP household demographics in US ZIP Code 95123. Source: U.S. Census Bureau, 2023 ACS Estimates.

SNAP Participation Snapshot for US ZIP Code 95123

The following data details household participation in the Supplemental Nutrition Assistance Program (SNAP) in US ZIP Code 95123, based on U.S. Census Bureau 2023 ACS Estimates.

Total Households Receiving SNAP
1,209 (4.99% of all households)
Recipient Households with Children
722 (59.72% of recipients)
Total Households Analyzed
24,251

SNAP Participation Comparison with Santa Clara County, California

Compare US ZIP Code 95123 SNAP participation with Santa Clara County, California to understand regional food assistance needs.

SNAP Participation in US ZIP Code 95123

4.99%

1,209 households
SNAP Participation in Santa Clara County, California

5.72%

37,459 households
SNAP Participation Differential: US ZIP Code 95123 has a 0.73 percentage points lower SNAP participation rate than Santa Clara County, California.

SNAP Household Composition Comparison

Table: Comparative SNAP recipient household composition between US ZIP Code 95123 and Santa Clara County, California, 2023
Household TypeUS ZIP Code 95123Santa Clara County, California
With ChildrenNo ChildrenWith ChildrenNo Children
Married-Couple Family26.47%
(320)		10.67%
(129)		21.28%
(7,970)		16.33%
(6,117)
Male Householder, No Spouse6.29%
(76)		4.80%
(58)		3.81%
(1,428)		3.64%
(1,365)
Female Householder, No Spouse25.89%
(313)		12.16%
(147)		17.81%
(6,672)		10.28%
(3,851)
Nonfamily Households1.08%
(13)		12.66%
(153)		0.56%
(210)		26.28%
(9,846)
Total SNAP Recipients1,209
(4.99% of households)		37,459
(5.72% of households)

Note: Percentages represent the share of SNAP-receiving households in each category. Higher percentages in households with children often indicate targeting of families with greater nutritional needs.

About this data: The Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income families. Households with children often face higher participation rates due to eligibility guidelines prioritizing child nutrition. "Nonfamily households" typically refer to individuals living alone or with unrelated roommates.

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Frequently Asked Questions (FAQs)

The age breakdown for US ZIP Code 95123 is as follows: Under 5: 6.00%, Ages 5–17: 14.98%, Ages 18–24: 9.27%, Ages 25–34: 16.15%, Ages 35–54: 27.74%, Ages 55–64: 12.86%, and 65 or older: 13.01%.

The racial and ethnic composition of US ZIP Code 95123 is dominated by: White Alone (Non-Hispanic): 34.59%, Hispanic or Latino (Any Race): 29.31%, Asian Alone: 26.58%. The complete breakdown includes 8 distinct racial and ethnic categories.

The median household income in US ZIP Code 95123 is $136,364. This represents the midpoint of all household incomes in the area, meaning half of households earn more than this amount and half earn less.

The household income distribution in US ZIP Code 95123 is: Very Low Income (under $20,000): 4.12%, Low Income ($20,000-$34,999): 3.45%, Lower Middle Income ($35,000-$49,999): 5.47%, Middle Income ($50,000-$74,999): 9.79%, Upper Middle Income ($75,000-$149,999): 31.67%, High Income ($150,000+): 45.50%.

Approximately 65.16% of households in US ZIP Code 95123 earn over $100,000 annually. This includes households earning between $100,000 and $124,999, $125,000 and $149,999, $150,000 and $199,999, and $200,000 or more.

The median property value for owner-occupied housing units in US ZIP Code 95123 is $1,108,100. This represents the midpoint of all property values in the area, meaning half of homes are valued above this amount and half are valued below. The median is a better indicator of typical home values than the average because it is not skewed by extremely high or low property values.

The property value distribution for owner-occupied housing units in US ZIP Code 95123 is: Less than $25,000: 1.43%, $25,000-$49,999: 0.11%, $50,000-$99,999: 0.77%, $100,000-$199,999: 2.80%, $200,000-$499,999: 6.27%, $500,000-$999,999: 76.19%, $1,000,000 or more: 12.43%.

There are 14,617 owner-occupied housing units in US ZIP Code 95123. This represents homes that are owned by the people living in them, as opposed to rental properties or vacant units.

Approximately 88.62% of owner-occupied housing units in US ZIP Code 95123 are valued over $500,000. This includes properties valued between $500,000 and $749,999, $750,000 and $999,999, $1,000,000 and $1,499,999, $1,500,000 and $1,999,999, and $2,000,000 or more.

In US ZIP Code 95123, 44.81% of the population aged 25 and older holds a bachelor's degree or higher. This includes those with bachelor's degrees as well as those with graduate or professional degrees.

The educational attainment breakdown for US ZIP Code 95123 (population 25+) is: Less than high school graduate: 9.44%, High school graduate (including equivalency): 15.72%, Some college or associate's degree: 30.03%, Bachelor's degree: 27.42%, Graduate or professional degree: 17.38%.

In US ZIP Code 95123, 90.56% of the population aged 25 and older has completed at least a high school education. This includes high school graduates, those with some college, associate's degrees, bachelor's degrees, and graduate degrees.

In US ZIP Code 95123, 3.6% of the population lacks health insurance coverage. This represents 2,562 individuals out of a total population of 70,251 people.

The uninsured rates vary by age group in US ZIP Code 95123. For young adults (18-34 years), 5.2% of males and 8.6% of females lack coverage. In the 35-64 age group, 4.1% of males and 3.9% of females are uninsured. These working-age populations typically face different coverage challenges than children or seniors.

Children under 18 in US ZIP Code 95123 have uninsured rates of 1.3% for males and 1.1% for females. Seniors aged 65 and older, who are typically covered by Medicare, have uninsured rates of 0.8% for males and 0.7% for females. These age groups generally have higher coverage rates due to public programs.

In US ZIP Code 95123, 88.0% of the population are U.S. citizens. This includes native-born citizens and naturalized citizens. Out of a total population of 70,279 people, 61,870 are U.S. citizens.

US ZIP Code 95123 has 12,772 naturalized U.S. citizens, representing 18.2% of the total population. These are foreign-born individuals who have gone through the naturalization process to become U.S. citizens.

The nativity and citizenship breakdown for US ZIP Code 95123 is: 68.5% were born in the United States, 0.1% were born in Puerto Rico or U.S. Island Areas, 1.3% were born abroad of American parent(s), 18.2% are foreign-born naturalized U.S. citizens, and 12.0% are foreign-born non-citizens.

In US ZIP Code 95123, 78.6% of workers commute by car, truck, or van, making it the most common means of transportation to work. Out of 36,914 total workers, 29,024 use personal vehicles for their commute.

519 workers in US ZIP Code 95123 use public transportation (excluding taxicabs) to commute to work, representing 1.4% of all workers. This includes buses, subways, light rail, commuter trains, and ferries.

Alternative commute methods in US ZIP Code 95123 include: 17.7% work from home, 1.3% walk to work, 0.2% bicycle, and 0.8% use other means such as taxicabs or motorcycles. These alternatives to driving alone help reduce traffic congestion and environmental impact.

"Class of worker" refers to the type of employer or work arrangement for employed civilians aged 16 and over in US ZIP Code 95123. It categorizes workers into private sector (for-profit and non-profit), government (local, state, and federal), self-employed, and unpaid family workers. This classification helps understand the employment structure and economic composition of the workforce.

According to the American Community Survey, US ZIP Code 95123 has 38,443 employed civilians aged 16 and over. The private for-profit sector employs the largest share of workers, with 41.7% of male workers and 32.5% of female workers in this category.

In US ZIP Code 95123, there are 1,843 male government workers and 3,045 female government workers. Government employment includes local, state, and federal positions. This represents 4.8% of male workers and 7.9% of female workers.

Self-employment in US ZIP Code 95123 includes 1,109 males (2.9%) and 1,000 females (2.6%). Self-employed workers operate their own businesses that are not legally incorporated.

In US ZIP Code 95123, 1,209 households (4.99% of all households) received SNAP/Food Stamps benefits in the past 12 months. Out of 24,251 total households, these families rely on this federal nutrition assistance program to help purchase food.

Of the SNAP-receiving households in US ZIP Code 95123, 722 (59.72%) have children under 18 years. These families face additional nutritional needs and food security challenges as they work to provide adequate nutrition for growing children.

SNAP recipients in US ZIP Code 95123 include diverse household types. Among households with children, 313 (25.89%) are headed by a female householder with no spouse present, while 320 (26.47%) are married-couple families. The program also serves households without children, including seniors, disabled individuals, and working adults facing economic challenges.

The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a federal program that provides nutrition assistance to low-income individuals and families. Eligibility is based on household income, resources, and size. In US ZIP Code 95123, SNAP helps eligible households purchase nutritious food at authorized retailers. The program aims to alleviate hunger and improve nutrition and health outcomes for vulnerable populations.

According to the U.S. Census Bureau's American Community Survey, there are 1,963 civilian veterans aged 18 and over living in US ZIP Code 95123. These individuals have served on active duty in the U.S. Army, Air Force, Navy, Marine Corps, or Coast Guard. This number does not include those with only National Guard or Reserves training without active duty service.

The most common period of military service for veterans in US ZIP Code 95123 is Vietnam Era Only, with 751 veterans (38.3% of all veterans) who served during this period. The second most common period is Post-9/11 Only, with 295 veterans (15.0%).

"Period of service" categorizes veterans based on when they served on active duty in the U.S. Armed Forces. Major periods include World War II (December 1941-December 1946), the Korean War (July 1950-January 1955), the Vietnam Era (August 1964-April 1975), the Gulf War (August 1990-August 2001), and Post-9/11 (September 2001 or later). Veterans may have served during multiple periods. Understanding the distribution of service periods helps communities in US ZIP Code 95123 provide appropriate services and support to their veteran population.

Veterans who served during the Gulf War era (1990-2001) and Post-9/11 era (2001-present) represent approximately 45.2% of all veterans in US ZIP Code 95123. These more recent-era veterans, totaling around 887 individuals, often have different service experiences and support needs compared to veterans of earlier conflicts. They may benefit from targeted programs addressing issues such as transition to civilian life, employment assistance, and access to VA healthcare services.

In US ZIP Code 95123, 661 families (3.7% of all families) live below the federal poverty line. This means their household income is less than 100% of the poverty threshold established by the U.S. Census Bureau, which varies by family size and composition. Out of 17,694 total families, these households face significant economic challenges meeting basic needs.

"Income-to-poverty ratio" measures how a family's income compares to the federal poverty threshold. A ratio of 1.00 (100%) means the family's income equals the poverty line. Below 1.00 indicates poverty, while ratios above 1.00 show income levels relative to poverty. For example, a ratio of 2.00 (200%) means the family earns twice the poverty threshold. In US ZIP Code 95123, this data helps identify not just families in poverty, but also those who are economically vulnerable despite being above the official poverty line.

Beyond families living in poverty, US ZIP Code 95123 has 2,636 families (14.9%) with incomes between 100% and 199% of the poverty level. These families are often called 'near poverty' or low-income households. Specifically, 650 families (3.7%) have incomes between 100% and 149% of poverty. While technically above the poverty line, these families often struggle with housing costs, healthcare, childcare, and other expenses, making them economically vulnerable.

In US ZIP Code 95123, 268 families (1.5%) live in extreme poverty, with incomes below 50% of the federal poverty threshold. These families face severe economic hardship and often require comprehensive assistance programs. On the other end of the spectrum, 14,397 families (81.4%) have incomes at least 200% above the poverty level, indicating greater financial stability and economic security.